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What's up
  • [ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
  • [ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
  • [ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
  • [ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA
  • [ April 21, 2026 ] FDIC deploys relief for banks serving WA areas affected by storms, flooding, more FDIC
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19mar06

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Regulators adopt ‘report of exam’ principles to promote ‘consistency, clarity, easy of reference’

March 6, 2019 0

Principles for more clearly presenting “report of examination” (ROE) information were issued Wednesday by the federal financial institution regulators, which include (the regulators said) an effort to promote “consistency, clarity and ease of reference.” In […]

The Fed

ANPR out on Reg D interest payments to ‘pass-through investment entities’

March 6, 2019 0

An advance notice of proposed rulemaking (ANPR) on whether to revise Regulation D to reduce the rate of interest paid on excess reserve balances (IOER) held at the Federal Reserve Banks by “eligible institutions” that […]

FDIC

Paper suggests new measure for detecting ‘idiosyncratic uncertainty’ banks face in quarterly earnings reports

March 6, 2019 0

Ever wondered how to understand what a bank is really saying about its condition in quarterly earnings reports? A new paper from the federal insurer of bank deposits’ research arm takes a stab at deciphering […]

FDIC

‘Supervision modernization’ group meets for first time with eye on leveraging technology

March 6, 2019 0

A group focusing on supervision modernization through technology held its first meeting Tuesday and Wednesday, the Federal Deposit Insurance Corp. (FDIC) said, with a look at existing technology and data sources used by the agency […]

Other

GAO, again, calls on Congress to consider combining regulatory agencies to address fragmentation, overlap

March 6, 2019 0

Repeating a recommendation made three years ago to Congress that federal financial regulators should be consolidated, the congressional watchdog Wednesday said again that doing so would address fragmentation and overlap in the financial regulatory structure. […]

NCUA

Credit union assets climb to $1.45 trillion, loans hit $1 trillion in 2018, 4Q data show

March 6, 2019 0

The nation’s federally insured credit unions (FICUs) grew total assets by $75 billion, or 5.4%, to a total of $1.45 trillion and saw net income rise 25.8% during the 12 months ending Dec. 31, 2018, […]

Federal financial regulation

FFIEC panel posts guidance on appraisal management company registrations

March 6, 2019 0

The federal body that oversees state real estate appraisal programs published information Wednesday on the data and fees states need to collect to place appraisal management companies (AMCs) on the national AMC Registry, which opened […]

OCC

Two snare ‘outstanding’ CRA evaluations; one slapped with ‘needs to improve,’ in OCC listing

March 6, 2019 0

Two financial institutions received ratings of “outstanding” for their community reinvestment actions – and one received a rating of “needs to improve” – according to a list of Community Reinvestment Act (CRA) performance evaluations that […]

Today

  • Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

    April 23, 2026 0
    Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
  • Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

    April 23, 2026 0
    Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
  • NCUA seeks credit unions’ input on streamlining call report, profile data collection

    April 23, 2026 0
    Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
  • Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

    April 21, 2026 0
    Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
  • FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

    April 21, 2026 0
    Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
  • FDIC seeks papers for September research conference

    April 20, 2026 0
    A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
  • Banking regulators revise model risk management guidance, rescind previous

    April 17, 2026 0
    The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]

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