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As banks ease underwriting practices, risk rises

January 5, 2017 0

National banks continue to ease underwriting practices – raising their risk — to address competition from other bank and non-bank lenders, while also facing concerns about operational risk (due to cybersecurity threats, and others) and […]

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CRA threshold increases to $1.2 billion

January 2, 2017 0

“Small banks” are defined as those with assets of less than $1.226 billion, and “intermediate small banks” (or savings associations) are defined as those with assets of at least $307 and less than $1.226 billion, […]

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