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What's up
  • [ April 10, 2026 ] FDIC rescinds guidance on multiple re-presentment NSF fees FDIC
  • [ April 9, 2026 ] NCUA deregulation project expected to run all year, maybe into 2027 NCUA
  • [ April 9, 2026 ] Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow The Fed
  • [ April 8, 2026 ] Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS Other
  • [ April 7, 2026 ] Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role FDIC
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OCC

Comptroller revises guidelines for seeking designations for CRA purposes

July 31, 2019 0

Guidelines for national banks, federal savings associations, and federal branches of foreign banking organizations seeking designations as a wholesale or limited purpose bank for Community Reinvestment Act (CRA) purposes, or requesting confirmation of an exemption […]

OCC

OCC realigns 150 staffers to consolidate supervision support, create two new units

July 31, 2019 0

A realignment of approximately 150 staff members to create two new units, consolidating bank supervision support, risk analysis, and oversight of national trust banks and significant service providers – all set to take effect Oct. 1 – […]

The Fed

‘Real-time payments’ decision soon, Fed chairman says; gives clue to partnership arrangement

July 31, 2019 0

A decision by the Federal Reserve in its involvement with a “real-time payment system” proposal will be made soon, the chairman of its board said Wednesday, noting the Fed received “overwhelmingly favorable” comments about that […]

CFPB

Comment period on permanent HMDA coverage thresholds reopened; comments due Oct. 15 to CFPB

July 31, 2019 0

Proposed changes released in May to set the coverage threshold for home loan data reporting at either 50 or 100 closed-end mortgage loans, in either of the two preceding years, and set the threshold for […]

NCUA

Credit union regulator makes public seven prohibitions and notices issued in July

July 31, 2019 0

Two former credit union employees were prohibited, and five others faced notices of prohibition, from the National Credit Union Administration (NCUA) in actions by the agency in July. In a release Wednesday, NCUA said that […]

Today

  • FDIC rescinds guidance on multiple re-presentment NSF fees

    April 10, 2026 0
    Calling the guidance “overly broad in scope,” the federal bank deposit insurer on Friday rescinded a 2023 Financial Institution Letter (FIL) describing its supervisory approach to multiple nonsufficient funds (NSF) fees that occur when the same unpaid transaction is re-presented. [...]
  • NCUA deregulation project expected to run all year, maybe into 2027

    April 9, 2026 0
    A four-slide presentation related to Thursday’s National Credit Union Administration (NCUA) Board meeting shows the agency expects its deregulation project – which recently announced a ninth “phase” – to continue to late 2026 or early 2027. The meeting, held Thursday [...]
  • Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow

    April 9, 2026 0
    The Federal Reserve Board proposes to permit U.S. banks and credit unions to use intermediaries to transfer funds through the FedNow Service, the board announced. In a release, the Fed said the measure, which would amend subpart C of Regulation [...]
  • Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS

    April 8, 2026 0
    Providing an “appropriately tailored regime to mitigate potential illicit finance risks” with the use of payment stablecoins — while promoting “innovation” in the digital vehicles — is the aim of a proposed rule issued Wednesday by the Treasury and its [...]
  • Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role

    April 7, 2026 0
    A rule that would, among other things, have federal bank and credit union regulators “consult” with the Financial Crimes Enforcement Network (FinCEN) on certain anti-money laundering/countering the financing of terrorism (AML/CFT) actions was issued Tuesday for a 60-day public comment [...]
  • GENIUS Act proposal for comment issued by FDIC

    April 7, 2026 0
    A proposed rule that addresses the applicability of pass-through insurance for stablecoins and tokenized deposits was issued for comment Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said the proposed rule would implement certain requirements [...]
  • FDIC, OCC ban use of reputation risk in supervising banks

    April 7, 2026 0
    A final rule to eliminate the use of reputation risk from programs for bank supervision was issued jointly Tuesday by two federal prudential banking regulators. The Federal Deposit Insurance Corp. (FDIC) – which approved the rule during its open board [...]
  • Groups would no longer be barred from credit union membership without buying service, product

    April 7, 2026 0
    Eligibility for credit union membership through an associational group would not be automatically denied solely because members of the group did not purchase a product or service of the institution under a proposal issued Tuesday by the federal regulator. The [...]

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