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What's up
  • [ April 9, 2026 ] NCUA deregulation project expected to run all year, maybe into 2027 NCUA
  • [ April 9, 2026 ] Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow The Fed
  • [ April 8, 2026 ] Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS Other
  • [ April 7, 2026 ] Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role FDIC
  • [ April 7, 2026 ] GENIUS Act proposal for comment issued by FDIC FDIC
Home18nov28

18nov28

The Fed

NM bank slapped with $49k penalty for flood insurance violations

November 28, 2018 0

A $49,000 civil money penalty was assessed against a New Mexico state member bank for violations of federal rules implementing the National Flood Insurance Act (NFIA), according to an order announced by the Federal Reserve […]

FDIC

FDIC leader outlines list of proposals for reforming resolution process

November 28, 2018 0

Declaring she disagrees with those who believe bank resolution and regulatory requirements should be untouched “until the next crisis hits,” the board chairman of the federal insurer of bank deposits outlined a number of proposed […]

Federal financial regulation

Fed’s proposed prudential standards rule out for comment until Jan. 22

November 28, 2018 0

A proposed rule to implement a 2018 financial regulatory relief law requirement to tailor prudential standards for large banking firms according to risk is slated for publication Thursday in the Federal Register. Comments are due […]

The Fed

Fed’s Powell sees a stronger, more resilient financial system at ‘moderate level’ of vulnerabilities

November 28, 2018 0

The financial system is much stronger today in the wake of the crisis a decade ago, thanks to 10 years of concentrated effort, the chairman of the Federal Reserve Board said Wednesday. However, he also […]

The Fed

System is stable but business debt levels, leveraged loans are vulnerabilities, inaugural Fed report finds

November 28, 2018 0

The financial system is relatively stable, but debt levels of businesses at historic highs and signs of deteriorating credit standards are among potential vulnerabilities, according to the Federal Reserve’s first report on the condition of […]

FDIC

FDIC plans $750 million in credits to small banks, no more big-bank surcharges

November 28, 2018 0

An estimated $750 million in credits are in store for small, federally insured banks now that the federal bank deposit insurance fund has reached, and exceeded, its statutorily required minimum reserve ratio, the Federal Deposit […]

Other

Regulators list key principles for gauging risk in tailoring examination plans

November 28, 2018 0

Tailoring examination plans and procedures based on risk – and key principles for gauging that risk – are both addressed in a second update issued by the umbrella group for federal financial institution regulators Tuesday. […]

Today

  • NCUA deregulation project expected to run all year, maybe into 2027

    April 9, 2026 0
    A four-slide presentation related to Thursday’s National Credit Union Administration (NCUA) Board meeting shows the agency expects its deregulation project – which recently announced a ninth “phase” – to continue to late 2026 or early 2027. The meeting, held Thursday [...]
  • Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow

    April 9, 2026 0
    The Federal Reserve Board proposes to permit U.S. banks and credit unions to use intermediaries to transfer funds through the FedNow Service, the board announced. In a release, the Fed said the measure, which would amend subpart C of Regulation [...]
  • Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS

    April 8, 2026 0
    Providing an “appropriately tailored regime to mitigate potential illicit finance risks” with the use of payment stablecoins — while promoting “innovation” in the digital vehicles — is the aim of a proposed rule issued Wednesday by the Treasury and its [...]
  • Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role

    April 7, 2026 0
    A rule that would, among other things, have federal bank and credit union regulators “consult” with the Financial Crimes Enforcement Network (FinCEN) on certain anti-money laundering/countering the financing of terrorism (AML/CFT) actions was issued Tuesday for a 60-day public comment [...]
  • GENIUS Act proposal for comment issued by FDIC

    April 7, 2026 0
    A proposed rule that addresses the applicability of pass-through insurance for stablecoins and tokenized deposits was issued for comment Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said the proposed rule would implement certain requirements [...]
  • FDIC, OCC ban use of reputation risk in supervising banks

    April 7, 2026 0
    A final rule to eliminate the use of reputation risk from programs for bank supervision was issued jointly Tuesday by two federal prudential banking regulators. The Federal Deposit Insurance Corp. (FDIC) – which approved the rule during its open board [...]
  • Groups would no longer be barred from credit union membership without buying service, product

    April 7, 2026 0
    Eligibility for credit union membership through an associational group would not be automatically denied solely because members of the group did not purchase a product or service of the institution under a proposal issued Tuesday by the federal regulator. The [...]

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