FDIC – Page 32 – Regulatory Report

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[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
[ November 3, 2025 ] 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’ FDIC
[ November 3, 2025 ] Agency reminds of grant availability for low-income credit unions NCUA
[ October 31, 2025 ] Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars FDIC
[ October 31, 2025 ] Former MN credit union teller barred from future FI service NCUA

UPDATED: Agencies issue final rule revising anti-redlining regs with four goals set out; regulators split on support

October 24, 2023 0

This story updated to include link to Federal Register notice of final rule. Revisions to rules implementing anti-redlining laws that are designed to “strengthen and modernize” the regulations to “better achieve the purposes of the […]

Review of FDIC handling of failed Signature Bank cites missed opportunities, inconsistency in exams, supervision

October 24, 2023 0

Missed opportunities to downgrade a troubled bank’s exam ratings and inconsistency in performing timely supervisory activities by the federal insurer of bank deposits contributed to a “material loss” to the insurance fund from the failure […]

Banking agencies allow more time — to January — for comments on large bank capital proposal

October 20, 2023 0

The comment period on the large bank capital proposal by the federal banking regulators is now extended to Jan. 16, the three agencies announced Friday. The previous comment period deadline for the regulatory capital rule […]

Fed to consider final CRA rule revisions – and revisions to debit interchange fee cap – in two upcoming meetings

October 17, 2023 0

A final rule revising anti-redlining regulations, and proposed revisions to the debit interchange fee cap – both significant regulations for banks and other financial institutions – will be considered by the Federal Reserve Board next […]

State banking regulators to sit down with federal insurance fund counterparts to discuss coordination, other issues

October 16, 2023 0

Coordination between state and federal banking regulators will be on the agenda for a Wednesday meeting between state regulators and their counterparts from the federal bank deposit insurance agency, it was announced Monday. The Federal […]

Comments due Dec. 11 on FDIC-proposed corporate governance, risk management guidelines

October 13, 2023 0

Comments on proposed guidelines issued Oct. 3 on corporate governance and risk management for insured depository institutions with total consolidated assets of $10 billion or more are due to the federal bank deposit insurance agency […]

FDIC seeking papers for 2024 consumer research symposium

October 13, 2023 0

Submissions for the 12th Consumer Research Symposium, slated for March 15, 2024, are due to the Federal Deposit Insurance Corp. (FDIC) by Oct. 27, the agency said in a reminder notice this week. The symposium, […]

Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions With Total Consolidated Assets of $10 Billion or More

October 13, 2023 0

Title: Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions With Total Consolidated Assets of $10 Billion or More Subject: Corporate governance, risk management Agency: FDIC Status: Proposed rule and issuance of […]

Best (and worst) of OCC, FDIC anti-redlining exam ratings include 10 banks rated ‘outstanding,’ 1 ‘needs to improve’

October 4, 2023 0

Ratings of banks evaluated under the federal anti-redlining law, and announced Wednesday, include a total of 10 banks rated “outstanding,” 52 rated “satisfactory,” and one rated “needs to improve.” None of the banks included in […]

Call report instructions to banks include reminder not to underestimate uninsured deposits; reports due Oct. 30

October 2, 2023 0

Instructions to help banks prepare their call reports for Sept. 30, including a reminder not to reduce the estimated amount of uninsured deposits to the extent they are collateralized by pledged assets, were sent to […]

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Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]
Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars

October 31, 2025 0

Prohibitions for September were announced Friday by the federal bank deposit insurance agency, including two for allegedly misappropriating hundreds of thousands of dollars from their respective banks. The Federal Deposit Insurance Corp. (FDIC) said Shelley C. Bounchareune, a former employee [...]
Former MN credit union teller barred from future FI service

October 31, 2025 0

A former teller of Affinity Plus Federal Credit Union of Saint Paul, Minn., was barred from any future work in federally insured financial institutions under an October prohibition order. In the consent order, the National Credit Union Administration (NCUA) said [...]