CFPB – Page 22 – Regulatory Report

What's up

[ July 7, 2025 ] Credit union regulator notes flood assistance available to Texas institutions in come cases NCUA
[ July 7, 2025 ] FL credit union seeks to serve 6.3-million-person community; hearing slated for September NCUA
[ July 7, 2025 ] Floods in Texas prompt closure notice for banks in affected areas, OCC announces OCC
[ July 3, 2025 ] Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts FDIC
[ July 3, 2025 ] 7 banks ‘outstanding,’ 64 ‘satisfactory’ for CRA, FDIC reports in latest disclosure FDIC

Advisory asserts attempting to foreclose on ‘zombie mortgages’ is illegal, with focus on ‘piggybacks’

April 26, 2023 0

A debt collector who brings or threatens to bring a state court foreclosure action on a mortgage that is past the statute of limitations may violate the Fair Debt Collection Practices Act (FDCPA) and implementing […]

Seeing potential trouble ahead with AI, agencies vow to enforce anti-discrimination laws, rules

April 25, 2023 0

Protecting consumers from unlawful discrimination created by automated systems using artificial intelligence (AI) and other emerging automated systems is the aim of a pledge made Tuesday by the federal consumer financial protection agency and three […]

After losing data source, bureau turns to ICE to help calculate APORs for mortgages

April 14, 2023 0

A revised approach for determining the average prime offer rates (APOR) for purposes of federal mortgage rules was released Friday by the federal consumer financial protection agency. According to the Consumer Financial Protection Bureau (CFPB), […]

Consumer bureau policy statement on ‘abusive acts or practices’ slated for publication in Federal Register; comments invited

April 11, 2023 0

How the federal consumer financial protection agency approaches the 2010 Consumer Financial Protection Act’s (CFPA) prohibition against abusive acts or practices by consumer service providers is discussed in a policy statement slated for publication in […]

Statement of Policy Regarding Prohibition on Abusive Acts or Practices

April 11, 2023 0

Title: Statement of Policy Regarding Prohibition on Abusive Acts or Practices Subject: CFPA; abusive acts or practices Agency: CFPB Status: Policy statement and request for comment Summary: The Consumer Financial Protection Act of 2010 […]

Bureau unveils ‘help’ program to assist financial institutions in reporting small business lending activity

April 5, 2023 0

A week after unveiling its small business lending rule (widely criticized within the financial industry), the federal consumer financial protection agency launched Wednesday what it called a “dedicated regulatory and technical support program” for financial […]

Bureau sues couple for avoiding payment north of $40 million in restitution, penalties for illegal payday lending activities

April 5, 2023 0

Hiding money through fraudulent transfers to avoid paying more than $40 million in restitution and penalties for illegal payday lending activities was charged against the former chief of a Delaware-based firm, and his wife, by […]

Guidance tackles explaining CFPB view of ‘abusive conduct’ in consumer financial markets

April 3, 2023 0

Guidance aimed at addressing abusive conduct in consumer financial markets was issued Monday by the federal consumer financial protection agency, which termed the guidance a “policy statement” explaining the legal prohibition on abusive conduct in […]

New small business lending reporting rule finalized after 13 years in the making

March 30, 2023 0

A new rule requiring lenders to collect and report information about the small business credit applications they receive, including geographic and demographic data, lending decisions, and the price of credit, was finalized Thursday by the […]

May 3 is comment deadline for CFPB credit card late-fee proposal

March 29, 2023 0

A proposal issued Feb. 1 aimed at better ensuring that late fees charged on credit card accounts are “reasonable and proportional” – for example, capped at $8 for late credit card payments – has a […]

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Credit union regulator notes flood assistance available to Texas institutions in come cases

July 7, 2025 0

Resources available to help credit unions affected by floods in Texas beginning July 2 were outlined by their federal regulator late Monday, which said it is “monitoring the situation closely.” In a release, the National Credit Union Administration (NCUA) said [...]
FL credit union seeks to serve 6.3-million-person community; hearing slated for September

July 7, 2025 0

A proposed membership field expansion adding two counties to the area served by Dade County Federal Credit Union, Sweetwater, Fla., is the subject of a virtual public hearing slated Sept. 23 by the National Credit Union Administration (NCUA). The credit [...]
Floods in Texas prompt closure notice for banks in affected areas, OCC announces

July 7, 2025 0

Catastrophic flooding in Texas has prompted the national bank regulator to allow banks in the affected area to close offices, the agency said Monday. The Office of the Comptroller of the Currency (OCC) said it expects that only those bank [...]
Violations in 2024 of TIL and flood insurance once again were tops for banks; HMDA abuses move up the charts

July 3, 2025 0

The two most common violations of consumer compliance supervision in 2024 were those related to truth-in-lending and mandatory flood insurance – pretty much the same results reported in 2023 — according to an annual report issued Thursday by the federal [...]
7 banks ‘outstanding,’ 64 ‘satisfactory’ for CRA, FDIC reports in latest disclosure

July 3, 2025 0

Seventy-one banks whose performance ratings under the anti-redlining Community Reinvestment Act (CRA) were announced Thursday were all rated either “outstanding” or “satisfactory,” according to the Federal Deposit Insurance Corp. (FDIC). The information, which the FDIC said became publicly available in [...]