21mar05 – Regulatory Report

What's up

[ September 15, 2026 ] Proposed rules on merger transactions, state bank parity on agenda for FDIC Board FDIC
[ September 14, 2026 ] Credit unions see delinquencies inch up as loan demand remains high; savings rise too NCUA
[ September 11, 2026 ] UPDATED: Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued FDIC
[ September 11, 2026 ] Banks can start submitting CRA aggregate data via Fed portal in 2028 Other
[ September 11, 2026 ] Interim rule qualifies more banks for 18-month exam schedule FDIC

Model privacy form, fintechs’ use of alternative data among areas flagged for CFPB action, report shows

March 5, 2021 0

A recent report by the federal agency charged with financial consumer protection provides a window into some of the actions currently underway – including a potential update of the model privacy form explaining information-sharing to […]

Vaccine, economic improvements raising some optimism, but concern remains over lending

March 5, 2021 0

While the accelerating rollout and inoculations of COVID-19 vaccinations are raising economic optimism in some districts across the country, some challenges remain for financial institutions in non-mortgage lending as deposits continue to rise, according to […]

Proposed rules on merger transactions, state bank parity on agenda for FDIC Board

September 15, 2026 0

Merger transactions and state bank parity are the subjects of two proposed rules the board of the federal bank deposit insurance agency will take up when it meets Thursday (Sept. 17) in Washington, D.C. According to the Federal Deposit Insurance [...]
Credit unions see delinquencies inch up as loan demand remains high; savings rise too

September 14, 2026 0

The loan delinquency rate was up at credit unions at midyear, compared to a year earlier, as credit union assets also grew during the same period, their federal regulator said Monday. In a release, the National Credit Union Administration (NCUA) [...]
UPDATED: Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued

September 11, 2026 0

Updated for Federal Register notices, comment deadline. Managing risks associated with third-party relationships is the subject of proposed guidance issued Friday by federal banking and credit union regulators. The banking agencies also issued a statement on community banks’ engagement with [...]
Banks can start submitting CRA aggregate data via Fed portal in 2028

September 11, 2026 0

Banks required or choosing to report Community Reinvestment Act (CRA) aggregate data will be able to use a streamlined process beginning with the 2027 reporting year – meaning for submissions due by March 1, 2028, a regulators’ panel said Friday. [...]
Interim rule qualifies more banks for 18-month exam schedule

September 11, 2026 0

An extended, 18-month on-site exam cycle will apply to certain banks having assets of less than $6 billion under an interim final rule by the three federal prudential banking regulators. The Federal Reserve Board, Federal Deposit Insurance Corp. (FDIC), and [...]