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What's up
  • [ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
  • [ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
  • [ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
  • [ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA
  • [ April 21, 2026 ] FDIC deploys relief for banks serving WA areas affected by storms, flooding, more FDIC
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CFPB

Guidance aims to clear up ‘weakness’ in transfers of mortgage loans by servicers

April 24, 2020 0

Guidance for servicers of residential mortgage loans on transfers of the loans – apparently a long-time bugaboo of the federal consumer financial protection agency – was outlined late Friday by the agency. According to the […]

COVID-19 actions

Bulletin: OCC alone has ‘visitorial’ authority over national banks involved in federal COVID-19 programs

April 24, 2020 0

The regulator of national banks on Friday issued a bulletin to supervised institutions underscoring the federal regulator’s “exclusive visitorial authority” over the institutions, including with respect to their involvement in federal COVID-19 (coronavirus) financial support […]

FDIC

March FDIC orders include two civil money penalties totaling $90k

April 24, 2020 0

Civil money penalties (CMPs) against two bank-affiliated individuals, related to findings of unsafe or unsound practices and breaches of fiduciary duty, are among the 13 administrative (enforcement) actions taken in March and disclosed Friday by […]

COVID-19 actions

Fed drops Reg D ‘six-per-month’ limit on savings account transfers, withdrawals to make cash more accessible

April 24, 2020 0

Banks and other depository institutions may allow their customers to make an unlimited number of convenient transfers and withdrawals from savings accounts following action by the Federal Reserve Friday. In a release, the Fed said […]

COVID-19 actions

More SBA-qualified lenders will be made eligible for PPP liquidity facility, Fed announces

April 23, 2020 0

Efforts are underway at the Federal Reserve to provide more Small Business Administration-qualified lenders access to a Federal Reserve facility created to support the SBA’s Paycheck Protection Program “as soon as possible,” the Fed said […]

COVID-19 actions

Fed moves to make primary, secondary credit more readily available amid COVID-19

April 23, 2020 0

The Federal Reserve Board on Thursday announced temporary actions to make intraday credit more readily available – on a collateralized and an uncollateralized basis – to financial institutions experiencing disruptions from the coronavirus (COVID-19) pandemic. […]

Today

  • Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

    April 23, 2026 0
    Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
  • Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

    April 23, 2026 0
    Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
  • NCUA seeks credit unions’ input on streamlining call report, profile data collection

    April 23, 2026 0
    Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
  • Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

    April 21, 2026 0
    Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
  • FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

    April 21, 2026 0
    Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
  • FDIC seeks papers for September research conference

    April 20, 2026 0
    A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
  • Banking regulators revise model risk management guidance, rescind previous

    April 17, 2026 0
    The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]

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