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What's up
  • [ July 11, 2025 ] Agencies propose revisions for reporting loan modifications in call reports FDIC
  • [ July 10, 2025 ] Gould confirmed to five-year term as comptroller; first confirmed to post since 2017 OCC
  • [ July 11, 2025 ] FDIC activates disaster response for Texas areas hit by floods, more FDIC
  • [ July 11, 2025 ] Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available Other
  • [ July 10, 2025 ] Fed proposes some easing on what qualifies a bank as ‘well-managed’ The Fed
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21dec20

FDIC

Regulators leave QRM, other definitions in credit risk-retention rules unchanged, for now

December 20, 2021 0

Regulators have decided to leave unchanged their definitions of qualified residential mortgage (QRM), the community-focused residential mortgage exemption, and the exemption for qualifying three-to-four-unit residential mortgage loans under their 2014 federal credit risk retention regulations. […]

OCC

Trading revenue slips during third quarter by 15.5% for banks, savings associations

December 20, 2021 0

Trading revenue was down 15.5% — or $1.3 billion – in the third quarter from the previous quarter at commercial banks and savings associations, their federal regulator said Monday. In its Quarterly Report on Bank […]

CFPB

Joint letters put landlords, mortgage servicers on notice about military servicemembers housing protections

December 20, 2021 0

Landlords and mortgage servicers with military servicemembers and veterans as tenants and clients were put on notice about housing protections in letters sent Monday by the federal consumer financial protection and top federal law enforcement […]

FDIC

Banking agencies continue ‘no-action’ relief for Reg O application to bank investment funds

December 20, 2021 0

Temporary “no-action” relief under Regulation O for companies that manage funds investing in banking organizations was extended further in a revised statement Friday by the three federal banking regulators. The Federal Reserve, Federal Deposit Insurance […]

CFPB

Concerned about ‘buy now, pay later,’ CFPB opens inquiry, as credit reporter adds scrutiny

December 20, 2021 0

Concern about accumulating debt, regulatory arbitrage, data harvesting, and other components associated with “buy now, pay later” (BNPL) plans has led the federal consumer financial protection agency to open an inquiry into the quickly expanding […]

Today

  • Agencies propose revisions for reporting loan modifications in call reports

    July 11, 2025 0
    New instructional revisions in detailing loan modifications in call reports are being sought by federal banking agencies, the agencies said late Friday in releasing other final regulatory reporting changes for bank call reports. The three agencies (the Federal Deposit Insurance [...]
  • Gould confirmed to five-year term as comptroller; first confirmed to post since 2017

    July 10, 2025 0
    Jonathan Gould was confirmed to the top post at the Office of the Comptroller of the Currency (OCC) in a straight party-line vote Thursday in the Senate. Nominated by President Donald Trump (R) in February to a five-year term, Gould [...]
  • FDIC activates disaster response for Texas areas hit by floods, more

    July 11, 2025 0
    Regulatory relief and favorable Community Reinvestment Act (CRA) consideration are among the steps the federal bank deposit insurer is activating to help those affected by severe storms, straight-line winds and floods affecting areas in Texas since July 2. In a [...]
  • Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available

    July 11, 2025 0
    Census data used to create the aggregate and disclosure reports for mortgages and compliance with anti-redlining statutes have been updated for 2025, the agency updating the data said Friday. The Federal Financial Institutions Examination Council (FFIEC) said the data, used [...]
  • Fed proposes some easing on what qualifies a bank as ‘well-managed’

    July 10, 2025 0
    A proposed rule that would ease the rating system used to determine what is a “well-managed” large financial institution (LFI), or a “well-managed” depository institution holding company significantly involved in insurance activities, was announced Thursday with a 30-day public comment [...]
  • Credit union regulator, again, opts to voluntarily review its regs over two-year period

    July 10, 2025 0
    Review of its rules to identify those that are perhaps “outdated, unnecessary, and unduly burdensome” will be conducted by the federal credit union regulator, even though it has no statutory requirement to do so, the agency said Thursday. The National [...]

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