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What's up
  • [ December 10, 2025 ] OCC says 9 biggest supervised banks engaged in ‘debanking’; more to come OCC
  • [ December 10, 2025 ] Credit union regulator launches ‘first round’ of changing, eliminating ‘overly burdensome’ regulations NCUA
  • [ December 10, 2025 ] FinCEN says virtual currency trading platform facilitated suspicious activity; imposes $3.5 million penalty Other
  • [ December 9, 2025 ] Comptroller jumps on board to oppose state enforcing usury laws on out of state bank, fintech lending OCC
  • [ December 9, 2025 ] OCC letter: Banks permitted to engage in ‘riskless’ principal crypto-asset transactions OCC
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NCUA

Credit union regulator issues reg alert on 2022 TILA mortgage-related asset-size exemption thresholds

February 14, 2022 0

Annual adjustments to asset-size exemption thresholds under the Truth in Lending Act (TILA) in effect for certain types of mortgage activity in 2022 are detailed in a regulatory alert issued Monday by the National Credit […]

FDIC

Credit risk for large, syndicated loans remains high despite some improvement, joint agency report states

February 14, 2022 0

Credit risk for large, syndicated loans remains high but did improve “modestly” last year, according to a joint report issued by the federal banking regulators Monday. In their 2021 Shared National Credit (SNC) Review Report, […]

OCC

Joint CRA rule proposal coming soon from Fed, FDIC, OCC, acting comptroller says

February 14, 2022 0

A notice of proposed rulemaking on modernized Community Reinvestment Act (CRA) requirements will be released jointly in the “not-too-distant future” by the three federal bank regulators, the Acting Comptroller of the Currency said Monday. Michael […]

FDIC

What’s the outlook for leadership at the regulatory agencies? It’s complicated

February 14, 2022 0

The day before a Senate committee considers the nominations of five prospective members of the Federal Reserve Board – including the chair and both vice chairs, federal financial institution regulatory agencies find themselves with tenuous […]

NCUA

Former bank, credit union lobbyist named top communicator, congressional advocate for NCUA

February 14, 2022 0

A former lobbyist for banks and credit unions is now the top public communications and congressional affairs executive for the federal credit union regulator, the agency announced Monday. Elizabeth A. Eurgubian is now the National […]

Today

  • OCC says 9 biggest supervised banks engaged in ‘debanking’; more to come

    December 10, 2025 0
    A five-page report (plus cover) providing “preliminary findings” of a supervisory review of purported “debanking” activities by the nine largest banks it supervises was released Wednesday by the Office of the Comptroller of the Currency (OCC). The OCC’s review, still [...]
  • Credit union regulator launches ‘first round’ of changing, eliminating ‘overly burdensome’ regulations

    December 10, 2025 0
    Calling it the “first round” of proposed regulatory changes, the federal credit union regulator Wednesday released a laundry list of rules it said it intends to change or remove. According to the National Credit Union Administration (NCUA), it plans to [...]
  • FinCEN says virtual currency trading platform facilitated suspicious activity; imposes $3.5 million penalty

    December 10, 2025 0
    A convertible virtual currency, peer-to-peer trading platform was fined $3.5 million for allegedly facilitating more than $500 million in suspicious activity involving “a host of illicit actors,” Treasury’s financial crimes enforcement arm said. The fine against Paxful, Inc., and Paxful [...]
  • Comptroller jumps on board to oppose state enforcing usury laws on out of state bank, fintech lending

    December 9, 2025 0
    The courts, or Congress, should remedy the outcome of a legal case decided last month that out-of-state banks and fintech partners lending to someone in Colorado must comply with state interest rate caps, the national banking regulator said Tuesday as [...]
  • OCC letter: Banks permitted to engage in ‘riskless’ principal crypto-asset transactions

    December 9, 2025 0
    Banks may engage in “riskless” principal crypto-asset transactions with and on behalf of their customers, according to an interpretive letter released Tuesday by the Office of the Comptroller of the Currency (OCC). The letter, from the agency’s senior deputy comptroller [...]
  • New credit union, third this year, will provide lending, saving to CA underserved area

    December 8, 2025 0
    A new credit union will soon be offering financial services – including mortgages and home equity loans — to its membership in the Bay Area of California, its federal regulator said Monday. The charter for Haven Federal Credit Union(FCU)  – [...]
  • Three banks ‘outstanding,’ three others ‘need improvement,’ FDIC says in latest CRA report

    December 8, 2025 0
    Three banks earned ratings of “outstanding” for their compliance with anti-redlining rules in results of examinations in September, the federal bank deposit insurance agency said Friday. However, three other banks earned ratings of “needs improvement” and the remaining 52 banks [...]

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