The Fed

What's up

[ May 1, 2025 ] Enforcement of ECOA small-business loan data collection deprioritized at CFPB CFPB
[ May 1, 2025 ] Nearly half of 25 banks evaluated in April by OCC earn ‘outstanding’ CRA ratings OCC
[ May 1, 2025 ] Texas commissioner re-elected as chair of state liaison committee to Exam Council Other
[ April 30, 2025 ] 2 Dems in Senate, House want IG to investigate NCUA Board member firings NCUA
[ April 30, 2025 ] Regulator closes small New Jersey credit union with ‘no prospect for restoring viable operations’ NCUA

Regulatory Capital Rule: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y-15)

October 27, 2023 0

Title: Regulatory Capital Rule: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y-15) Subject: G-SIB surcharge, systemic risk Agency: Federal Reserve Status: Proposed rule Summary: The Board of Governors […]

FedNow depends on demand by consumers, businesses for instant payments, Fed governor suggests

October 26, 2023 0

How quickly consumers and businesses demand instant payments will govern the success of the Federal Reserve’s new instant payment system, a member of the agency’s board indicated Thursday. Fed Gov. Christopher Waller, speaking to the […]

Proposal aims to lower max interchange fee large debit card issuers may receive for transactions, set up regular process for updates

October 25, 2023 0

The maximum interchange fee that a large debit card issuer can receive for a debit card transaction would be lowered under a proposal issued by the Federal Reserve Board Wednesday. The proposal would also establish […]

Bank regulators give final approval to ‘climate-related financial risks’ principles for large banks; leave loan decisions to individual lenders

October 25, 2023 0

Principles intended to provide a “high-level framework for the safe and sound management of exposures to climate-related financial risks” for banks with $100 billion or more in assets were finalized by the federal banking agencies […]

UPDATED: Agencies issue final rule revising anti-redlining regs with four goals set out; regulators split on support

October 24, 2023 0

This story updated to include link to Federal Register notice of final rule. Revisions to rules implementing anti-redlining laws that are designed to “strengthen and modernize” the regulations to “better achieve the purposes of the […]

Inflation, potential large losses in real estate – both CRE and residential – seen as top ‘salient risks’ in Fed financial stability report

October 23, 2023 0

The impacts of persistent inflation, and potential large losses in real estate – both commercial and residential – are the two, top “salient risks” to financial stability most frequently cited by financial experts in a […]

« 1 … 15 16 17 18 19 … 190 »

Enforcement of ECOA small-business loan data collection deprioritized at CFPB

May 1, 2025 0

Add the agency’s Equal Credit Opportunity Act (ECOA) small-business loan data collection rule to those the Consumer Financial Protection Bureau (CFPB) won’t be going out of its way to enforce. The bureau said Wednesday that in light of a stay [...]
Nearly half of 25 banks evaluated in April by OCC earn ‘outstanding’ CRA ratings

May 1, 2025 0

About half of banks – out of 25 total – earned “outstanding” ratings for their compliance with anti-redlining regulations during April, the regulator of national banks said Thursday. In its latest monthly release of ratings for compliance with Community Reinvestment [...]
Texas commissioner re-elected as chair of state liaison committee to Exam Council

May 1, 2025 0

The Texas commissioner of banking will serve as the chair of the state regulator liaison committee for another year to the umbrella group of federal financial institution regulators, the agency announced Thursday. Charles G. Cooper, commissioner of the Texas Department [...]
2 Dems in Senate, House want IG to investigate NCUA Board member firings

April 30, 2025 0

The ranking Democrats on the U.S. Senate Banking Committee and House Financial Services Committee on Tuesday called for an inspector general investigation of the president’s recent firings of National Credit Union Administration (NCUA) Board Members Todd Harper and Tanya Otsuka. [...]
Regulator closes small New Jersey credit union with ‘no prospect for restoring viable operations’

April 30, 2025 0

A small New Jersey credit union was liquidated Wednesday by the federal credit union regulator after the agency said it had found the cooperative to be insolvent. The National Credit Union Administration (NCUA) said it liquidated Unilever Federal Credit Union [...]
Three former credit union workers prohibited in April, agency reports

April 30, 2025 0

Three former credit union workers were prohibited in April from further work in federally insured financial institutions, the federal regulator announced Wednesday. The National Credit Union Administration (NCUA) said the three individuals were: Anh-Thu Nguyen, a former worker of Goldenwest [...]

Regulatory Capital Rule: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies; Systemic Risk Report (FR Y-15)

FedNow depends on demand by consumers, businesses for instant payments, Fed governor suggests

Proposal aims to lower max interchange fee large debit card issuers may receive for transactions, set up regular process for updates

Bank regulators give final approval to ‘climate-related financial risks’ principles for large banks; leave loan decisions to individual lenders

UPDATED: Agencies issue final rule revising anti-redlining regs with four goals set out; regulators split on support

Inflation, potential large losses in real estate – both CRE and residential – seen as top ‘salient risks’ in Fed financial stability report

Fed: Bank fined $14.5 million for violating BSA’s customer ID rules, deficient third-party risk management practices

Fed launches data collection on large bank capital proposal to clarify effects, inform final rule

Banking agencies allow more time — to January — for comments on large bank capital proposal

Fed’s top supervisor backs ‘multiple exploratory scenarios’ in revamp of stress testing program

Enforcement of ECOA small-business loan data collection deprioritized at CFPB

Nearly half of 25 banks evaluated in April by OCC earn ‘outstanding’ CRA ratings

Texas commissioner re-elected as chair of state liaison committee to Exam Council

2 Dems in Senate, House want IG to investigate NCUA Board member firings

Regulator closes small New Jersey credit union with ‘no prospect for restoring viable operations’

Three former credit union workers prohibited in April, agency reports