CFPB – Page 38 – Regulatory Report

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[ June 30, 2025 ] Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession The Fed
[ June 30, 2025 ] Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases OCC
[ June 30, 2025 ] Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another NCUA
[ June 30, 2025 ] 2 former credit union employees barred from future work in insured FIs NCUA
[ June 30, 2025 ] Texas bank became second to fail so far this year OCC

In quest for ‘fair, transparent, competitive’ auto lending, bureau vows to monitor loans, collections, subprime competition

February 24, 2022 0

A fair, transparent, and competitive auto lending market – particularly as car prices, for especially used models, rise – will be a focus of the federal consumer financial protection agency, it said in a blog […]

Factsheet covers interest rate used for calculating prepaid interest under QM

February 23, 2022 0

A factsheet on the interest rate used for calculating prepaid interest under certain mortgage lending rules was issued Wednesday by the federal consumer financial protection agency. The Consumer Financial Protection Bureau (CFPB) said the fact […]

‘Options’ aim to protect homebuyers from use of ‘algorithmic bias’ in valuation process

February 23, 2022 0

Protecting homebuyers from bias resulting through the use of algorithms applied in property valuations is the aim of “options” released Wednesday by the federal consumer financial protection agency. The Consumer Financial Protection Bureau (CFPB) said […]

Bureau makes changes to procedures for adjudications, with eye to ‘effective, efficient’ proceedings

February 22, 2022 0

An updated rule that expands the opportunities for parties in adjudication proceedings to conduct depositions was issued – and became effective – Tuesday by the federal consumer financial protection agency. According to filings in Tuesday’s […]

CFPB stepping up supervision of student loan servicers in face of October deadline for borrowers’ waiver applications

February 18, 2022 0

With a public service loan forgiveness (PSLF) waiver for student loan borrowers set to expire this Oct. 31, the agency charged with consumer financial protection said Friday it will be prioritizing its supervision of student […]

Agency to allow public petitions on consumer rules, require lobbyists to do same

February 16, 2022 0

Direct public petitions for rulemaking, or changes to rules, will now be part of the federal consumer financial protection agency’s regulatory process, the agency announced Wednesday, along with more transparency for former federal employees and […]

Bulletin confirms that EFTA consumer protections apply to government benefits paid through prepaid cards

February 15, 2022 0

Government contractors that illegally harvest fees from government benefits provided through prepaid cards will face enforcement actions, the federal consumer financial protection agency said Tuesday in issuing a compliance bulletin. In a release, the Consumer […]

Regulatory, enforcement agencies note flaw in Appraisal Foundation’s description of banned discrimination

February 10, 2022 0

Representatives from eight federal agencies and departments, including the Department of Justice (DOJ), last week told The Appraisal Foundation that its ethics rule and Advisory Opinion 16 fall short in describing what constitutes federally prohibited […]

Consumer choice? If you have a criminal record, maybe not so much, CFPB finds

February 1, 2022 0

A report that identifies ways in which financial service providers, often private for-profit firms, exploit individuals who have been incarcerated or otherwise come into contact with the criminal justice system was released Monday by the […]

Bureau regulatory agenda makes no mention of action on overdraft fees – for now

January 31, 2022 0

The phrase “overdraft fees” does not appear in the “semiannual regulatory agenda” published Monday by the federal consumer financial protection agency, according to the day’s issue of the Federal Register. However, there may be more […]

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Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession

June 30, 2025 0

The 22 large banks subjected to the Federal Reserve Board’s 2025 stress test reportedly are “well positioned” to withstand a hypothetical, severe recession while remaining above their minimum capital requirements and continuing to lend to households and businesses, the Fed [...]
Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases

June 30, 2025 0

Economic uncertainty has increased as consumer sentiment, geopolitical risk, sustained higher interest rates, and downward movement in some macroeconomic indicators have all had their impact on threats to the banking system, the national bank regulator said Monday. In its Semiannual [...]
Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another

June 30, 2025 0

A Middletown, Ohio, credit union has been closed and its members and their accounts moved to a Cincinnati, Ohio, credit union, the federal regulator said Monday. Butler Heritage Federal Credit Union (FCU) of Middletown was liquidated by the National Credit [...]
2 former credit union employees barred from future work in insured FIs

June 30, 2025 0

A former employee of a Kansas credit union and one from a credit union in Pennsylvania are barred from participating in the affairs of any federally insured depository institution, the federal credit union regulator said Monday. The National Credit Union [...]
Texas bank became second to fail so far this year

June 30, 2025 0

A Santa Anna, Texas, bank was closed late Friday by the national bank regulator, becoming the second bank to fail so far this year. Santa Anna National Bank was closed by the Office of the Comptroller of the Currency (OCC), [...]