CFPB – Page 93 – Regulatory Report

What's up

[ July 1, 2025 ] NCUA shutters small IL credit union after 12-day conservatorship; third to close in two weeks NCUA
[ July 1, 2025 ] Seven banks – including Bank of China branches – earn top ratings for CRA compliance OCC
[ June 30, 2025 ] Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession The Fed
[ June 30, 2025 ] Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases OCC
[ June 30, 2025 ] Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another NCUA

Debt Collection Practices (Regulation F); communications

June 19, 2019 0

Title: Debt Collection Practices (Regulation F); delay of effective date Subject: Debt collection Agency: CFPB Status: Proposed rule Summary: The Bureau of Consumer Financial Protection (Bureau) is issuing this final rule to revise Regulation F, […]

Credit union student loan subsidiary ordered to forgive loans worth $168 million in settlement

June 14, 2019 0

A credit union service organization must forgive loans worth $168 million under the terms of a settlement that spans 44 states reached with the federal consumer financial protection agency, the agency announced Friday. The Consumer […]

House Dems urge Kraninger to rescind HMDA proposals, call them a possible ‘trojan horse’ for future rollbacks

June 12, 2019 0

A group of 65 House Democrats on Wednesday urged consumer bureau Director Kathleen (“Kathy”) Kraninger to immediately rescind a number of actions that could result in fewer institutions subject to Home Mortgage Disclosure Act (HMDA) […]

Home Mortgage Disclosure (Regulation C)

June 12, 2019 0

Title: Home Mortgage Disclosure (Regulation C) Subject: HMDA Agency: CFPB Status: Final rule; official interpretation Summary: The Bureau of Consumer Financial Protection (Bureau) is amending Regulation C to increase the threshold for reporting data about […]

Regulators considering ‘joint data intake’ system for streamlining exams, bureau leader says

June 12, 2019 0

Federal financial institution regulators are working on a “joint data intake system,” the director of the federal consumer financial protection told a group of bankers Tuesday, as the agency looks for ways to streamline its […]

CFPB touts actions under Kraninger’s first six months, cites $22 million in CMPs overall

June 11, 2019 0

A summary of activities at the Consumer Financial Protection Bureau (CFPB) during its first six months under the leadership of Kathleen Kraninger, who became director in December, is just that – a summary – but […]

Bureau schedules first ‘symposium’ with focus – as promised – on clarifying meaning of ‘abusiveness’ under Dodd-Frank

June 11, 2019 0

The first in a promised series of conferences “exploring” consumer protections in financial services will be held June 25, the federal consumer financial protection agency said Tuesday, and will focus – as promised by the […]

EEO report at consumer bureau underscores earlier reports of declining workforce at agency

June 10, 2019 0

A report issued last week on equal employment opportunity at the federal consumer financial protection bureau underscores earlier reports by the agency of a declining employee base, a review of the reports shows. On June […]

Bureau issues final rule delaying payday lending compliance to November 2020

June 7, 2019 0

A final rule delaying the Aug. 19 compliance date, to Nov. 19, 2020, for mandatory underwriting provisions of the payday, vehicle title and “certain high-cost installment loans” – the 2017 payday lending rule – was […]

Consumer bureau announces $1.75 million civil money penalty against Freedom Mortgage Corporation, cites HMDA violations

June 5, 2019 0

A fine of $1.75 million was assessed against Freedom Mortgage Corporation, one of the 10 largest Home Mortgage Disclosure Act (HMDA) reporters nationwide, in connection with a settlement announced Wednesday by the Consumer Financial Protection […]

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NCUA shutters small IL credit union after 12-day conservatorship; third to close in two weeks

July 1, 2025 0

A tiny credit union that was placed into conservatorship June 18 was closed by its federal regulator July 1, the agency said in a release that alleged violations of federal law and rules. It is the third credit union the [...]
Seven banks – including Bank of China branches – earn top ratings for CRA compliance

July 1, 2025 0

Seven banks – including two branches of the Bank of China – received the highest ratings for compliance with rules implementing anti-redlining laws, according to scores released Tuesday by the national bank regulator. The ratings for compliance with Community Reinvestment [...]
Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession

June 30, 2025 0

The 22 large banks subjected to the Federal Reserve Board’s 2025 stress test reportedly are “well positioned” to withstand a hypothetical, severe recession while remaining above their minimum capital requirements and continuing to lend to households and businesses, the Fed [...]
Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases

June 30, 2025 0

Economic uncertainty has increased as consumer sentiment, geopolitical risk, sustained higher interest rates, and downward movement in some macroeconomic indicators have all had their impact on threats to the banking system, the national bank regulator said Monday. In its Semiannual [...]
Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another

June 30, 2025 0

A Middletown, Ohio, credit union has been closed and its members and their accounts moved to a Cincinnati, Ohio, credit union, the federal regulator said Monday. Butler Heritage Federal Credit Union (FCU) of Middletown was liquidated by the National Credit [...]
2 former credit union employees barred from future work in insured FIs

June 30, 2025 0

A former employee of a Kansas credit union and one from a credit union in Pennsylvania are barred from participating in the affairs of any federally insured depository institution, the federal credit union regulator said Monday. The National Credit Union [...]
Texas bank became second to fail so far this year

June 30, 2025 0

A Santa Anna, Texas, bank was closed late Friday by the national bank regulator, becoming the second bank to fail so far this year. Santa Anna National Bank was closed by the Office of the Comptroller of the Currency (OCC), [...]