CFPB – Page 71 – Regulatory Report

What's up

[ July 3, 2025 ] Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts FDIC
[ July 3, 2025 ] 7 banks ‘outstanding,’ 64 ‘satisfactory’ for CRA, FDIC reports in latest disclosure FDIC
[ July 1, 2025 ] NCUA shutters small IL credit union after 12-day conservatorship; third to close in two weeks NCUA
[ July 1, 2025 ] Seven banks – including Bank of China branches – earn top ratings for CRA compliance OCC
[ June 30, 2025 ] Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession The Fed

Facilitating the LIBOR Transition (Regulation Z)

June 17, 2020 0

Title: Facilitating the LIBOR Transition (Regulation Z) Subject: LIBOR transition Agency: CFPB Status: Proposed rule Summary: The Bureau of Consumer Financial Protection (Bureau) is proposing to amend Regulation Z, which implements the Truth in Lending […]

More on consumer reporting under CARES Act provided in bureau FAQs

June 17, 2020 0

In case you were wondering, a statement issued by the consumer financial protection agency more than two months ago that provides some flexibility for those affected by the coronavirus pandemic does not say that furnishers […]

Bureau publishes networks guide for communities to fight elder financial abuse

June 11, 2020 0

An online guide communities can use to form networks to fight elder fraud, or grow or enhance existing ones, was released Wednesday by the Consumer Financial Protection Bureau (CFPB). The “Elder Fraud Prevention and Response […]

Consumer financial law taskforce plans two-volume report to Kraninger; public hearing, ‘listening session’ to come (dates TBA)

June 9, 2020 0

A panel formed by the Consumer Financial Protection Bureau (CFPB) in January to review and recommend updates to consumer financial laws and rules will produce a two-volume report that will include historical information, analysis of […]

Bureau publishes fact sheet on title insurance, updated FAQs for TRID compliance

June 9, 2020 0

A fact sheet on title insurance disclosures and updated frequently asked questions (FAQs) – such as the requirement to include seller information in some instances – for required disclosures about home mortgages were issued Tuesday […]

CFPB’s consumer handbook on ARMs revised; eliminates references to LIBOR

June 8, 2020 0

A handbook that lenders must provide to adjustable rate mortgage (ARM) borrowers at application or before the consumer pays a non-refundable fee (whichever is earlier) has been updated by the Consumer Financial Protection Bureau (CFPB), […]

CFPB slates ‘convening’ Monday on youth financial education research

June 5, 2020 0

A virtual Youth Financial Education Research Convening is slated for Monday, hosted by the Consumer Financial Protection Bureau (CFPB) in conjunction with the Interagency Working Group on Youth Programs (IWGYP), according to a CFPB notice. […]

Guidance on CARES Act mortgage forbearance measures issued jointly by CFPB, state regulators

June 4, 2020 0

Guidance to help mortgage servicers comply with forbearance requirements in dealing with consumers affected by the coronavirus (COVID-19) pandemic was issued jointly Thursday by the federal consumer bureau and state financial institution regulators. The guidance, […]

Bureau proposes changes in disclosure provisions for open-, closed-end products after LIBOR runs out

June 4, 2020 0

Changes in disclosure provisions for open-end and closed-end loan products to provide examples of replacement indices for a widely used reference rate whose use is expected to be discontinued after 2021 was proposed by the […]

CFPB adopts flexible stance regarding certain credit card disclosures during pandemic

June 3, 2020 0

The Consumer Financial Protection Bureau (CFPB) is providing temporary, targeted flexibility during the coronavirus (COVID-19) pandemic for credit card issuers regarding the electronic provision of certain disclosures under truth-in-lending laws that are required to be […]

« 1 … 69 70 71 72 73 … 135 »

Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts

July 3, 2025 0

The two most common violations of consumer compliance supervision in 2024 were those related to truth-in-lending and mandatory flood insurance – pretty much the same results reported in 2023 — according to an annual report issued Thursday by the federal [...]
7 banks ‘outstanding,’ 64 ‘satisfactory’ for CRA, FDIC reports in latest disclosure

July 3, 2025 0

Seventy-one banks whose performance ratings under the anti-redlining Community Reinvestment Act (CRA) were announced Thursday were all rated either “outstanding” or “satisfactory,” according to the Federal Deposit Insurance Corp. (FDIC). The information, which the FDIC said became publicly available in [...]
NCUA shutters small IL credit union after 12-day conservatorship; third to close in two weeks

July 1, 2025 0

A tiny credit union that was placed into conservatorship June 18 was closed by its federal regulator July 1, the agency said in a release that alleged violations of federal law and rules. It is the third credit union the [...]
Seven banks – including Bank of China branches – earn top ratings for CRA compliance

July 1, 2025 0

Seven banks – including two branches of the Bank of China – received the highest ratings for compliance with rules implementing anti-redlining laws, according to scores released Tuesday by the national bank regulator. The ratings for compliance with Community Reinvestment [...]