The Fed – Page 15 – Regulatory Report

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[ July 1, 2025 ] NCUA shutters small IL credit union after 12-day conservatorship; third to close in two weeks NCUA
[ July 1, 2025 ] Seven banks – including Bank of China branches – earn top ratings for CRA compliance OCC
[ June 30, 2025 ] Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession The Fed
[ June 30, 2025 ] Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases OCC
[ June 30, 2025 ] Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another NCUA

Virginia banks given thumbs up on merger; bigger bank will set up branches in smaller bank’s locations

February 23, 2024 0

Two Virginia banks were given the green light to merge by the Federal Reserve Friday, the agency said in a release. According to the agency, it approved the proposal by Atlantic Union Bankshares Corp., of […]

Higher interest rates, tight operating margins leading to declining credit quality in some areas, report finds

February 16, 2024 0

Declining credit quality trends due to the pressure of higher interest rates on leveraged borrowers and compressed operating margins in some industry sectors are becoming clearer, a report from federal bank agencies indicated Friday. According […]

CRE risk remains in crosshairs of Fed supervisors as anniversary of SVB failure approaches

February 16, 2024 0

Risk to banks from commercial real estate (CRE) investments continues to be of concern to federal banking supervisors, the Federal Reserve’s top supervisor indicated in a speech Friday. Federal Reserve Board Vice Chairman for Supervision […]

Fed adds ‘exploratory analysis’ of risks to banking system in ’24 stress tests for big banks

February 15, 2024 0

Hypothetical scenarios for annual stress tests this year of very large banks were released Thursday by the Federal Reserve, which also included new, “exploratory” elements designed to test different risks of the banking system. The […]

Fed fines bank $9,600 for flood insurance violations

February 13, 2024 0

A $9,600 civil money penalty was imposed on Select Bank, Forest, Va., over findings of federal flood insurance law violations, according to a consent order announced Tuesday by the Federal Reserve Board. The order refers […]

Banking agencies open mandated long-term review of regulations; plan public outreach meetings

February 6, 2024 0

A review of regulations covering the categories of applications and reporting, powers and activities, and international operations was announced Tuesday by the three federal banking agencies, with comments to be collected for 90 days. The […]

Bank lending officers report tighter standards for C&I loans in face of weakening demand

February 5, 2024 0

Tighter standards and weaker demand for commercial and industrial (C&I) loans to firms of all sizes over the fourth quarter were reported by bank senior loan officers, according to survey results issued Monday by the […]

Funding program set up after failure of two regional banks last year will stop making new loans in March

January 25, 2024 0

No new loans will be made after March 11 by a Federal Reserve program that was established in the wake of two regional bank failures last year and was designed to assure the stability of […]

Comment period on Fed’s interchange fee proposal extended to May

January 22, 2024 0

The public comment deadline on a Federal Reserve Board interchange fee proposal, which would lower the maximum interchange fee that a large debit card issuer can receive for a debit card transaction, has been extended […]

Fed’s community advisory group gets 5 new members

January 22, 2024 0

Five new members have been named to three-year terms on the Federal Reserve Board’s Community Advisory Council (CAC), which, the Fed says, offers perspectives on matters affecting consumers and communities, particularly low- and moderate-income populations. […]

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NCUA shutters small IL credit union after 12-day conservatorship; third to close in two weeks

July 1, 2025 0

A tiny credit union that was placed into conservatorship June 18 was closed by its federal regulator July 1, the agency said in a release that alleged violations of federal law and rules. It is the third credit union the [...]
Seven banks – including Bank of China branches – earn top ratings for CRA compliance

July 1, 2025 0

Seven banks – including two branches of the Bank of China – received the highest ratings for compliance with rules implementing anti-redlining laws, according to scores released Tuesday by the national bank regulator. The ratings for compliance with Community Reinvestment [...]
Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession

June 30, 2025 0

The 22 large banks subjected to the Federal Reserve Board’s 2025 stress test reportedly are “well positioned” to withstand a hypothetical, severe recession while remaining above their minimum capital requirements and continuing to lend to households and businesses, the Fed [...]
Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases

June 30, 2025 0

Economic uncertainty has increased as consumer sentiment, geopolitical risk, sustained higher interest rates, and downward movement in some macroeconomic indicators have all had their impact on threats to the banking system, the national bank regulator said Monday. In its Semiannual [...]
Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another

June 30, 2025 0

A Middletown, Ohio, credit union has been closed and its members and their accounts moved to a Cincinnati, Ohio, credit union, the federal regulator said Monday. Butler Heritage Federal Credit Union (FCU) of Middletown was liquidated by the National Credit [...]
2 former credit union employees barred from future work in insured FIs

June 30, 2025 0

A former employee of a Kansas credit union and one from a credit union in Pennsylvania are barred from participating in the affairs of any federally insured depository institution, the federal credit union regulator said Monday. The National Credit Union [...]
Texas bank became second to fail so far this year

June 30, 2025 0

A Santa Anna, Texas, bank was closed late Friday by the national bank regulator, becoming the second bank to fail so far this year. Santa Anna National Bank was closed by the Office of the Comptroller of the Currency (OCC), [...]