19apr05 – Regulatory Report

What's up

[ February 10, 2026 ] Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank NCUA
[ February 10, 2026 ] FDIC gives more time to comment on GENIUS Act rule proposal FDIC
[ February 10, 2026 ] 18% loan rate ceiling remains in effect for federal credit unions another 18 months NCUA
[ February 9, 2026 ] GAO stands by report on reorg status of CFPB in face of stonewalling by bureau CFPB
[ February 5, 2026 ] Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks The Fed

Treasury’s Mnuchin thanks OCC’s Otting for FHFA service, following Calabria confirmation for GSE regulator

April 5, 2019 0

Treasury Secretary Steven Mnuchin Friday sent along a word of thanks for Comptroller of the Currency Joseph Otting, as the latter ended his temporary service in his additional role as top regulator of the government-sponsored […]

FDIC: 4 banks ‘outstanding,’ 1 ‘needs to improve’ among 72 rated for CRA in January

April 5, 2019 0

Of 72 banks rated for Community Reinvestment Act (CRA) performance in January, four were rated “outstanding,” one was rated “needs to improve,” and the rest – 93% of those rated – were deemed “satisfactory,” according […]

Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank

February 10, 2026 0

Credit unions would have an easier path to convert to mutual savings banks (MSBs), and other changes, under the latest round of deregulation proposed by their federal regulator Tuesday. The National Credit Union Administration (NCUA), in what it said is [...]
FDIC gives more time to comment on GENIUS Act rule proposal

February 10, 2026 0

The comment period on a proposed rule issued setting procedures for insured, state-chartered nonmember banks or savings associations to seek federal approval to issue stable coins through a subsidiary is extended to May 18, the federal deposit insurer said. The [...]
18% loan rate ceiling remains in effect for federal credit unions another 18 months

February 10, 2026 0

The federal interest rate ceiling for loans by federal credit unions will remain at 18% under action last week by the National Credit Union Administration (NCUA) Board, the agency said. The board – which now consists solely of Republican Kyle [...]
GAO stands by report on reorg status of CFPB in face of stonewalling by bureau

February 9, 2026 0

Stonewalling by the federal consumer financial protection agency of the congressional watchdog is outlined in a report issued publicly Monday by the watchdog agency – which includes the comment “we stand by the accuracy of the facts presented in our [...]
Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks

February 5, 2026 0

Thirty-two large banks this year will be evaluated against a severe global recession with heightened stress in both commercial and residential real estate and corporate debt markets under tests announced by the Federal Reserve late Wednesday. The Fed said, however, [...]
FDIC: 4 out of 49 banks with November CRA ratings were ‘outstanding’

February 5, 2026 0

Forty-five banks were deemed “satisfactory” and four “outstanding” in evaluation ratings assigned in November under the federal bank deposit insurer’s anti-redlining Community Reinvestment Act (CRA) rules, according to data released Thursday. The four banks rated “outstanding” by the Federal Deposit [...]