FDIC – Page 8 – Regulatory Report

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[ February 10, 2026 ] Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank NCUA
[ February 10, 2026 ] 18% loan rate ceiling remains in effect for federal credit unions another 18 months NCUA
[ February 9, 2026 ] GAO stands by report on reorg status of CFPB in face of stonewalling by bureau CFPB
[ February 5, 2026 ] Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks The Fed
[ February 5, 2026 ] FDIC: 4 out of 49 banks with November CRA ratings were ‘outstanding’ FDIC

Report asserts workers doubted anti-harassment plan at FDIC since senior officials were involved in implementing

August 4, 2025 0

An anti-harassment plan at the federal bank deposit insurance agency could not be effectively implemented, workers at the agency believed, because executives leading the effort had misconduct allegations against them, a report issued by the […]

Banking agencies set 90-day comment period for latest EGRPRA reg review

July 23, 2025 0

The fourth notice in a process of regulatory review under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) was issued by federal banking regulators with a 90-day comment period attached. The aim of the […]

UPDATED: Agencies follow through on proposal rescinding latest CRA rules; apparent concern over lawsuit

July 17, 2025 0

Following through on an announcement made last spring, a proposal to revert anti-redlining rules to those that existed after 1995 – and rescinding new rules adopted two years ago – were proposed by the federal […]

Three-member ‘acting’ FDIC Board makes sweeping proposals on rules for banks

July 16, 2025 0

Unanimous votes approving sweeping proposals were taken by three members of the federal deposit agency board – all who were in “acting” capacities – at their meeting Tuesday, the agency reported. The usual five-member Federal […]

Agencies propose revisions for reporting loan modifications in call reports

July 11, 2025 0

New instructional revisions in detailing loan modifications in call reports are being sought by federal banking agencies, the agencies said late Friday in releasing other final regulatory reporting changes for bank call reports. The three […]

FDIC activates disaster response for Texas areas hit by floods, more

July 11, 2025 0

Regulatory relief and favorable Community Reinvestment Act (CRA) consideration are among the steps the federal bank deposit insurer is activating to help those affected by severe storms, straight-line winds and floods affecting areas in Texas […]

Changes to appeals of supervisory decisions, mandated bank audits, to be considered by FDIC Board

July 9, 2025 0

Proposed changes to guidelines for appeals of material supervisory determinations (MSDs), and alterations to mandated audits for banks with $500 million or more in assets, are among the actions on the discussion agenda for the […]

Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts

July 3, 2025 0

The two most common violations of consumer compliance supervision in 2024 were those related to truth-in-lending and mandatory flood insurance – pretty much the same results reported in 2023 — according to an annual report […]

7 banks ‘outstanding,’ 64 ‘satisfactory’ for CRA, FDIC reports in latest disclosure

July 3, 2025 0

Seventy-one banks whose performance ratings under the anti-redlining Community Reinvestment Act (CRA) were announced Thursday were all rated either “outstanding” or “satisfactory,” according to the Federal Deposit Insurance Corp. (FDIC). The information, which the FDIC […]

Exemption order allows banks, credit unions to get TIN info from third parties

June 27, 2025 0

An exemption order allowing banks and credit unions to satisfy a federal customer identification program (CIP) rule by getting taxpayer identification number (TIN) information from third parties – not just directly from the customer or […]

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Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank

February 10, 2026 0

Credit unions would have an easier path to convert to mutual savings banks (MSBs), and other changes, under the latest round of deregulation proposed by their federal regulator Tuesday. The National Credit Union Administration (NCUA), in what it said is [...]
18% loan rate ceiling remains in effect for federal credit unions another 18 months

February 10, 2026 0

The federal interest rate ceiling for loans by federal credit unions will remain at 18% under action last week by the National Credit Union Administration (NCUA) Board, the agency said. The board – which now consists solely of Republican Kyle [...]
GAO stands by report on reorg status of CFPB in face of stonewalling by bureau

February 9, 2026 0

Stonewalling by the federal consumer financial protection agency of the congressional watchdog is outlined in a report issued publicly Monday by the watchdog agency – which includes the comment “we stand by the accuracy of the facts presented in our [...]
Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks

February 5, 2026 0

Thirty-two large banks this year will be evaluated against a severe global recession with heightened stress in both commercial and residential real estate and corporate debt markets under tests announced by the Federal Reserve late Wednesday. The Fed said, however, [...]
FDIC: 4 out of 49 banks with November CRA ratings were ‘outstanding’

February 5, 2026 0

Forty-five banks were deemed “satisfactory” and four “outstanding” in evaluation ratings assigned in November under the federal bank deposit insurer’s anti-redlining Community Reinvestment Act (CRA) rules, according to data released Thursday. The four banks rated “outstanding” by the Federal Deposit [...]