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What's up
  • [ May 7, 2026 ] New AI products on market present possible risks, benefits agency advises in latest ‘Risk Perspective’ OCC
  • [ May 7, 2026 ] Regulator takes control of Jackson, Miss., credit union citing ‘unsafe, unsound practices’ NCUA
  • [ May 6, 2026 ] In latest ‘deregulation,’ credit union regulator proposes to match banks on prohibition thresholds for management interlocks NCUA
  • [ May 5, 2026 ] Loan demand remains flat in most cases, as lending standards stay tight, survey finds The Fed
  • [ May 5, 2026 ] Latest CRA rating list shows banks doing well in complying with anti-redlining rules FDIC
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18nov21

FDIC

‘Simple’ capital adequacy measure for banks, BHCs under $10 billion proposed

November 21, 2018 0

A simpler capital framework for qualified banks and bank holding companies (BHCs) with less than $10 billion in total consolidated assets was proposed in a notice issued jointly Wednesday by the federal bank and bank […]

CFPB

UPDATED: Report attempts to document ‘disaster comment codes’ by FIs in offering assistance to customers, members

November 21, 2018 0

A report documenting the prevalence of natural disaster comment codes in credit records to shed light on current practices for natural disaster reporting by financial institutions in offering assistance to their customers or members has […]

FDIC

Letter on joint agencies’ appraisals threshold proposal highlights key points

November 21, 2018 0

Following up on its announcement Tuesday of a proposed ruling increasing the threshold for real estate appraisals, the federal insurer of bank deposits Wednesday issued a letter to insured banks and thrifts about the proposal […]

NCUA

UPDATED: Proposed fidelity bond rule changes for credit unions out for comment until Jan. 22

November 21, 2018 0

A proposed rule to update and clarify the federal credit union regulatory agency’s requirements for fidelity bond coverages at corporate and natural-person credit unions was published Friday (Nov. 23) in the Federal Register, with comments […]

CFPB

Agencies raise exemption thresholds 2.5% for 2019 consumer credit, lease transactions

November 21, 2018 0

Dollar thresholds have been set at $57,200 for determining exempt consumer credit and lease transactions in 2019, the Federal Reserve and the Bureau of Consumer Financial Protection (BCFP, formerly known as the CFPB) said in […]

CFPB

Appraisal exemption amount for smaller, higher-priced mortgages rises in 2019

November 21, 2018 0

Mortgage loans that are “higher-priced” under federal mortgage rules and that don’t exceed $26,700 will be exempt from federal appraisal requirements in 2019, federal banking and consumer protection agencies said in an announcement Wednesday. The […]

Today

  • New AI products on market present possible risks, benefits agency advises in latest ‘Risk Perspective’

    May 7, 2026 0
    A sound understanding of artificial intelligence (AI) possible risks — and benefits — that can assist with cybersecurity functions are among the top threats and opportunities facing banks, according to a report issued by the national bank regulator Thursday. In [...]
  • Regulator takes control of Jackson, Miss., credit union citing ‘unsafe, unsound practices’

    May 7, 2026 0
    “Unsafe and unsound practices” at a $162 million-in-assets Jackson, Miss., credit union led to its conservatorship by the federal regulator, the agency said late Wednesday. Jackson Area Federal Credit Union (FCU) counts 15,500-plus members, the National Credit Union Administration (NCUA) [...]
  • In latest ‘deregulation,’ credit union regulator proposes to match banks on prohibition thresholds for management interlocks

    May 6, 2026 0
    The major assets prohibition threshold for credit union management interlocks would be raised to $10 billion – a four-fold increase from the current threshold of $2.5 billion, and matching that of bank regulations – under the latest “deregulation” proposal issued [...]
  • Loan demand remains flat in most cases, as lending standards stay tight, survey finds

    May 5, 2026 0
    There was no uptick in demand for most loans, and lending standards remained tight, in the first quarter according to survey results released Monday by the Federal Reserve. The agency said results of its April 2026 Senior Loan Officer Opinion [...]
  • Latest CRA rating list shows banks doing well in complying with anti-redlining rules

    May 5, 2026 0
    Eight banks, out of 46 total, earned “outstanding” ratings from the federal bank deposit insurance agency for their compliance with rules implementing anti-redlining laws, the agency said Tuesday. The ratings, the Federal Deposit Insurance Corp. (FDIC) said, were for banks [...]

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