The Fed – Page 49 – Regulatory Report

What's up

[ May 15, 2025 ] CFPB rescinds interpretive rule on states’ enforcement of CFPA; withdraws 3 proposed rules focused on EFT, data broker practices, contracts of adhesion CFPB
[ May 15, 2025 ] Mississippi banker agrees to prohibition after ignoring order not to accept commission on real estate deal OCC
[ May 14, 2025 ] FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated FDIC
[ May 14, 2025 ] OCC publishes spring ‘25 interest-rate risk report OCC
[ May 13, 2025 ] Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’ CFPB

Regulators leave QRM, other definitions in credit risk-retention rules unchanged, for now

December 20, 2021 0

Regulators have decided to leave unchanged their definitions of qualified residential mortgage (QRM), the community-focused residential mortgage exemption, and the exemption for qualifying three-to-four-unit residential mortgage loans under their 2014 federal credit risk retention regulations. […]

Banking agencies continue ‘no-action’ relief for Reg O application to bank investment funds

December 20, 2021 0

Temporary “no-action” relief under Regulation O for companies that manage funds investing in banking organizations was extended further in a revised statement Friday by the three federal banking regulators. The Federal Reserve, Federal Deposit Insurance […]

Bank asset-size thresholds under CRA regs rising for 2022

December 16, 2021 0

The asset-size thresholds used to define a “small bank” and “intermediate small bank” under federal anti-redlining Community Reinvestment Act (CRA) regulations will rise for 2022 based on changes in the consumer price index. With the […]

Fed leader downplays financial stability risks as economy deals with inflation

December 15, 2021 0

Risks to financial stability in the current economy were downplayed by Federal Reserve Board Chair Jerome H. (“Jay”) Powell during a press conference Wednesday, as he asserted that the four components of stability were generally […]

Fed reiterates risk management, margin practices in light of failure of Archegos Capital Management

December 10, 2021 0

Supervisory expectations for large banks’ counterparty credit risk management and margin practices – considering the default and failure of the leveraged fund Archegos Capital Management – were reiterated Friday by the Federal Reserve Board in […]

Asset-size threshold used to set dividend rate to Fed member banks up 4% in 2022

December 9, 2021 0

The consolidated asset threshold in a Federal Reserve rule (Regulation I) that determines the dividend rate paid to Federal Reserve member banks will rise to $11.229 billion for 2022, according to a recent Federal Register […]

Action on fallback recommendations for 1-year, 2-month contracts signals ‘end is upon us’ for LIBOR

December 3, 2021 0

Signaling the final countdown to the end of the soon-to-be-defunct LIBOR reference rate, fallback recommendations for 1-week and 2-month USD LIBOR contracts using a Federal Reserve-developed alternative were released Friday, designed to meet statutory requirements […]

Quarles outlines ‘unfinished business’ for Fed as he bids so long in final speech

December 2, 2021 0

Reflecting on his four years as a member of the Federal Reserve Board, outgoing Gov. Randal Quarles (and former vice chair for supervision) Thursday outlined areas of “unfinished business” for his successor – including further […]

Fed priced services fees up an average 3.7% for 2022

December 1, 2021 0

Fees for the payment services the Federal Reserve Banks provide to depository institutions will rise an average 3.7% as of Jan. 3, the Federal Reserve Board announced Wednesday. The Fed said increases in the fee […]

Bank, credit union regulators update BSA/AML exam manual

December 1, 2021 0

One new section and updates to three sections of the Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual were released Wednesday by the umbrella Federal Financial Institutions Examination Council (FFIEC), which includes federal and state financial […]

« 1 … 47 48 49 50 51 … 190 »

CFPB rescinds interpretive rule on states’ enforcement of CFPA; withdraws 3 proposed rules focused on EFT, data broker practices, contracts of adhesion

May 15, 2025 0

An interpretive rule that declared essentially no limits on states’ ability to enforce provision of the Consumer Financial Protection Act (CFPA) was rescinded as of Thursday, the Consumer Financial Protection Bureau (CFPB) said in a Federal Register notice published the [...]
Mississippi banker agrees to prohibition after ignoring order not to accept commission on real estate deal

May 15, 2025 0

A former Mississippi banker has been prohibited from serving at any federally insured financial institution after ignoring a directive three years ago not to accept a $120,000 personal commission as a real estate broker, the national bank regulator said Thursday. [...]
FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated

May 14, 2025 0

The federal bank deposit insurer’s board plans a vote next Tuesday to rescind its 2024 Bank Merger Act rule policy statement, replacing it with the previous statement, and to hear an update on its Deposit Insurance Fund (DIF) restoration plan, [...]
OCC publishes spring ‘25 interest-rate risk report

May 14, 2025 0

Interest rate risk data gathered during examinations of midsize and community banks are available Wednesday with the publication of the spring 2025 statistics report by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said the [...]