CFPB – Page 76 – Regulatory Report

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[ March 5, 2026 ] Tokenized security should receive same capital treatment as non-tokenized form, agencies clarify FDIC
[ March 5, 2026 ] Fed drops 2018 Wells Fargo enforcement order, asserting that bank ‘met all required conditions’ The Fed
[ March 5, 2026 ] 5 banks rated ‘outstanding,’ 2 ‘needs to improve’ for CRA compliance, FDIC reports FDIC
[ March 4, 2026 ] Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’ The Fed
[ March 3, 2026 ] NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more NCUA

FAQs aim to clarify timing of PPP loans under ECOA requirements

May 7, 2020 0

An application for a loan under the Paycheck Protection Program (PPP) is only a “completed application” once the creditor has received a loan number from the Small Business Administration (SBA) or a response about the […]

Consumer credit apps down ‘substantially’ in March, CFPB says in report on COVID-19 effects

May 1, 2020 0

Substantial declines in consumer credit applications – specifically, related to auto loans, new mortgages, revolving credit cards, and unspecified or other credit – occurred between the first and last weeks of March, according to a […]

Bureau points to ‘tech sprints,’ other efforts, as highlights of Fair Lending in ‘19

May 1, 2020 0

“Tech sprints,” innovation in expanding access to credit, enforcement settlements and outreach are all areas the federal consumer financial protection agency points to as highlights in its fair lending efforts in a report released Thursday. […]

Application of Certain Provisions in the TILA-RESPA Integrated Disclosure Rule and Regulation Z Right of Rescission Rules in Light of the COVID-19 Pandemic

May 1, 2020 0

Title: Application of Certain Provisions in the TILA-RESPA Integrated Disclosure Rule and Regulation Z Right of Rescission Rules in Light of the COVID-19 Pandemic Subject: Mortgage originations; coronavirus response Agency: CFPB Status: Interpretive rule Summary: […]

Bulletin 2020-02 – Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing Transfers

April 30, 2020 0

Title: Bulletin 2020-02 – Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing Transfers Subject: Mortgage servicing transfers Agency: CFPB Status: Compliance bulletin and policy guidance Summary: The Bureau of Consumer […]

CFPB updates, republishes consumer guide to COVID-19 stimulus relief

April 30, 2020 0

A question-and-answer blog post answering consumers’ questions about relief available to them related to the COVID-19 (coronavirus) pandemic was updated (from the April 10 version) and issued anew Thursday by the Consumer Financial Protection Bureau […]

Fact sheets attempt to explain appraisals, their delivery, in mortgage lending

April 30, 2020 0

Two new fact sheets focusing on appraisals and other valuations and their delivery in home mortgage loan applications were released Thursday by the federal consumer financial protection agency, which said the documents were issued in […]

Citing COVID-19 disruptions, CFPB interpretive rule allows waiver of waiting periods under mortgage disclosure, rescission rules

April 29, 2020 0

Consumers impacted by the COVID-19 (coronavirus) pandemic can exercise their rights to modify or waive certain required waiting periods under the Truth in Lending Act/Real Estate Settlement Procedures Act (TILA-RESPA) integrated disclosure rule (also known […]

Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition

April 27, 2020 0

Title: Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition Subject: Reg E; coronavirus payments Agency: CFPB Status: Interpretive rule Summary: The Bureau of Consumer Financial Protection (Bureau) is […]

Bureau says it adds more capability to its consumer complaint map visualization

April 27, 2020 0

Can’t get enough about how much consumers complained, by state, about various financial products and issues? You can get more now: Using map visualizations, complaints can be displayed state-by-state, including over date ranges and by […]

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Tokenized security should receive same capital treatment as non-tokenized form, agencies clarify

March 5, 2026 0

An eligible tokenized security should generally receive the same capital treatment as the non-tokenized form of the security under the capital rule under answers to frequently asked questions (FAQs) issued by the federal banking regulators Thursday. The agency said the [...]
Fed drops 2018 Wells Fargo enforcement order, asserting that bank ‘met all required conditions’

March 5, 2026 0

Wells Fargo is relieved of the remainder of a 2018 enforcement order from the Federal Reserve that, among other things, limited the bank’s growth and mandated removal of some of its board members, the agency said Thursday. In a release, [...]
5 banks rated ‘outstanding,’ 2 ‘needs to improve’ for CRA compliance, FDIC reports

March 5, 2026 0

The 59 banks that received their evaluation ratings under the anti-redlining Community Reinvestment Act (CRA) in December included five that were rated “outstanding” and two “needs to improve,” according to information released Thursday by the Federal Deposit Insurance Corp. (FDIC). [...]
Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’

March 4, 2026 0

While economic activity increased slightly in seven of 12 Federal Reserve Districts in the last month, it fell or was flat in the remaining five – up from four in the previous reporting period, the agency said Wednesday. In its [...]