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What's up
  • [ November 26, 2025 ] Latest Beige Book reports mixed economic activity, but little changed from last month The Fed
  • [ November 26, 2025 ] OCC sets schedule for CRA exams in first half of ‘26 OCC
  • [ November 25, 2025 ] Banking agencies revise leverage capital requirements for largest banks FDIC
  • [ November 25, 2025 ] Lower community bank leverage ratio proposed; agencies cite more flexibility, ‘optionality’ FDIC
  • [ November 25, 2025 ] FDIC bumps independent audit reporting threshold to $1 billion; more FDIC
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20june30

OCC

OCC publishes new exam guide booklet on UDAAP, rescinds previous OTS publications

June 30, 2020 0

A new booklet on unfair or deceptive acts or practices (UDAP) and unfair, deceptive, or abusive acts or practices (UDAAP) was published by the federal regulator of national banks and federal savings associations Monday. The […]

OCC

Bank trading revenue down 7% in first quarter, OCC reports

June 30, 2020 0

Trading revenue for U.S. commercial banks and federal savings associations declined in the first quarter of the year, totaling $6.7 billion. That’s down $505 million, or 7%, from the fourth quarter of 2019, the Office […]

NCUA

Former IN credit union worker agrees to prohibition following $1.5 million in ‘misapplied’ funds

June 30, 2020 0

A former Indiana credit union worker has consented to his prohibition from working at credit unions or any other federally insured financial institution after he allegedly “misapplied” and removed $1.5 million from the credit union. […]

FDIC

Competition seeks to develop ‘seamless, less burdensome’ financial reporting system for banks

June 30, 2020 0

A “new and innovative approach to financial reporting,” particularly for community banks, is the aim of a rapid prototyping competition started by the federal insurer of bank deposits, announced Tuesday. Under the program announced by […]

Today

  • Latest Beige Book reports mixed economic activity, but little changed from last month

    November 26, 2025 0
    Reports of loan demand across the Federal Reserve’s 12 districts were “mixed,” although some reported an ongoing recovery in the office real estate market, according to the latest Beige Book released Wednesday. The Fed’s semi-monthly summary of commentary on current [...]
  • OCC sets schedule for CRA exams in first half of ‘26

    November 26, 2025 0
    About 130 banks are scheduled to receive their anti-redlining compliance exams in the first and second quarters of next year, the national bank regulator said Wednesday. According to the Office of the Comptroller of the Currency (OCC), the largest groups [...]
  • Banking agencies revise leverage capital requirements for largest banks

    November 25, 2025 0
    A final rule easing leverage capital requirements for the largest and most systemically important banking organizations was announced Tuesday by federal regulators and is set to take effect April 1, 2026. Institutions are free to adopt the changes as of [...]
  • Lower community bank leverage ratio proposed; agencies cite more flexibility, ‘optionality’

    November 25, 2025 0
    Lowering from 9% to 8% the “community bank” leverage ratio (CBLR) in capital requirements was proposed by all three federal bank regulatory agencies Tuesday, which also proposed a longer period for the banks to achieve compliance with the new level. [...]
  • FDIC bumps independent audit reporting threshold to $1 billion; more

    November 25, 2025 0
    As of Jan. 1, banks with less than $1 billion in consolidated assets will no longer be required to provide federal regulators with annual reports of independent audit findings, according to a final rule announced Tuesday. That threshold is up [...]
  • FDIC releases public sections of informational filings for resolution plans by six large banks

    November 25, 2025 0
    “Informational filings”– which provide details for their rapid and orderly resolution in the event of bankruptcy or other insolvencies – for six large banking companies were published Tuesday by the federal bank deposit insurance agency. The filings were from Zions [...]
  • CFPB consumer advisory panel to hold first 2025 meeting Dec. 10, small dollar products on tap

    November 24, 2025 0
    The federal consumer financial protection agency’s Consumer Advisory Board (CAB) is slated to hold its first open meeting of the year Dec. 10, according to a notice in Monday’s Federal Register. That meeting will include, among other things, discussion of [...]
  • Dana Wade named FDIC deputy to the chairman and chief of staff

    November 24, 2025 0
    The board of the federal bank deposit insurance agency has approved Dana T. Wade to be deputy to the chairman and chief of staff, the agency said in a release Monday. Wade will serve as advisor to Federal Deposit Insurance [...]
  • Citing ‘low level of money laundering,’ agency eases up on requirements for community banks

    November 24, 2025 0
    So-called national “community banks” received some easing of anti-money laundering (AML) requirements under a bulletin issued Monday by their federal regulator. Separately, the Office of the Comptroller of the Currency (OCC) also issued a request for information (RFI) which it [...]

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