CFPB – Page 9 – Regulatory Report

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[ January 9, 2026 ] Treasury takes aim at financial institutions in Minnesota in wake of alleged federal funding fraud Other
[ January 9, 2026 ] Fed designates chairs, deputy chairs of Reserve Banks, renaming less than half to positions The Fed
[ January 9, 2026 ] OCC proposes to “clarify” permissible national trust bank activities OCC
[ January 9, 2026 ] FDIC: Year-end 2025 call report forms online now, no new data items included FDIC
[ January 7, 2026 ] FDIC: Audit finds no documentation on cost benefits of student resource center since 1986 FDIC

Collecting on inaccurate, legally invalid medical debts illegal, agency contends in new guidance

October 1, 2024 0

Debt collectors, which may include third-party “revenue cycle management” companies, violate federal law when they collect on inaccurate or legally invalid medical debts, according to guidance released Tuesday by the federal consumer financial protection agency. […]

Bureau unwraps web page for applications to become open banking ‘recognized standard setter’

September 24, 2024 0

Applications to become a recognized standard setter under the Personal Financial Data Rights (PFDR) rule of the Consumer Financial Protection Bureau (CFPB) will be accepted through a webpage introduced Tuesday, the agency said. Under a […]

Latest servicemembers report outlines increase in complaints; focuses on student services

September 24, 2024 0

Difficulties in getting help from student loan servicers and transcript withholding by colleges and universities to collect a debt or disputed fees are among the financial challenges being faced by servicemembers, the federal consumer financial […]

‘Narrow amendment’ to proposed rule aims to provide clearer information about remittance questions

September 20, 2024 0

Providing consumers with clearer information about the types of questions that may be better handled by their remittance company before contacting regulators is the aim of a proposed rule issued Friday by the federal consumer […]

Guidance issued to stop banks from charging overdraft fees without proof of customer opt-in

September 17, 2024 0

Guidance aimed at stopping banks from charging overdraft fees based on so-called “phantom opt-in agreements,” which allegedly occur when fees are charged even though there is no proof banks have consent to do so, was […]

Charges of deceptive marketing over membership credit card leveled against firm, CEO

September 16, 2024 0

Charges of deceptive marketing aimed at allegedly luring customers to pay illegal and excessive membership fees – and make it “unreasonably difficult for consumers to cancel memberships and obtain refunds – are part of a […]

CFPB: ‘Repeat offender’ New Day Financial fined $2.25 million for deceiving veterans that got cash-out refi loans

August 30, 2024 0

New Day Financial, also known as NewDay USA, was fined $2.25 million Thursday over deceptive activities targeting veterans seeking cash-out refinance loans, the federal agency charged with consumer financial protection said. The Consumer Financial Protection […]

Bureau finds 3 out of 8 retailers reviewed charge $90 million annually for ‘cash back’ at the register; notes concern over consumers’ access to cash

August 27, 2024 0

Three out of the eight major retail chains included in a sample reviewed by the federal consumer financial protection agency were found to charge “cash back” fees at the register, a practice that the agency […]

Bureau unveils beta platform for testing collection of non-customer small business data

August 26, 2024 0

A beta platform for testing the collection of small business data mandated by federal requirements was unveiled Monday by the federal consumer financial protection agency, which invited financial institutions and their technology service providers to […]

60-day comment period set for proposed data collection standards rule

August 22, 2024 0

Comments are due Oct. 21 on a proposal to establish data standards for the collection of information reported to federal financial institution regulators by financial entities under their jurisdiction, the federal financial institution and other […]

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FDIC: Audit finds no documentation on cost benefits of student resource center since 1986

January 7, 2026 0

Setting processes and procedures for managing the agency’s Student Resource Center (SRC) and developing SRC performance goals, things that appeared to be lacking since the center’s inception, are among the corrective actions the federal deposit insurer has agreed to make [...]
CFPB adjusts HMDA, TILA asset-size thresholds for 2026

January 7, 2026 0

The asset-size thresholds for institutions subject to Home Mortgage Disclosure Act (HMDA) reporting and Truth in Lending Act (TILA) escrows (for higher-priced mortgage loans) are higher as of Wednesday, according to two Federal Register notices. The Consumer Financial Protection Bureau [...]
CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

January 6, 2026 0

Reminders and tips for 2026 Home Mortgage Disclosure Act (HMDA) filings were issued Tuesday by the federal consumer financial protection agency, which also noted some updates to file locations. The Consumer Financial Protection Bureau (CFPB) noted that an upgrade has [...]
Fed: Former bank branch manager who took $27k from customer accounts is barred

January 6, 2026 0

A former branch manager of Regions Bank, Birmingham, Ala., who allegedly took money from customer accounts is barred from any future work in federally insured financial institutions under a consent order released Tuesday by the Federal Reserve Board. The Fed, [...]
Nearly half of all banks – 15 – are ‘outstanding’ in latest CRA ratings from OCC

January 5, 2026 0

Fifteen banks – out of 33 total — were awarded “outstanding” ratings for their compliance with rules implementing anti-redlining laws for evaluations that became public in December, the national bank regulator said Monday. No banks evaluated for their compliance with [...]
Trio of former credit union workers banned; agency claims one caused $720,000 loss over decade

January 2, 2026 0

Three former credit union workers were banned from further work at financial institutions by the federal regulator Dec. 31, including one who allegedly caused a nearly three-quarters of a million dollars loss over a 10-year period, the agency said. According [...]
Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’

January 2, 2026 0

While no banks in October earned ratings of “outstanding” for their compliance with anti-redlining rules, two banks earned “needs improvement” in their scores posted Friday by the federal bank deposit insurance agency. The Federal Deposit Insurance Corp. (FDIC) released the [...]