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What's up
  • [ October 28, 2025 ] CFPB: FCRA’s state-law preemption on credit reporting broader than held in 2022 CFPB
  • [ October 27, 2025 ] OCC wants to rescind guidelines for big banks on recovery planning; says banks ‘should’ be doing it anyway OCC
  • [ October 27, 2025 ] Comptroller jumps on stress-test reform bandwagon, praising Fed request for comment OCC
  • [ October 24, 2025 ] Fed opens stress tests to public comment, citing need for transparency, public accountability The Fed
  • [ October 24, 2025 ] No board meeting before December, if even then, NCUA schedule shows NCUA
Home19dec2

19dec2

CFPB

Proposal would allow estimates for remittance fee disclosures; raises ‘safe harbor’ to 500 per year

December 3, 2019 0

Some financial institutions could estimate certain remittance fee and exchange rate information – instead of disclosing exact amounts in certain circumstances – under a proposal issued by the federal consumer financial protection agency Tuesday. The […]

Other

Panel terminates North Dakota’s residential R.E. appraisal waiver as banking agencies raise threshold

December 2, 2019 0

A one-year waiver of appraiser credentialing requirements for federally related residential real estate transactions in North Dakota will terminate this Dec. 8 under a waiver condition based on federal banking agency rulemaking, according to a […]

FDIC

FDIC letter gives highlights of recent capital rule changes for calculating derivatives exposures

December 2, 2019 0

Key points of a recent final rule on the calculation of the exposure amount for derivative contracts are presented in a Financial Institution Letter (FIL) issued Monday by the Federal Deposit Insurance Corp. (FDIC). The […]

NCUA

NCUA bars six from future service in insured financial institutions

December 2, 2019 0

Six former credit union-affiliated parties were barred from any future service in a federally insured financial institution in prohibition notices and orders issued last month by the National Credit Union Administration (NCUA). The barred individuals, […]

FDIC

CA bank earns penalty for failing to take action over BSA compliance shortcomings

December 2, 2019 0

A California bank was assessed a nearly quarter-million-dollar penalty for violating a cease-and-desist order for violations related to compliance with anti-money laundering requirements, the federal insurer of bank deposits said Friday. California Pacific Bank of […]

FDIC

Agency schedules more than 500 CRA exams during first half of 2020

December 2, 2019 0

More than 500 banks and savings institutions are scheduled to receive examinations for anti-redlining regulation compliance during the first and second quarters of 2020, the federal insurer of bank deposits said Friday. In a release, […]

Today

  • CFPB: FCRA’s state-law preemption on credit reporting broader than held in 2022

    October 28, 2025 0
    The Fair Credit Reporting Act’s (FCRA) preemption of state laws related to consumer credit reporting is broader than presented in a now-rescinded 2022 interpretive rule, the Consumer Financial Protection Bureau (CFPB) says. The CFPB, in a new interpretive rule published [...]
  • OCC wants to rescind guidelines for big banks on recovery planning; says banks ‘should’ be doing it anyway

    October 27, 2025 0
    Big banks – those with at least $100 billion in assets – are expected to be well managed and have appropriate risk-management processes in place; thus, no guidelines on “recovery planning” are necessary, the national bank regulator proposed late Monday. [...]
  • Comptroller jumps on stress-test reform bandwagon, praising Fed request for comment

    October 27, 2025 0
    Calling the current stress-test regime for large banks “too complex and opaque,” the national bank regulator late Monday praised the Federal Reserve for proposing changes to the stress test models. Comptroller of the Currency Jonathan V. Gould said the Fed’s [...]
  • Fed opens stress tests to public comment, citing need for transparency, public accountability

    October 24, 2025 0
    Enhancing the transparency and public accountability of annual stress tests conducted by the Federal Reserve will be the subject of public comment, the agency said Friday, with that input due by Dec. 1 The agency is seeking specific comment on: [...]
  • No board meeting before December, if even then, NCUA schedule shows

    October 24, 2025 0
    The board meeting schedule for the National Credit Union Administration shows both the Oct. 23 and Nov. 20 meetings “withdrawn,” taken to mean here as canceled or no longer slated. NCUA Board Chairman Kyle Hauptman, currently the only sitting member [...]
  • NCUA budget hearing moved up to Nov. 5

    October 24, 2025 0
    The public hearing on the federal credit union regulator’s 2026-2027 budget proposal will be held a day earlier than first announced, on Wednesday, Nov. 5, the agency said Friday. The National Credit Union Administration (NCUA) announced its proposed budget Sept. [...]
  • Bank deposit insurer opens strategic plan for public input

    October 24, 2025 0
    Public input on the 2026-30 strategic plan is now being taken the by federal bank deposit insurance agency, it said Friday, with a deadline of Nov. 7. The Federal Deposit Insurance Corp. (FDIC) said the draft strategic plan is required [...]

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