22aug23 – Regulatory Report

What's up

[ October 15, 2026 ] Beige Book finds some economic growth – but consumer growth seems driven by higher-income households The Fed
[ October 15, 2026 ] NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round NCUA
[ October 15, 2026 ] Grant money available to help low-income credit unions deal with hurricane effects, more NCUA
[ October 2, 2026 ] Wisconsin bank, holding company consent to enforcement actions for ‘unsafe, unsound’ practices FDIC
[ October 1, 2026 ] Agency finally closes down troubled credit union after embezzlement charges; Alabama CU assumes members, savings, some assets NCUA

‘Well founded’ are concerns that deposit insurance premiums depress bank lending, paper asserts

August 23, 2022 0

Concerns are “well founded” that the imposition of bank deposit insurance premiums can hurt lending “at precisely the wrong time in the business cycle,” according to a paper published Tuesday by the federal bank deposit […]

Paper raises questions about risks hedge funds’ activities pose to financial system stability

August 23, 2022 0

New questions are raised about the risks that hedge funds’ activities pose to financial system stability given the increasing importance of non-bank financial intermediaries, according to a paper released Tuesday by the Treasury’s financial research […]

Beige Book finds some economic growth – but consumer growth seems driven by higher-income households

October 15, 2026 0

Some economic growth – from slight to moderate – was reported in several Federal Reserve Districts over the last month, but some of the data indicates that growth, if any, is coming mostly from high-income households, the agency said in [...]
NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round

October 15, 2026 0

Calling it the agency’s 12th round of regulatory relief, the National Credit Union Administration (NCUA) on Wednesday released proposed changes to its rules on fidelity bond and insurance coverage, incidental powers, and the Central Liquidity Facility (CLF). All three were [...]
Grant money available to help low-income credit unions deal with hurricane effects, more

October 15, 2026 0

The federal credit union regulator on Tuesday invited low-income credit unions affected by natural disasters such as hurricanes, flooding and other severe weather events to seek grant funds from the agency for recovery. The National Credit Union Administration (NCUA) is [...]
Wisconsin bank, holding company consent to enforcement actions for ‘unsafe, unsound’ practices

October 2, 2026 0

A Wisconsin bank’s holding company is now under an enforcement order issued Friday by the Federal Reserve for “unsafe and unsound” banking practices – about two months after another federal banking agency issued a similar order for the bank owned [...]