CFPB – Page 27 – Regulatory Report

What's up

[ September 9, 2025 ] OCC names two to new positions – one aimed at ‘elevating’ chartering function OCC
[ September 9, 2025 ] Disrupting, detecting ‘financially motivated sextortion’ is target of notice Other
[ September 8, 2025 ] Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’ OCC
[ September 8, 2025 ] FinCEN revises SW border targeting order, raising threshold for CTR reports Other
[ September 5, 2025 ] Credit unions see loan growth outside of that for cars; ROAA — and delinquencies — on upswing NCUA

CFPB not prioritizing, just yet, enforcement of restored 25-loan HMDA reporting threshold for closed-end mortgages

December 6, 2022 0

The federal agency charged with consumer financial protection says it does not plan to carry out enforcement actions related to a now 25-loan threshold for reporting closed-end mortgage loans under the Home Mortgage Disclosure Act […]

Bureau wants ‘deposits’ of $19 million refunded; firm was ‘not a bank,’ made other spurious claims, agency finds

December 1, 2022 0

Refunds of approximately $19 million to about 400 depositors would be forced on an investor and the company he ran under a proposal made public Thursday by the federal consumer financial protection agency. According to […]

Ceiling rises $1 (to $14.50) on maximum allowable consumer credit report fees for 2023

November 22, 2022 0

The ceiling on allowable charges will rise to $14.50 next year under the Fair Credit Reporting Act (FCRA), the federal consumer financial protection agency said Tuesday. The new rate takes effect Jan. 1. Under the […]

$5.25 million fine assessed against CA mortgage servicer for alleged ‘cheating’ of homeowners

November 17, 2022 0

A $5.25 million fine for allegedly cheating homeowners of their rights for mortgage payment forbearance during the height of the coronavirus crisis was announced Thursday by the federal consumer financial protection agency. The Consumer Financial […]

Consumer reporting firms continue to violate FCRA, latest CFPB ‘highlights’ alleges

November 16, 2022 0

Consumer reporting companies and data furnishers continued to violate the Fair Credit Reporting Act (FCRA) by failing to promptly address and update incorrect information on credit reports, according to a report issued Wednesday by the […]

CFPB cites issues with tenant background reports; will seek to identify guidance or rules to ensure practices follow law

November 15, 2022 0

Erroneous information in tenant background checks is leading to higher costs and barriers to quality rental housing, the Consumer Financial Protection Bureau (CFPB) said in issuing a market report and a consumer “snapshot” focusing on […]

CFPB modifies nonbank supervision procedural rule

November 14, 2022 0

Changes to clarify what will be disclosed to the public when the Consumer Financial Protection Bureau (CFPB) designates a nonbank entity for supervision, and more time for such entity to weigh in on such disclosure, […]

New consumer bureau bulletin highlights crypto-asset complaints, fraud risks

November 10, 2022 0

A complaint bulletin that highlights consumer complaints and discusses fraud risks related to crypto-assets was issued Thursday by the Consumer Financial Protection Bureau (CFPB). “Our analysis of consumer complaints suggests that bad actors are leveraging […]

CFPB circular details potential FCRA liability for consumer reporting agencies, information furnishers that shirk dispute investigation requirements

November 10, 2022 0

Inadequate investigatory practices of consumer credit reporting companies and information furnishers in dealing with consumer reporting disputes could draw state or federal law enforcement action under the Fair Credit Reporting Act (FCRA), the Consumer Financial […]

Bureau adds 2 questions to inquiry about big-tech firms’ data use, policy regarding payments; comments due Dec. 7

November 7, 2022 0

Two questions about large technology firms’ penalty practices and acceptable use policies are out for comment until Dec. 7 as part of the consumer financial protection agency’s inquiry launched in October 2021. The Consumer Financial […]

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OCC names two to new positions – one aimed at ‘elevating’ chartering function

September 9, 2025 0

A new principal deputy chief counsel and a new top executive for chartering – a move that “elevates” the chartering function – were announced Tuesday by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said [...]
Disrupting, detecting ‘financially motivated sextortion’ is target of notice

September 9, 2025 0

Helping financial institutions detect and disrupt financially motivated sextortion is the aim of a notice issued Monday by the Treasury’s anti-financial crimes arm. The Financial Crimes Enforcement Network (FinCEN) said the notice “underscores the importance of suspicious activity reporting (SAR) [...]
Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

September 8, 2025 0

Eliminating “politicized or unlawful debanking” in the federal banking system is the subject of two bulletins issued Monday by the national bank regulator in an effort, the agency said, to “end the weaponization of the financial system.” That is, if [...]
FinCEN revises SW border targeting order, raising threshold for CTR reports

September 8, 2025 0

A reissued geographic targeting order (GTO), revised from March, increases the dollar threshold to $1,000 for cash transactions that certain money services businesses (MSB) must report on currency transaction reports (CTRs), Treasury’s financial crimes enforcement arm said Monday. The change [...]
FinCEN guidance says cross-border sharing of certain facts underlying a SAR not barred by BSA

September 5, 2025 0

Cross-border sharing among financial institutions of the underlying facts, transactions and documents upon which a suspicious activity report (SAR) is based is not the kind of sharing that is prohibited by the Bank Secrecy Act (BSA), Treasury’s financial crimes enforcement [...]
FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

September 5, 2025 0

Ratings assigned to 59 banks in June for their performance under the federal anti-redlining Community Reinvestment Act included two “outstanding” ratings and one “needs to improve,” according to information released Friday by the Federal Deposit Insurance Corp. (FDIC). The remaining [...]