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What's up
  • [ December 9, 2025 ] Comptroller jumps on board to oppose state enforcing usury laws on out of state bank, fintech lending OCC
  • [ December 9, 2025 ] OCC letter: Banks permitted to engage in ‘riskless’ principal crypto-asset transactions OCC
  • [ December 8, 2025 ] New credit union, third this year, will provide lending, saving to CA underserved area FDIC
  • [ December 8, 2025 ] Three banks ‘outstanding,’ three others ‘need improvement,’ FDIC says in latest CRA report FDIC
  • [ December 5, 2025 ] Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’ FDIC
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CFPB

60 comments posted by FDIC on its small-dollar lending RFI; no official word yet on CFPB payday rule

January 24, 2019 0

There’s been no word yet, as of press time, from the Consumer Financial Protection Bureau (CFPB) on future plans for its payday lending rule, but the Federal Deposit Insurance Corp. (FDIC) website shows 60 letters […]

NCUA

CUs reminded: HMDA application registers for 2018 activity due March 1

January 24, 2019 0

Continuing its string of reminders to credit unions about rules and deadlines related to Consumer Financial Protection Bureau (CFPB) rules, the federal credit union regulator Thursday noted that Home Mortgage Disclosure Act (HMDA) loan/application registers […]

CFPB

64% of servicemember complaints to bureau related to consumer reporting, debt collection

January 24, 2019 0

Credit or consumer reporting and debt collection continue to be the most-complained-about consumer financial products or services reported by military servicemembers, according to a report released Thursday by the federal consumer financial protection agency. In […]

Other

Anti-‘Choke Point’ legislation blocking agency action on accounts gets another go in new Congress

January 24, 2019 0

Legislation that would block a federal banking agency – including the federal regulator of credit unions – from ordering a bank or credit union to terminate, restrict or “discourage” a customer account or group of […]

NCUA

HMDA, TILA threshold changes for 2019 noted in NCUA message to credit unions

January 24, 2019 0

The federal credit union regulator used its “CU Express” news service Thursday to tell the boards and CEOs of federally insured credit unions about recent changes in threshold amounts that determine mortgage reporting, escrow and […]

NCUA

Regulator wants CUs to know: CFPB has increased consumer credit report fee maximum

January 24, 2019 0

The federal consumer financial protection bureau recently announced that it had increased the maximum fee a consumer credit reporting agency may charge ($12.50, up from $12 last year), and the federal credit union regulator wants […]

Today

  • Comptroller jumps on board to oppose state enforcing usury laws on out of state bank, fintech lending

    December 9, 2025 0
    The courts, or Congress, should remedy the outcome of a legal case decided last month that out-of-state banks and fintech partners lending to someone in Colorado must comply with state interest rate caps, the national banking regulator said Tuesday as [...]
  • OCC letter: Banks permitted to engage in ‘riskless’ principal crypto-asset transactions

    December 9, 2025 0
    Banks may engage in “riskless” principal crypto-asset transactions with and on behalf of their customers, according to an interpretive letter released Tuesday by the Office of the Comptroller of the Currency (OCC). The letter, from the agency’s senior deputy comptroller [...]
  • New credit union, third this year, will provide lending, saving to CA underserved area

    December 8, 2025 0
    A new credit union will soon be offering financial services – including mortgages and home equity loans — to its membership in the Bay Area of California, its federal regulator said Monday. The charter for Haven Federal Credit Union(FCU)  – [...]
  • Three banks ‘outstanding,’ three others ‘need improvement,’ FDIC says in latest CRA report

    December 8, 2025 0
    Three banks earned ratings of “outstanding” for their compliance with anti-redlining rules in results of examinations in September, the federal bank deposit insurance agency said Friday. However, three other banks earned ratings of “needs improvement” and the remaining 52 banks [...]

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