CFPB

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[ September 9, 2025 ] OCC names two to new positions – one aimed at ‘elevating’ chartering function OCC
[ September 9, 2025 ] Disrupting, detecting ‘financially motivated sextortion’ is target of notice Other
[ September 8, 2025 ] Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’ OCC
[ September 8, 2025 ] FinCEN revises SW border targeting order, raising threshold for CTR reports Other
[ September 5, 2025 ] Credit unions see loan growth outside of that for cars; ROAA — and delinquencies — on upswing NCUA

Chart published as reference tool for collecting, reporting data points under HMDA rules

February 9, 2023 0

A reference chart for regulatory reporting of Home Mortgage Disclosure Act (HMDA) data collected this year was released Thursday by the federal consumer financial protection agency. According to the Consumer Financial Protection Bureau (CFPB), the […]

Report claims bank overdraft fee income dropped north of 40% in wake of pandemic

February 8, 2023 0

Bank overdraft fee income has dropped precipitously since before the onset of the coronavirus crisis, according to a federal consumer financial protection agency report issued Tuesday – and banks have not yet replaced that income […]

Bureau advisory opinion explains how digital mortgage comparison-shopping platforms might violate RESPA kickback prohibitions

February 7, 2023 0

Digital mortgage comparison-shopping platforms that give preferred placement or otherwise steer consumers to lenders based on the lenders’ compensation to the platforms are violating section 8 of the Real Estate Settlement Procedures Act (RESPA), the […]

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OCC names two to new positions – one aimed at ‘elevating’ chartering function

September 9, 2025 0

A new principal deputy chief counsel and a new top executive for chartering – a move that “elevates” the chartering function – were announced Tuesday by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said [...]
Disrupting, detecting ‘financially motivated sextortion’ is target of notice

September 9, 2025 0

Helping financial institutions detect and disrupt financially motivated sextortion is the aim of a notice issued Monday by the Treasury’s anti-financial crimes arm. The Financial Crimes Enforcement Network (FinCEN) said the notice “underscores the importance of suspicious activity reporting (SAR) [...]
Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

September 8, 2025 0

Eliminating “politicized or unlawful debanking” in the federal banking system is the subject of two bulletins issued Monday by the national bank regulator in an effort, the agency said, to “end the weaponization of the financial system.” That is, if [...]
FinCEN revises SW border targeting order, raising threshold for CTR reports

September 8, 2025 0

A reissued geographic targeting order (GTO), revised from March, increases the dollar threshold to $1,000 for cash transactions that certain money services businesses (MSB) must report on currency transaction reports (CTRs), Treasury’s financial crimes enforcement arm said Monday. The change [...]
FinCEN guidance says cross-border sharing of certain facts underlying a SAR not barred by BSA

September 5, 2025 0

Cross-border sharing among financial institutions of the underlying facts, transactions and documents upon which a suspicious activity report (SAR) is based is not the kind of sharing that is prohibited by the Bank Secrecy Act (BSA), Treasury’s financial crimes enforcement [...]
FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

September 5, 2025 0

Ratings assigned to 59 banks in June for their performance under the federal anti-redlining Community Reinvestment Act included two “outstanding” ratings and one “needs to improve,” according to information released Friday by the Federal Deposit Insurance Corp. (FDIC). The remaining [...]

Chart published as reference tool for collecting, reporting data points under HMDA rules

Report claims bank overdraft fee income dropped north of 40% in wake of pandemic

Bureau advisory opinion explains how digital mortgage comparison-shopping platforms might violate RESPA kickback prohibitions

Proposal would cap late credit card fees at $8; CFPB says move would save consumers $9 billion

Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders

Bureau begins biennial review of consumer credit card market, invites public feedback

Bureau targets subscription fees for services consumers don’t want as violations of consumer protection laws

Law firm would be curtailed in filing new ‘junk lawsuits’ against consumers in settlement

Nonbank contracts claiming to waive consumer rights would be subject to registry under proposal

Agencies announce lawsuit against auto lender for misrepresenting credit costs, ‘tricking customers’

OCC names two to new positions – one aimed at ‘elevating’ chartering function

Disrupting, detecting ‘financially motivated sextortion’ is target of notice

Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

FinCEN revises SW border targeting order, raising threshold for CTR reports

FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA