NCUA – Regulatory Report

What's up

[ March 24, 2026 ] Limits on credit union car loan participations eliminated under latest dereg proposal Federal financial regulation
[ March 23, 2026 ] Smaller, non-complex credit unions offered latest quarterly version of simplified CECL tool NCUA
[ March 20, 2026 ] Fed bars former bank employee over taking customer funds, more; another for faking active duty for leave pay The Fed
[ March 19, 2026 ] Agencies release three proposals that will result in lower capital for nation’s banks, claiming ‘framework will be improved’ FDIC
[ March 19, 2026 ] Registration open for OCC workshops for community bank directors, senior management OCC

Smaller, non-complex credit unions offered latest quarterly version of simplified CECL tool

March 23, 2026 0

The latest life-of-loan—or Weighted Average Remaining Maturity—factors are included in the March 2026 update of the simplified tool the federal regulator provides to smaller credit unions for estimating the allowance for credit losses on loans […]

Board appeal discussed at closed NCUA Board meeting

March 17, 2026 0

The federal credit union regulator’s board – which consists solely of its chairman, Kyle Hauptman – held a closed meeting Tuesday on what was listed as a board appeal, according to information on the agency’s […]

Memo: Top NCUA management, performance challenges for 2026 include balance sheet management, agency realigment

March 17, 2026 0

A February memorandum counts balance sheet management, “redefinining” regulatory and supervisory approaches, and agency realignment following a 23% reduction in staff among the top management and performance challenges for the National Credit Union Administration (NCUA) […]

UPDATED: NCUA targets record retention, catastrophic act reg in latest deregulation round

March 10, 2026 0

Credit unions’ federal regulator is proposing to remove the guidance portions of its regulation on record retention and catastrophic act preparedness, clarify the regulation, and update its definitions, according to a Federal Register notice that […]

Credit union assets close 2025 at $2.43 trillion, loans at $1.72 trillion; net interest margin up

March 6, 2026 0

Federally insured credit unions (FICUs) grew total assets to $2.43 trillion in 2025, up $126 billion, or 5.4%, from calendar 2024, the National Credit Union Administration said in fourth-quarter data released Friday. The data show […]

NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more

March 3, 2026 0

The federal credit union regulator is seeking comments by June 1 on five categories of regulations and whether they are outdated, unnecessary, or unduly burdensome, according to a notice Tuesday in the Federal Register. The […]

NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June

March 2, 2026 0

A published overview on fourth-quarter results for the National Credit Union Share Insurance Fund (NCUSIF) shows the fund closing 2025 with an equity ratio equal to 1.3% of total insured shares, up 2 basis points […]

NCUA bars 5 former credit union employees from future FI service

February 27, 2026 0

Five former employees of credit unions are permanently barred from future service in any federally insured depository institution under one consent order and four notices of prohibition announced Friday. The release by the National Credit […]

UPDATED: Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules

February 24, 2026 0

Six credit union deregulation proposals – including ones dealing with issues related to loan commissions and post-election training for new board members – are included in the sixth round of such offerings by the federal […]

NCUA doubles max amount for newly chartered CU, urgent needs grants

February 13, 2026 0

The federal credit union regulator is increasing its maximum award amount for grants available to low-income-designated credit unions from $7,500 to $15,000, the agency said Friday. The newly chartered and urgent needs grants come from […]

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Limits on credit union car loan participations eliminated under latest dereg proposal

March 24, 2026 0

No limits on purchase or participation in indirect auto loans serviced by a third party would be imposed on credit unions under a proposal issued by their federal regulator Tuesday. In its so-called “eighth round” of deregulation proposals, the National [...]
Smaller, non-complex credit unions offered latest quarterly version of simplified CECL tool

March 23, 2026 0

The latest life-of-loan—or Weighted Average Remaining Maturity—factors are included in the March 2026 update of the simplified tool the federal regulator provides to smaller credit unions for estimating the allowance for credit losses on loans and leases, the agency said [...]
Fed bars former bank employee over taking customer funds, more; another for faking active duty for leave pay

March 20, 2026 0

A former relationship banker at Regions Bank, Birmingham, Ala., is barred from any future service in federally insured financial institutions under a March consent order finding that she withdrew $323,500 from a bank customer’s account for her own benefit. The [...]