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What's up
  • [ December 17, 2025 ] Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs OCC
  • [ December 16, 2025 ] Latest new bank — this one in Ohio — will focus on virtual currency market, among other things FDIC
  • [ December 16, 2025 ] Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act FDIC
  • [ December 16, 2025 ] DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4% FDIC
  • [ December 16, 2025 ] OCC system risk report emphasizes innovation; economic, cyber risks eyed OCC
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NCUA

NCUA revises board agenda for July 22 meeting, removing strategic plan review

July 21, 2021 0

The strategic plan review for the federal credit union regulator’s board will not be on the agenda for its meeting Thursday after all, the regulator indicated Wednesday as it issued a revised meeting plan. However, […]

FDIC

Review of mortgage-related credit risk retention rules extended to December

July 21, 2021 0

A required review of credit risk retention requirements affecting federally insured banks and thrifts that securitize residential mortgage loans has been extended to Dec. 20 by federal banking, housing-finance, and securities regulators. The credit risk […]

The Fed

Committee takes next – nearly final – step in moving toward formal recommendation of LIBOR alternative

July 21, 2021 0

Loan conventions and use cases for how to best use an alternative to a soon-to-be-defunct LIBOR reference rate were recommended Wednesday by a Federal Reserve-sponsored committee. In a release, the Alternative Reference Rate Committee (ARRC), […]

FDIC

Agencies vow to work together to strengthen CRA, after OCC said it will propose rescinding 2020 rule

July 20, 2021 0

Working together to jointly strengthen rules implementing anti-redlining laws is a commitment made by the three federal banking agencies Tuesday, according to a statement released by all three. The statement was released after one of […]

Today

  • Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs

    December 17, 2025 0
    A bank could tailor its anti-redlining examination based on the needs of the community and the products and services the bank offers to serve those needs under proposed guidance unveiled Wednesday by the national bank regulator. The Office of the [...]
  • Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

    December 16, 2025 0
    A newly chartered bank for Columbus, Ohio — which will focus on financial products for businesses and individuals in the technology, payment systems, investment, and defense industries, including virtual currency market participants — was approved for federal deposit insurance Tuesday, [...]
  • Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

    December 16, 2025 0
    Banks wishing to issue payment stablecoins would need to follow an application procedure outlined in a proposed rule issued Tuesday by the board of the federal bank deposit insurance agency. The proposal, if finalized, would execute application provisions contained in [...]
  • DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%

    December 16, 2025 0
    A 16.4% decrease in the budget for 2026 of the federal bank deposit insurance agency is attributable to staffing cuts made at the beginning of the year in line with White House demands, the agency said Tuesday. According to the [...]
  • OCC system risk report emphasizes innovation; economic, cyber risks eyed

    December 16, 2025 0
    The importance of innovation in banking is given “special topic” attention in the national banking regulator’s semiannual risk perspective report, which also provides updates on the industry’s credit, market, cybersecurity and fraud risks. The report, released Tuesday by the Office [...]
  • Mortgage holders staying current on loans, but foreclosures on the rise, report shows

    December 15, 2025 0
    Consumers are holding their own with their mortgages as banks reported 97.4% current and performing at the end of the third quarter – which was the same level a year ago, the Office of the Comptroller of the Currency (OCC) [...]

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