CFPB – Page 25 – Regulatory Report

What's up

[ July 8, 2025 ] Agency updates contact info for notices, posters required under CRA, ECOA, FHA OCC
[ July 7, 2025 ] Credit union regulator notes flood assistance available to Texas institutions in some cases NCUA
[ July 7, 2025 ] FL credit union seeks to serve 6.3-million-person community; hearing slated for September NCUA
[ July 7, 2025 ] Floods in Texas prompt closure notice for banks in affected areas, OCC announces OCC
[ July 3, 2025 ] Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts FDIC

Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders

January 30, 2023 0

Title: Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders Subject: Registry of orders Agency: CFPB Status: Proposed rule Summary: Pursuant to its authorities under the Consumer Financial Protection Act of 2010 […]

Bureau begins biennial review of consumer credit card market, invites public feedback

January 24, 2023 0

A request for information seeking public feedback on how the consumer credit market is functioning was announced Tuesday as part of the Consumer Financial Protection Bureau’s (CFPB) biennial review of the industry, with feedback due […]

Bureau targets subscription fees for services consumers don’t want as violations of consumer protection laws

January 19, 2023 0

Subscription fees charged for services people don’t want are the target of new guidance issued Thursday by the federal consumer financial protection agency with an aim of “rooting out” the tactics by some companies, the […]

Law firm would be curtailed in filing new ‘junk lawsuits’ against consumers in settlement

January 11, 2023 0

Charging illegal debt collection practices – including filing “junk lawsuits” – by a New York debt collection firm, the federal consumer financial protection agency said it has reached a settlement that would sharply curtail any […]

Nonbank contracts claiming to waive consumer rights would be subject to registry under proposal

January 11, 2023 0

Contracts by nonbanks that claim to waive or limit consumer rights and protections – including bankruptcy and liability amounts – would be subject to a public registry of terms and conditions under a proposal issued […]

Agencies announce lawsuit against auto lender for misrepresenting credit costs, ‘tricking customers’

January 4, 2023 0

Misrepresenting the cost of credit and tricking customers into high-cost loans on used cars are charges leveled against a Michigan auto lender by the New York Attorney General and the federal consumer financial protection agency […]

Annual report on consumer reporting firms finds improvements, but more actions suggested

January 3, 2023 0

Considerations for the nationwide consumer reporting companies to improve compliance with consumer financial protection laws and, ostensibly, to serve consumers better, is the asserted aim of annual report issued Tuesday by the federal consumer financial […]

HMDA, TILA asset-size exemption thresholds raised for 2023

December 28, 2022 0

Two final rules increasing the asset-size exemption thresholds for institutions required to report mortgage activity and to establish escrows for certain higher-priced mortgage loans (HPMLs) were published this week by the Consumer Financial Protection Bureau […]

Bureau raises 2023 TILA thresholds for higher-cost mortgages, QMs

December 23, 2022 0

There is no change in the $1 amount triggering minimium interest charge disclosures for open-end consumer credit plans for 2023, but the consumer financial protection agency is raising other amounts that will apply to certain […]

Remittance firm ordered to refund fees, pay penalty, after charges of failing to follow regulations

December 22, 2022 0

A remittance provider has been ordered to refund fees and pay a penalty after allegedly failing to provide refunds on thousands of transactions, the consumer financial protection agency said Thursday. The order against Servicio UniTeller, […]

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Agency updates contact info for notices, posters required under CRA, ECOA, FHA

July 8, 2025 0

Looking for updated notices and posters to comply with federal requirements under anti-redlining, housing and equal credit opportunity laws? The national bank regulator says it has what you need. In a bulletin issued Tuesday, the Office of the Comptroller of [...]
Credit union regulator notes flood assistance available to Texas institutions in some cases

July 7, 2025 0

Resources available to help credit unions affected by floods in Texas beginning July 2 were outlined by their federal regulator late Monday, saying it is “monitoring the situation closely.” In a release, the National Credit Union Administration (NCUA) said low-income-designated [...]
FL credit union seeks to serve 6.3-million-person community; hearing slated for September

July 7, 2025 0

A proposed membership field expansion adding two counties to the area served by Dade County Federal Credit Union, Sweetwater, Fla., is the subject of a virtual public hearing slated Sept. 23 by the National Credit Union Administration (NCUA). The credit [...]
Floods in Texas prompt closure notice for banks in affected areas, OCC announces

July 7, 2025 0

Catastrophic flooding in Texas has prompted the national bank regulator to allow banks in the affected area to close offices, the agency said Monday. The Office of the Comptroller of the Currency (OCC) said it expects that only those bank [...]
Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts

July 3, 2025 0

The two most common violations of consumer compliance supervision in 2024 were those related to truth-in-lending and mandatory flood insurance – pretty much the same results reported in 2023 — according to an annual report issued Thursday by the federal [...]
7 banks ‘outstanding,’ 64 ‘satisfactory’ for CRA, FDIC reports in latest disclosure

July 3, 2025 0

Seventy-one banks whose performance ratings under the anti-redlining Community Reinvestment Act (CRA) were announced Thursday were all rated either “outstanding” or “satisfactory,” according to the Federal Deposit Insurance Corp. (FDIC). The information, which the FDIC said became publicly available in [...]