Federal financial regulation – Page 407

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[ February 5, 2026 ] Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks The Fed
[ February 5, 2026 ] FDIC: 4 out of 49 banks with November CRA ratings were ‘outstanding’ FDIC
[ February 4, 2026 ] Lax oversight of IT contract resulted in compliance issues with internal policies, FDIC watchdog finds in audit FDIC
[ February 2, 2026 ] Credit union regulator takes on additional, paid role as member of another regulatory agency’s panel NCUA
[ February 2, 2026 ] Despite tighter standards, lending for C&I picked up for larger firms in 4Q ’25, report contends The Fed

OCC mutual savings association advisory panel meeting slated for June 29

June 5, 2020 0

A public meeting, held by webinar, of the Mutual Savings Association Advisory Committee (MSAAC) for the Office of the Comptroller of the Currency (OCC) is slated for 1 p.m. ET June 29, according to a […]

Comments due July 6 on NCUA proposal on joint ownership share accounts

June 5, 2020 0

A proposal allowing account records information other than a signature card to support the insured status of a joint ownership share account in a credit union was published in the Federal Register Friday with a […]

Joint Ownership Share Accounts

June 5, 2020 0

Title: Joint Ownership Share Accounts Subject: Joint accounts; share insurance Agency: NCUA Status: Final rule Summary: The NCUA Board (Board) is amending its share insurance regulation governing the requirements for a share account to be […]

Regulators’ group jointly decries racism, discrimination; vows commitment to financial inclusion

June 5, 2020 0

Racism and discrimination must not be tolerated, a joint statement released Friday by all federal financial institution regulators stated in the wake of the death of a Minneapolis man during a police apprehension last week. […]

Order from 2015 citing BSA program deficiencies at State Street Corporation and bank terminated by Fed

June 4, 2020 0

An enforcement order from 2015 with State Street Corporation and its subsidiary State Street Bank and Trust Company (Boston) over Bank Secrecy Act (BSA) compliance issues was terminated May 29, the Federal Reserve Board said […]

In twin proposals, OCC looks to update rules, seek comments on digital activities

June 4, 2020 0

Updates on rules for bank activities and operations – including addressing permissible derivatives activities for national banks – and a comment request on banks’ digital activities were issued Thursday by the banks’ federal regulator. In […]

Guidance on CARES Act mortgage forbearance measures issued jointly by CFPB, state regulators

June 4, 2020 0

Guidance to help mortgage servicers comply with forbearance requirements in dealing with consumers affected by the coronavirus (COVID-19) pandemic was issued jointly Thursday by the federal consumer bureau and state financial institution regulators. The guidance, […]

10 of 78 banks evaluated deemed ‘outstanding’ under CRA, FDIC data shows

June 4, 2020 0

Of the 78 banks that received evaluation ratings in March under the anti-redlining Community Reinvestment Act (CRA), 10 of them – or 12.8% – earned the rating of “outstanding,” according to information released Thursday by […]

Bureau proposes changes in disclosure provisions for open-, closed-end products after LIBOR runs out

June 4, 2020 0

Changes in disclosure provisions for open-end and closed-end loan products to provide examples of replacement indices for a widely used reference rate whose use is expected to be discontinued after 2021 was proposed by the […]

CFPB adopts flexible stance regarding certain credit card disclosures during pandemic

June 3, 2020 0

The Consumer Financial Protection Bureau (CFPB) is providing temporary, targeted flexibility during the coronavirus (COVID-19) pandemic for credit card issuers regarding the electronic provision of certain disclosures under truth-in-lending laws that are required to be […]

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Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks

February 5, 2026 0

Thirty-two large banks this year will be evaluated against a severe global recession with heightened stress in both commercial and residential real estate and corporate debt markets under tests announced by the Federal Reserve late Wednesday. The Fed said, however, [...]
FDIC: 4 out of 49 banks with November CRA ratings were ‘outstanding’

February 5, 2026 0

Forty-five banks were deemed “satisfactory” and four “outstanding” in evaluation ratings assigned in November under the federal bank deposit insurer’s anti-redlining Community Reinvestment Act (CRA) rules, according to data released Thursday. The four banks rated “outstanding” by the Federal Deposit [...]
Lax oversight of IT contract resulted in compliance issues with internal policies, FDIC watchdog finds in audit

February 4, 2026 0

Lax oversight of a contractor for a $300 million information technology project resulted in questionable compliance with internal policies, including holding the contractor to agreed-upon metrics, the inspector general for the federal bank deposit insurance agency said Wednesday. In a [...]
Credit union regulator takes on additional, paid role as member of another regulatory agency’s panel

February 2, 2026 0

In an unusual development, two positions on federal regulatory panels will be held by the current board chairman of the credit union regulator, he announced late Friday. National Credit Union Administration (NCUA) Board Chairman Kyle Hauptman, in a statement, thanked [...]
Despite tighter standards, lending for C&I picked up for larger firms in 4Q ’25, report contends

February 2, 2026 0

Lending standards were tighter for commercial and industrial loans in the final quarter of last year, but demand was “stronger” for the borrowing among some firms, according to a report issued Monday by the Federal Reserve. In its Senior Loan [...]
$261 million Chicago bank becomes first to fail in 2026; office reopened Monday under new owner

February 2, 2026 0

A failed Chicago bank was scheduled to reopen Monday after 96% of its assets were acquired by a Detroit institution, the federal deposit insurance agency said late Friday. The first bank to fail in 2026 is a $261 million in [...]
OCC rates 8 banks ‘outstanding’ under anti-redlining statute; another 21 deemed ‘satisfactory’

February 2, 2026 0

Eight out of the 29 banks whose Community Reinvestment Act (CRA) performance ratings became public in January received “outstanding” marks from the Office of the Comptroller of the Currency (OCC). The remaining 21 banks were rated “satisfactory,” according to the [...]
Trio of small banks end deposit insurance, including 121-year-old Alabama former S&L

January 30, 2026 0

Three small banks in Arizona, Florida and Alabama – the latter of which was 121 years old – have voluntarily ended their federal deposit insurance, their federal insurer said Friday. The Federal Deposit Insurance Corp. (FDIC) said First Community Bank [...]
NCUA IG will report on travel card audit later this year, letter shows

January 30, 2026 0

Noting it “did not issue any reports with recommendations” related to the agency’s charge card programs in fiscal 2025, the National Credit Union Administration told the federal budget office it is currently conducting an audit related to its travel card [...]