CFPB – Page 9 – Regulatory Report

What's up

[ September 4, 2025 ] ‘Disparate impact’ being written out of NCUA exam, supervision processes NCUA
[ September 4, 2025 ] AI drives at least some strength for commercial real estate, but otherwise economic growth flat, Fed report finds The Fed
[ September 3, 2025 ] Fed to host Oct. 21 payments conference The Fed
[ September 3, 2025 ] OCC’s latest list of CRA ratings includes 2 banks rated ‘outstanding’ OCC
[ September 2, 2025 ] Fed sets individual large-bank capital requirements effective Oct. 1 The Fed

Agencies issue joint proposal for data standards rules for information they collect

August 9, 2024 0

Establishing data standards for the collection of information reported to federal financial institution regulators by financial entities under their jurisdiction is the aim of a joint notice of proposed rulemaking (NPR) issued by the agencies […]

CFPB, Fed join rulemaking on interoperability of data collected by financial regulators

August 2, 2024 0

Two federal financial regulators on Friday added their names to a joint proposed rule that would set data standards for certain information collections submitted to financial regulatory agencies. The proposal, issued just one day prior […]

CFPB: Financial firms whose nondisclosure agreements intimidate potential whistleblower activity risk violating CFPA

July 24, 2024 0

The risk that financial firms’ nondisclosure agreements with employees might scare employees away from reporting violations of federal consumer financial protection law – with such intimidation being a violation itself – is discussed in a […]

UPDATED: Proposal would subject many ‘paycheck advance’ programs to TILA, mandate disclosures

July 18, 2024 0

This article has been updated to include a link to the Federal Register notice and comment deadline. Ensuring workers know the cost and fees of “paycheck advance” products is the aim of an interpretive rule […]

Agencies finalize guidance on reconsiderations of value (ROVs) for real estate sales

July 18, 2024 0

Final guidance addressing reconsiderations of value (ROVs) for residential real estate transactions were issued by all five federal financial institution regulators Thursday, the agencies announced in a joint release. According to the release, the guidance […]

UPDATED: Agencies jointly issue final automated valuation rule setting quality control standards for mortgage lenders

July 17, 2024 0

A final rule designed to ensure credibility and integrity of automated valuation models (AVMs) in mortgages secured by a consumer’s principal dwelling through quality control standards was issued Wednesday by the federal financial regulators and […]

Home loan applications dipped in ’23, but share of purchase loans to Blacks, Asians, rose slightly

July 11, 2024 0

Home loan applications in 2023 were down 30% – from 14.3 million in 2022 to 10 million – according to new home lending data released Thursday. However, the share of home purchase loans to Black, […]

Proposed rule would require mortgage servicers to focus on helping borrowers, not foreclosing

July 11, 2024 0

Mortgage servicers would be required to focus on helping their mortgage borrowers, and not foreclosing, when a homeowner asks for help under a rule proposed Wednesday by the federal consumer financial protection agency. The proposal […]

Action against ‘repeat offender’ Fifth Third Bank seeks $20 million in redress for auto repos, opening fake accounts

July 9, 2024 0

Alleged wrongful triggering of auto repossessions, and purported opening of fake bank accounts, has led Tuesday to the federal consumer financial protection agency to seek $20 million in penalties from one of the nation’s largest […]

Exams find communication issues in account freezes, limited oversight in medical payment products, CFPB says

July 2, 2024 0

Unfair practices in how some banks communicated with consumers about freezes on deposit and prepaid accounts, and limited oversight by financial institutions of medical providers offering payment products, are among concerns recently identified by examiners […]

« 1 … 7 8 9 10 11 … 136 »

‘Disparate impact’ being written out of NCUA exam, supervision processes

September 4, 2025 0

The federal credit union regulator will no longer include reviews for disparate impact in its examination and supervision of federally insured credit unions, the agency said Thursday. The National Credit Union Administration (NCUA) removed such references from its Fair Lending [...]
AI drives at least some strength for commercial real estate, but otherwise economic growth flat, Fed report finds

September 4, 2025 0

A “a rare strength in commercial real estate” is being fueled by the surge of data center construction in response to the “push to deploy” artificial intelligence (AI), according to the latest report on economic activity issued Wednesday by the [...]
Fed to host Oct. 21 payments conference

September 3, 2025 0

A conference on payments innovation will be hosted by the Federal Reserve Board Oct. 21 and livestreamed for the public, the Fed said Wednesday. The Fed said the conference will bring together a range of interested parties to discuss how [...]
OCC’s latest list of CRA ratings includes 2 banks rated ‘outstanding’

September 3, 2025 0

Banks on the list of Community Reinvestment Act (CRA) performance evaluation ratings that became public in August included nine rated “satisfactory” and two rated “outstanding,” the national bank regulator said. The list, released Tuesday, showed that Esquire Bank, N.A., Jericho, [...]
Fed sets individual large-bank capital requirements effective Oct. 1

September 2, 2025 0

The 31 large banks that were subject to this year’s Federal Reserve stress tests will have the same 4.5% minimum capital requirement and a stress capital buffer requirement of at least 2.5% as of Oct. 1, the Fed announced, with [...]