20may04 – Regulatory Report

What's up

[ July 13, 2026 ] New reg guidance focuses on risk to FIs of lending to those not authorized to work in U.S. FDIC
[ July 13, 2026 ] Smallest standalone bank in U.S. fails; estimated to cost federal insurance fund $1.2 million FDIC
[ July 13, 2026 ] Tiny Kansas City credit union conserved following finding of ‘unsafe, unsound’ practices NCUA
[ July 10, 2026 ] Regulators encourage banks, credit unions to follow voluntary information sharing under FinCEN guidance FDIC
[ July 9, 2026 ] Exam council updates loan category jargon, changes liquidity and funding pages in performance report Other

Standards, terms tightened on loans in first quarter especially in latter half with impact of COVID-19

May 4, 2020 0

Tightened standards and terms on a wide variety of loans were imposed by banks in the first quarter of 2020, with much of that action taken during the latter part of the quarter as financial […]

FDIC, OCC bank ratings under anti-redlining law include 8 ‘outstanding,’ 2 ‘needs improvement’

May 4, 2020 0

Of the 85 banks listed in the most recent releases of Community Reinvestment Act (CRA) evaluation ratings, eight were deemed “outstanding” and two were rated “needs improvement,” according to federal banking regulators. Monday, the Federal […]

New reg guidance focuses on risk to FIs of lending to those not authorized to work in U.S.

July 13, 2026 0

Guidance issued Monday by the federal bank and credit union regulators reminds supervised institutions of their obligations related to credit risk management with regard to borrowers who are not legally authorized to work in the United States. The guidance, issued [...]
Tiny Kansas City credit union conserved following finding of ‘unsafe, unsound’ practices

July 13, 2026 0

A tiny Missouri credit union is now under the control of its federal regulator as the agency works to resolve issues resulting from its unsafe, unsound practices, the agency said late Friday. WeDevelopment Federal Credit Union (FCU) of Kansas City, [...]
Regulators encourage banks, credit unions to follow voluntary information sharing under FinCEN guidance

July 10, 2026 0

Saying it recognizes fraud and other unlawful activity as a “significant and growing concern nationwide for banks and consumers,” the bank deposit insurance agency late Thursday encouraged banks to follow voluntary information sharing issued last month by the Treasury’s financial [...]