CFPB

What's up

[ September 9, 2025 ] OCC names two to new positions – one aimed at ‘elevating’ chartering function OCC
[ September 8, 2025 ] Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’ OCC
[ September 8, 2025 ] FinCEN revises SW border targeting order, raising threshold for CTR reports Other
[ September 5, 2025 ] Credit unions see loan growth outside of that for cars; ROAA — and delinquencies — on upswing NCUA
[ September 5, 2025 ] FinCEN guidance says cross-border sharing of certain facts underlying a SAR not barred by BSA Other

Charging ‘upselling’ as deceptive practice, bureau slaps firm with $20 million in fines, redress

May 31, 2023 0

Payments of $20 million in penalties and in redress to consumers for deceptive sales practices was ordered against an Indiana firm described as a nonbank personal loan installment lender, the federal consumer financial protection agency […]

Banks saw 4Q ’22 revenue from overdraft/NSF fees down by nearly half compared to right before pandemic’s start

May 24, 2023 0

Revenue from overdraft and non-sufficient funds (NSF) fees for banks and other financial institutions was down by nearly half in the last quarter of last year compared to pre-pandemic levels, the federal consumer financial protection […]

With small business lending rule in place, bureau publishes small entity compliance guide outlining requirements

May 15, 2023 0

The new small business lending rule from the federal consumer financial protection agency has prompted the issuance of a small entity compliance guide by the agency, it announced Monday. The compliance guide was issued Friday […]

July 26 comment date set on bureau’s PACE loan ability-to-repay proposal

May 11, 2023 0

A proposal to prescribe ability-to-repay rules for Property Assessed Clean Energy (PACE) financing, with Truth-in-Lending Act (TILA) civil liability provisions applicable for violations, is out for comment until July 26, according to a consumer bureau […]

Interim rule revising Reg Z for LIBOR transition out for comment until June 12

May 11, 2023 0

An interim final rule that, effective May 15, revises Regulation Z, which implements the Truth in Lending Act (TILA), in conformance with the transition away from the London Interbank Offered Rate (LIBOR) as an index […]

Residential Property Assessed Clean Energy Financing (Regulation Z)

May 11, 2023 0

Title: Residential Property Assessed Clean Energy Financing (Regulation Z) Subject: PACE financing; Reg Z Agency: CFPB Status: Proposed rule Summary: Section 307 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) directs […]

« 1 … 19 20 21 22 23 … 136 »

OCC names two to new positions – one aimed at ‘elevating’ chartering function

September 9, 2025 0

A new principal deputy chief counsel and a new top executive for chartering – a move that “elevates” the chartering function – were announced Tuesday by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said [...]
Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

September 8, 2025 0

Eliminating “politicized or unlawful debanking” in the federal banking system is the subject of two bulletins issued Monday by the national bank regulator in an effort, the agency said, to “end the weaponization of the financial system.” That is, if [...]
FinCEN revises SW border targeting order, raising threshold for CTR reports

September 8, 2025 0

A reissued geographic targeting order (GTO), revised from March, increases the dollar threshold to $1,000 for cash transactions that certain money services businesses (MSB) must report on currency transaction reports (CTRs), Treasury’s financial crimes enforcement arm said Monday. The change [...]
FinCEN guidance says cross-border sharing of certain facts underlying a SAR not barred by BSA

September 5, 2025 0

Cross-border sharing among financial institutions of the underlying facts, transactions and documents upon which a suspicious activity report (SAR) is based is not the kind of sharing that is prohibited by the Bank Secrecy Act (BSA), Treasury’s financial crimes enforcement [...]
FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

September 5, 2025 0

Ratings assigned to 59 banks in June for their performance under the federal anti-redlining Community Reinvestment Act included two “outstanding” ratings and one “needs to improve,” according to information released Friday by the Federal Deposit Insurance Corp. (FDIC). The remaining [...]

Charging ‘upselling’ as deceptive practice, bureau slaps firm with $20 million in fines, redress

Banks saw 4Q ’22 revenue from overdraft/NSF fees down by nearly half compared to right before pandemic’s start

With small business lending rule in place, bureau publishes small entity compliance guide outlining requirements

July 26 comment date set on bureau’s PACE loan ability-to-repay proposal

Interim rule revising Reg Z for LIBOR transition out for comment until June 12

Residential Property Assessed Clean Energy Financing (Regulation Z)

Facilitating the LIBOR Transition Consistent With the LIBOR Act (Regulation Z)

Bureau issues warning that reopening deposit account after consumer closes it violates federal law

North of $22 million to be shared with consumers harmed by debt relief firm, agency asserts

CFPB research, consumer, bank and credit union councils to meet

OCC names two to new positions – one aimed at ‘elevating’ chartering function

Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

FinCEN revises SW border targeting order, raising threshold for CTR reports

FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA