CFPB – Page 22 – Regulatory Report

What's up

[ November 6, 2025 ] Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed The Fed
[ November 6, 2025 ] Two banks in KS, MT consent to small fines for violations of flood insurance rules The Fed
[ November 6, 2025 ] FDIC offers banking reg relief to help storm-hit areas in AK, MN FDIC
[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
[ November 3, 2025 ] 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’ FDIC

Facilitating the LIBOR Transition Consistent With the LIBOR Act (Regulation Z)

May 11, 2023 0

Title: Facilitating the LIBOR Transition Consistent With the LIBOR Act (Regulation Z) Subject: LIBOR; Reg Z Agency: CFPB Status: Interim final rule; request for public comment Summary: The Consumer Financial Protection Bureau (CFPB or […]

Bureau issues warning that reopening deposit account after consumer closes it violates federal law

May 10, 2023 0

A bank may violate federal law if it unilaterally reopens a deposit account to process transactions after a consumer has already closed it, according to guidance issued Wednesday by the federal consumer financial protection agency. […]

North of $22 million to be shared with consumers harmed by debt relief firm, agency asserts

May 5, 2023 0

More than $22 million will be distributed to about 6,500 consumers who were allegedly harmed by a Maryland-based debt relief and credit repair company, the federal consumer financial protection agency said Friday. In a post […]

CFPB research, consumer, bank and credit union councils to meet

May 4, 2023 0

The four groups that advise the Consumer Financial Protection Bureau (CFPB) on the bureau’s policy agenda and matters affecting consumers, consumer banks and credit unions are set to hold virtual public meetings from May 16-19, […]

Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt

May 4, 2023 0

Title: Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt Subject: FDCPA Agency: CFPB Status: Advisory opinion Summary: The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to affirm that the Fair […]

Interim rule would conform Reg Z to legislation completing transition away from LIBOR

April 28, 2023 0

Regulation Z, implementing the Truth in Lending Act (TILA), would be conformed with legislation enacted last year to complete the transition away from a now-defunct interest rate reference tool under an interim final rule unveiled […]

Complaints show military members not receiving free credit monitoring services they are entitled to, agency claims

April 27, 2023 0

Military servicemembers are often not receiving the free credit monitoring services they are entitled to under the law, according to the federal consumer financial protection agency, evidenced by complaints received by the agency. In a […]

Agencies issue joint reminder that U.S. dollar LIBOR ends June 30; urges banks, credit unions to ensure they have ready alternatives

April 26, 2023 0

U.S. dollar (USD) London Inter-Bank Offered Rate (LIBOR) panels end June 30, and banks and credit unions are expected to complete their transition of remaining LIBOR contracts as soon as practicable, the federal banking, credit […]

Advisory asserts attempting to foreclose on ‘zombie mortgages’ is illegal, with focus on ‘piggybacks’

April 26, 2023 0

A debt collector who brings or threatens to bring a state court foreclosure action on a mortgage that is past the statute of limitations may violate the Fair Debt Collection Practices Act (FDCPA) and implementing […]

Seeing potential trouble ahead with AI, agencies vow to enforce anti-discrimination laws, rules

April 25, 2023 0

Protecting consumers from unlawful discrimination created by automated systems using artificial intelligence (AI) and other emerging automated systems is the aim of a pledge made Tuesday by the federal consumer financial protection agency and three […]

« 1 … 20 21 22 23 24 … 136 »

Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed

November 6, 2025 0

Finalized changes to the supervisory rating framework for large bank holding companies were released by the Federal Reserve late Wednesday, which were proposed by a divided agency board. The Fed said the revised rating framework “more accurately reflect the strength [...]
Two banks in KS, MT consent to small fines for violations of flood insurance rules

November 6, 2025 0

Relatively small fines were assessed to two small banks in Montana and Kansas, the Federal Reserve said Thursday, for penalties related to violations of flood insurance regulations. The Fed said that The Halstead Bank of Halstead, Kansas, and Belt Valley [...]
FDIC offers banking reg relief to help storm-hit areas in AK, MN

November 6, 2025 0

Eased regulatory requirements for banks serving areas hit by storms last month in Alaska and this June in Minnesota were announced Thursday by the Federal Deposit Insurance Corp. (FDIC). In two Financial Institution Letters (FILs), the FDIC pointed to the [...]
Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]