22jul18 – Regulatory Report

What's up

[ June 9, 2026 ] Credit unions see growth in lending, but delinquency rates inch up, first quarter numbers show NCUA
[ June 9, 2026 ] FDIC: 4 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA FDIC
[ June 8, 2026 ] Credit union regulator gives green light to rules on non-interest/fee charges, board member reimbursement NCUA
[ June 5, 2026 ] Credit unions, banks urged by regulators to help identify, report illegal aliens FDIC
[ June 3, 2026 ] Middle-income consumers ‘squeezing life from every dollar,’ Fed report finds; loan delinquencies on rise The Fed

FDIC guidance focuses on OK banks affected by tornadoes, more

July 18, 2022 0

The federal bank deposit insurer on Friday issued a letter detailing regulatory relief for financial institutions in areas of Oklahoma affected by a severe storm, tornadoes, and flooding. Financial Institution Letter (FIL-31-2022) issued by the […]

Bureau extends comment period on credit card late fees to Aug. 1

July 18, 2022 0

Anyone wishing to comment on the federal consumer financial protection agency’s advance notice of proposed rulemaking (ANPR) on credit-card late fees has an additional 10 days from the original comment deadline, according to a notice […]

Credit unions see growth in lending, but delinquency rates inch up, first quarter numbers show

June 9, 2026 0

Credit unions saw their loans outstanding rise by 4.6% (to $1.73 trillion) at the end of the first quarter of this year over the same point a year ago – but also saw the ratio of total loans to savings [...]
FDIC: 4 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

June 9, 2026 0

Evaluating ratings under the anti-redlining Community Reinvestment Act (CRA) that were assigned in March by the federal bank deposit insurer included four “outstanding” ratings and one “needs to improve.” The remaining 40 banks receiving ratings were deemed “satisfactory,” the information [...]
Credit union regulator gives green light to rules on non-interest/fee charges, board member reimbursement

June 8, 2026 0

Interim final rules on non-interest charges and fees, and dependent care and board member reimbursement, were adopted early Monday by the one-man board overseeing the federal credit union regulator, the agency said. In a release, the National Credit Union Administration [...]
Credit unions, banks urged by regulators to help identify, report illegal aliens

June 5, 2026 0

An advisory issued jointly Friday by bank and credit union prudential regulators with Treasury’s financial crimes enforcement arm encourages the institutions to aid in the detection and reporting of illegal aliens. The agencies – Treasury’s Financial Crimes Enforcement Network (FinCEN), [...]