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What's up
  • [ April 9, 2026 ] NCUA deregulation project expected to run all year, maybe into 2027 NCUA
  • [ April 9, 2026 ] Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow The Fed
  • [ April 8, 2026 ] Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS Other
  • [ April 7, 2026 ] Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role FDIC
  • [ April 7, 2026 ] GENIUS Act proposal for comment issued by FDIC FDIC
Home21nov30

21nov30

CFPB

Bureau reminds: New debt collections rules now in force outlining communications, disclosures

November 30, 2021 0

New debt collection rules adopted by the federal consumer financial protection agency went into effect Tuesday, the agency noted in a blog entry laying out five key points to know about the regulation. According to […]

FDIC

More than 300 banks to get CRA evals from FDIC in first, second quarters of 2022

November 30, 2021 0

A total of 308 banks across the United States are on the Federal Deposit Insurance Corp.’s (FDIC) Community Reinvestment Act (CRA) evaluation schedules for the first and second quarters of 2022, according to information released […]

CFPB

Agencies set 2022 exemption thresholds for consumer leases, consumer credit, appraisals of higher-priced mortgages

November 30, 2021 0

Amounts above, or below, which certain federal disclosure, interest rate, fee, and other requirements and limitations apply for consumer leases, consumer credit, and higher-priced mortgage loans (HPMLs) are revised up nearly 5% for 2022 under […]

NCUA

Pair of former credit union employees prohibited from future service

November 30, 2021 0

Two former workers were barred from ever working again in a credit union – or any federally insured financial institution – after both agreed to accept terms of orders issued by the federal credit union […]

FDIC

Third-quarter financial performance mixed for banks; slight or no improvement over previous quarter (but better than last year)

November 30, 2021 0

Banks had mixed financial results in the third quarter, easily outdistancing performance from a year ago (when the coronavirus crisis was raging) but slipping from last quarter, according to call report data released Tuesday. The […]

Today

  • NCUA deregulation project expected to run all year, maybe into 2027

    April 9, 2026 0
    A four-slide presentation related to Thursday’s National Credit Union Administration (NCUA) Board meeting shows the agency expects its deregulation project – which recently announced a ninth “phase” – to continue to late 2026 or early 2027. The meeting, held Thursday [...]
  • Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow

    April 9, 2026 0
    The Federal Reserve Board proposes to permit U.S. banks and credit unions to use intermediaries to transfer funds through the FedNow Service, the board announced. In a release, the Fed said the measure, which would amend subpart C of Regulation [...]
  • Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS

    April 8, 2026 0
    Providing an “appropriately tailored regime to mitigate potential illicit finance risks” with the use of payment stablecoins — while promoting “innovation” in the digital vehicles — is the aim of a proposed rule issued Wednesday by the Treasury and its [...]
  • Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role

    April 7, 2026 0
    A rule that would, among other things, have federal bank and credit union regulators “consult” with the Financial Crimes Enforcement Network (FinCEN) on certain anti-money laundering/countering the financing of terrorism (AML/CFT) actions was issued Tuesday for a 60-day public comment [...]
  • GENIUS Act proposal for comment issued by FDIC

    April 7, 2026 0
    A proposed rule that addresses the applicability of pass-through insurance for stablecoins and tokenized deposits was issued for comment Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said the proposed rule would implement certain requirements [...]
  • FDIC, OCC ban use of reputation risk in supervising banks

    April 7, 2026 0
    A final rule to eliminate the use of reputation risk from programs for bank supervision was issued jointly Tuesday by two federal prudential banking regulators. The Federal Deposit Insurance Corp. (FDIC) – which approved the rule during its open board [...]
  • Groups would no longer be barred from credit union membership without buying service, product

    April 7, 2026 0
    Eligibility for credit union membership through an associational group would not be automatically denied solely because members of the group did not purchase a product or service of the institution under a proposal issued Tuesday by the federal regulator. The [...]

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