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What's up
  • [ December 1, 2025 ] Considering House report on crypto ‘debanking,’ agency vows to keep investigating big banks OCC
  • [ December 1, 2025 ] No changes for ‘26 assessment rates at OCC, continuing decrease made in fall OCC
  • [ December 1, 2025 ] Agencies, in effort to streamline call reports, look for sources of ‘reporting burden’ FDIC
  • [ December 1, 2025 ] 8 banks ‘outstanding,’ 24 ‘satisfactory’ in OCC’s latest CRA ratings list OCC
  • [ November 28, 2025 ] Four workers from same bank prohibited from future service; three for COVID-era loan program violations FDIC
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18dec19

The Fed

Fending off Trump criticisms, Powell says political considerations ‘play no role’ in rate discussions

December 19, 2018 0

The Federal Reserve will continue to go about its business and not be distracted by political considerations, the chairman of the central bank’s board said Wednesday in backing the independence of his agency. He also […]

FDIC

FDIC sets final brokered deposits rule under EGRRCPA; issues ANPR as part of comprehensive reg review

December 19, 2018 0

A final rule excepting a capped amount of some federally insured banks’ reciprocal deposits from treatment as brokered deposits is set to take effect 30 days after it’s published in the Federal Register, the federal […]

CFPB

Fintech lenders need more guidance on use of alternative data, GAO finds

December 19, 2018 0

While alternative data is helpful for financial technology, or “fintech,” companies to use in determining borrowers’ creditworthiness, the Consumer Financial Protection Bureau and the federal banking agencies should communicate with these lenders about how to […]

FDIC

EGRRCPA-driven changes to stress-test rules proposed by FDIC, OCC

December 19, 2018 0

All federally supervised banks and savings associations that have less than $250 billion in assets would be exempt from regulators’ company-run stress test requirements under proposed rules issued Tuesday to implement provisions of this year’s […]

NCUA

For 1st time since ’06, bank insurer hopes to end year with 0 failures; CU insurer hopes for status quo

December 19, 2018 0

With less than two weeks left in the year, officials at the federal insurer of deposits in banks are keeping their fingers crossed that a “zero sum” will continue undisturbed. Meanwhile, over at the federal […]

CFPB

Asserting leadership (and picking battles), new consumer bureau director unplugs name change plan of predecessor

December 19, 2018 0

Possibly in a move to pick her battles, the new director of the federal consumer financial protection agency Wednesday told her staff that she was pulling the plug on a name change instituted by her […]

FDIC

FDIC adopts final rule allowing optional ‘phase-in’ of CECL for regulatory capital

December 19, 2018 0

A final rule allowing a three-year phase-in of new accounting rules to ease the impact for banks on regulatory capital requirements was approved by the Federal Deposit Insurance Corp. (FDIC) Board Tuesday. The final rule […]

Today

  • No changes for ‘26 assessment rates at OCC, continuing decrease made in fall

    December 1, 2025 0
    No changes for assessment rates are on tap for 2026 by the national bank regulator, which will continue the reduced rate adopted in September, the agency said Monday. The Office of the Comptroller of the Currency (OCC) said the new [...]
  • Agencies, in effort to streamline call reports, look for sources of ‘reporting burden’

    December 1, 2025 0
    Sources of regulatory reporting burden for banks that file call reports are being sought by the federal banking agencies, they said in joint communications Monday, in an effort aimed at streamlining the quarterly reports. “This request for information (RFI) offers [...]
  • 8 banks ‘outstanding,’ 24 ‘satisfactory’ in OCC’s latest CRA ratings list

    December 1, 2025 0
    Eight banks deemed “outstanding” and 24 “satisfactory” for their performance under the anti-redlining Community Reinvestment Act (CRA) make up the list of institutions whose ratings became public in November, the Office of the Comptroller of the Currency (OCC) said Monday. [...]
  • Four workers from same bank prohibited from future service; three for COVID-era loan program violations

    November 28, 2025 0
    Prohibitions were ordered against or agreed to by four workers of Truist Bank in Charlotte, N.C., in October for misappropriating funds related to coronavirus crisis loan programs, and for cashing bogus checks, the federal bank deposit insurance agency said Friday. [...]
  • 2% designated reserve ratio continued for FDIC insurance fund

    November 28, 2025 0
    A 2% designated reserve ratio (DRR) will continue in 2026 for the Deposit Insurance Fund (DIF for banks, the federal bank deposit insurer said Tuesday. According to a Federal Deposit Insurance Corp. (FDIC) staff memo released for Tuesday’s open board [...]
  • FDIC official digital sign requirement delayed to 2027 to align with proposal

    November 28, 2025 0
    Insured depository institutions (IDIs) have an additional 21 months to comply with a rule requiring the display of the Federal Deposit Insurance Corp. (FDIC) official sign on their digital deposit-taking channels, according to an agency Financial Institution Letter (FIL). The [...]

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