21oct15 – Regulatory Report

What's up

[ July 27, 2026 ] FinCEN seeks financial institutions’ aid in rooting out student-loan fraud Other
[ July 24, 2026 ] FDIC updates consumer compliance exam manual FDIC
[ July 17, 2026 ] UPDATED: Proposal reveals weekly, quarterly reporting forms for banks becoming permitted payment stablecoin issuers FDIC
[ July 17, 2026 ] OCC updates examiner booklet on allowances for credit losses OCC
[ July 16, 2026 ] ‘Enhanced security measures’ keep some exam docs on site, give banks power over what is ‘highly sensitive’ FDIC

In first action since taking CFPB seat, Chopra/agency join in appealing consumer FCRA decision

October 15, 2021 0

Arguing that a consumer reporting agency is subject to requirements of the Fair Credit Reporting Act (FCRA), the federal consumer financial protection agency has joined the state of North Carolina and the Federal Trade Commission […]

Board to consider final rule for expanding lending, services role for credit union service organizations

October 14, 2021 0

Finalizing a proposed – and contentious – rule on expanded lending and services provided by federal credit union (FCU) credit union service organizations (CUSOs) highlights the scheduled agenda for next week’s meeting of the federal […]

FinCEN seeks financial institutions’ aid in rooting out student-loan fraud

July 27, 2026 0

Financial institutions are encouraged to report suspicious account activity that could point to fraud targeting federal student aid programs, according to an alert from Treasury’s financial crimes enforcement unit. Friday, the Financial Crimes Enforcement Network (FinCEN) issued an alert on [...]
FDIC updates consumer compliance exam manual

July 24, 2026 0

Updates to violation codes, Truth in Lending Act (TILA) thresholds, Home Mortgage Disclosure Act (HMDA) loan-volume thresholds and more are reflected in the July iteration of the federal bank deposit insurer’s Consumer Compliance Examination Manual (CEM). The Federal Deposit Insurance [...]