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What's up
  • [ November 28, 2025 ] Four workers from same bank prohibited from future service; three for COVID-era loan program violations FDIC
  • [ November 28, 2025 ] 2% designated reserve ratio continued for FDIC insurance fund FDIC
  • [ November 28, 2025 ] FDIC official digital sign requirement delayed to 2027 to align with proposal FDIC
  • [ November 26, 2025 ] Latest Beige Book reports mixed economic activity, but little changed from last month The Fed
  • [ November 26, 2025 ] OCC sets schedule for CRA exams in first half of ‘26 OCC
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FDIC

FDIC researchers find construction loans with more on-site inspections less likely to default

August 15, 2022 0

A white paper called the first of its kind by the researchers behind it finds that monitoring of construction loans “ultimately improves loan outcomes and adds value to banks.” The study, released Monday by the […]

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The Fed

Fed finalizes ‘consistent set of factors’ for reserve banks to use in evaluating requests for ‘master accounts,’ payments services

August 15, 2022 0

A transparent, risk-based, and consistent set of factors for Federal Reserve Banks to use in reviewing requests to access Federal Reserve accounts and payment services is the aim of final guidelines issued by the central […]

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OCC

Workshops set for next month look at bank risk – governance, compliance

August 15, 2022 0

Risk governance and compliance risk are the topics for a pair of workshops set for last next month in Minneapolis aimed at directors, senior management and other key bank executives, the regulator of national banks […]

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OCC

Advisory series on accounting updated for ’22; amortization of debt securities, lessors’ classifications addressed

August 15, 2022 0

A variety of accounting topics are addressed in an update issued Monday to an advisory series that the regulator of national banks said is aimed at promoting a “consistent application of accounting standards and regulatory […]

Today

  • Four workers from same bank prohibited from future service; three for COVID-era loan program violations

    November 28, 2025 0
    Prohibitions were ordered against or agreed to by four workers of Truist Bank in Charlotte, N.C., in October for misappropriating funds related to coronavirus crisis loan programs, and for cashing bogus checks, the federal bank deposit insurance agency said Friday. [...]
  • 2% designated reserve ratio continued for FDIC insurance fund

    November 28, 2025 0
    A 2% designated reserve ratio (DRR) will continue in 2026 for the Deposit Insurance Fund (DIF for banks, the federal bank deposit insurer said Tuesday. According to a Federal Deposit Insurance Corp. (FDIC) staff memo released for Tuesday’s open board [...]
  • FDIC official digital sign requirement delayed to 2027 to align with proposal

    November 28, 2025 0
    Insured depository institutions (IDIs) have an additional 21 months to comply with a rule requiring the display of the Federal Deposit Insurance Corp. (FDIC) official sign on their digital deposit-taking channels, according to an agency Financial Institution Letter (FIL). The [...]
  • Latest Beige Book reports mixed economic activity, but little changed from last month

    November 26, 2025 0
    Reports of loan demand across the Federal Reserve’s 12 districts were “mixed,” although some reported an ongoing recovery in the office real estate market, according to the latest Beige Book released Wednesday. The Fed’s semi-monthly summary of commentary on current [...]
  • OCC sets schedule for CRA exams in first half of ‘26

    November 26, 2025 0
    About 130 banks are scheduled to receive their anti-redlining compliance exams in the first and second quarters of next year, the national bank regulator said Wednesday. According to the Office of the Comptroller of the Currency (OCC), the largest groups [...]

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