19dec02 – Regulatory Report

What's up

[ July 31, 2026 ] Banks under $10 billion will reap significant easing of CRA rules under proposal FDIC
[ July 31, 2026 ] Fed proposes to ‘modernize’ mutuals’ capital framework, including easier transition to stock held The Fed
[ July 31, 2026 ] FDIC, Fed propose higher thresholds, indexes for lending to officers, other insiders FDIC
[ July 31, 2026 ] Former Wisconsin credit union worker prohibited by federal agency NCUA
[ July 30, 2026 ] Revised compliance guide lowers leverage ratio for community banks to 8% from 9% FDIC

Enforcement actions manual released to promote ‘transparency and clarity’

December 2, 2019 0

A manual of enforcement actions – formal and informal – is available to the public to provide banks and others with “transparency and clarity,” the federal insurer of bank deposits said Monday. In the public […]

Agency schedules more than 500 CRA exams during first half of 2020

December 2, 2019 0

More than 500 banks and savings institutions are scheduled to receive examinations for anti-redlining regulation compliance during the first and second quarters of 2020, the federal insurer of bank deposits said Friday. In a release, […]

Banks under $10 billion will reap significant easing of CRA rules under proposal

July 31, 2026 0

Smaller banks – those with $10 billion or less in assets – would receive significant easing of anti-redlining regulations under a joint proposal issued by the national bank regulator and federal bank deposit insurance agency announced Friday. Under the proposal, [...]
Fed proposes to ‘modernize’ mutuals’ capital framework, including easier transition to stock held

July 31, 2026 0

The capital framework for mutual savings banks – including increased flexibility to raise capital – would be “modernized,” and make it easier for the banks to convert to stock held, under a proposal issued Friday by the Federal Reserve, the [...]
FDIC, Fed propose higher thresholds, indexes for lending to officers, other insiders

July 31, 2026 0

Thresholds for certain lending limits for executive officers and other insiders of banks would be raised and indexed under a proposal issued Friday by the federal bank deposit insurance agency and the nation’s central bank. The Federal Deposit Insurance Corporation [...]
Former Wisconsin credit union worker prohibited by federal agency

July 31, 2026 0

A former worker at a Wisconsin credit union was prohibited by the federal regulator after being convicted in state court of misappropriating identification information, the agency said. Jordan L. McCarthy, according to the National Credit Union Administration (NCUA), a former [...]