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What's up
  • [ November 7, 2025 ] FDIC reduces consumer compliance exam, CRA eval frequency for most FDIC
  • [ November 6, 2025 ] Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed The Fed
  • [ November 6, 2025 ] Two banks in KS, MT consent to small fines for violations of flood insurance rules The Fed
  • [ November 6, 2025 ] FDIC offers banking reg relief to help storm-hit areas in AK, MN FDIC
  • [ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
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19dec2

CFPB

Proposal would allow estimates for remittance fee disclosures; raises ‘safe harbor’ to 500 per year

December 3, 2019 0

Some financial institutions could estimate certain remittance fee and exchange rate information – instead of disclosing exact amounts in certain circumstances – under a proposal issued by the federal consumer financial protection agency Tuesday. The […]

Other

Panel terminates North Dakota’s residential R.E. appraisal waiver as banking agencies raise threshold

December 2, 2019 0

A one-year waiver of appraiser credentialing requirements for federally related residential real estate transactions in North Dakota will terminate this Dec. 8 under a waiver condition based on federal banking agency rulemaking, according to a […]

FDIC

FDIC letter gives highlights of recent capital rule changes for calculating derivatives exposures

December 2, 2019 0

Key points of a recent final rule on the calculation of the exposure amount for derivative contracts are presented in a Financial Institution Letter (FIL) issued Monday by the Federal Deposit Insurance Corp. (FDIC). The […]

NCUA

NCUA bars six from future service in insured financial institutions

December 2, 2019 0

Six former credit union-affiliated parties were barred from any future service in a federally insured financial institution in prohibition notices and orders issued last month by the National Credit Union Administration (NCUA). The barred individuals, […]

FDIC

CA bank earns penalty for failing to take action over BSA compliance shortcomings

December 2, 2019 0

A California bank was assessed a nearly quarter-million-dollar penalty for violating a cease-and-desist order for violations related to compliance with anti-money laundering requirements, the federal insurer of bank deposits said Friday. California Pacific Bank of […]

FDIC

Agency schedules more than 500 CRA exams during first half of 2020

December 2, 2019 0

More than 500 banks and savings institutions are scheduled to receive examinations for anti-redlining regulation compliance during the first and second quarters of 2020, the federal insurer of bank deposits said Friday. In a release, […]

Today

  • FDIC reduces consumer compliance exam, CRA eval frequency for most

    November 7, 2025 0
    A revised consumer compliance examination manual provides for less-frequent consumer compliance exams for most supervised banks, the Federal Deposit Insurance Corp. (FDIC) said in a Financial Institution Letter (FIL) Friday. The agency said its updated manual also establishes a new [...]
  • Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed

    November 6, 2025 0
    Finalized changes to the supervisory rating framework for large bank holding companies were released by the Federal Reserve late Wednesday, which were proposed by a divided agency board. The Fed said the revised rating framework “more accurately reflect the strength [...]
  • Two banks in KS, MT consent to small fines for violations of flood insurance rules

    November 6, 2025 0
    Relatively small fines were assessed to two small banks in Montana and Kansas, the Federal Reserve said Thursday, for penalties related to violations of flood insurance regulations. The Fed said that The Halstead Bank of Halstead, Kansas, and Belt Valley [...]
  • FDIC offers banking reg relief to help storm-hit areas in AK, MN

    November 6, 2025 0
    Eased regulatory requirements for banks serving areas hit by storms last month in Alaska and this June in Minnesota were announced Thursday by the Federal Deposit Insurance Corp. (FDIC). In two Financial Institution Letters (FILs), the FDIC pointed to the [...]
  • Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

    November 3, 2025 0
    Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
  • 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

    November 3, 2025 0
    Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
  • Agency reminds of grant availability for low-income credit unions

    November 3, 2025 0
    Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]

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