CFPB – Page 134 – Regulatory Report

What's up

[ February 24, 2026 ] Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises FDIC
[ February 24, 2026 ] Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules NCUA
[ February 24, 2026 ] Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports Other
[ February 18, 2026 ] Fastest-growing bank loan segment? Loans to non-bank financials (at a clip of nearly 22% annually), report finds FDIC
[ February 17, 2026 ] ‘Appeals board’ of material supervisory determinations would be created under OCC proposal OCC

Bureau asserts complaints yielded $750M in student loan relief

October 17, 2017 0

Complaints by student loan borrowers have driven actions that have produced more than $750 million in relief for student loan borrowers and strengthened the student loan repayment process for millions more, the Consumer Financial Protection […]

Comptroller, CFPB director square off over ‘arbitration rule’ in writings

October 14, 2017 0

Two top federal financial institution regulators are squaring off over the “arbitration rule” by the Consumer Financial Protection Bureau (CFPB) which take effects early next year, with both questioning the data used by the other […]

Bureau sues debt relief companies for claim of federal affiliation

October 12, 2017 0

Two debt relief companies that allegedly claimed falsely that they are affiliated with the federal government were sued Thursday by the Consumer Financial Protection Bureau (CFPB). The bureau also alleged that the companies falsely promised […]

Evaluating borrower’s chance of success principle behind payday loan rule

October 5, 2017 0

The principle that lenders must actually evaluate the borrower’s chances of success before making a loan is just plain common sense, Consumer Financial Protection Bureau (CFPB) Director Richard Cordray told the press Thursday in conference […]

Final ‘payday lending’ rule requires ‘full payment test’ in determining if borrowers can repay

October 5, 2017 0

A final rule requiring payday lenders and others to determine upfront whether consumers can repay their loans was issued Thursday by the Consumer Financial Protection Bureau (CFPB), covering payday loans, auto title loans, deposit advance […]

Rule, proposal aim to improve communications with troubled mortgage borrowers

October 4, 2017 0

Mortgage servicers would receive 10 more days to tell borrowers facing foreclosure — who have requested a cease in communication under federal debt collection law — about their options in preventing the foreclosure, under an […]

CFPB mum on comptroller charge that arbitration rule raises credit cost

October 2, 2017 0

No response has been made yet by the Consumer Financial Protection Bureau (CFPB) to an allegation that removing arbitration clauses for financial products and services raises costs of credit by about 25%. Acting Comptroller of […]

Title company ordered to cease activity, faces fine

September 27, 2017 0

An Indiana real estate settlement services provider was ordered to pay up to $1.25 million and cease illegal practices of steering consumers to a title insurer owned by its executives, the Consumer Financial Protection Bureau […]

Two in five struggling to make ends meet, bureau finds in ‘financial well-being’ survey

September 26, 2017 0

Millions of American adults – more than two in every five – struggle to make ends meet, and more than one-third of all consumers reported experiencing material hardships in the past year, according to the […]

Rule aims at more flexibility for mortgage lenders in collecting consumer ethnic, race info

September 20, 2017 0

A modification in federal mortgage rules that the Consumer Financial Protection Bureau (CFPB) said is aimed at providing additional flexibility for lenders in collecting consumer ethnicity and race information was finalized and published Wednesday by […]

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Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises

February 24, 2026 0

Even though banks saw their net income drop in the final quarter of 2025, they did report a four-year high return on assets (ROA) ratio of 1.24%, according to fourth quarter numbers released Tuesday by the federal bank deposit insurance [...]
Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules

February 24, 2026 0

Six credit union deregulation proposals – including ones dealing with issues related to loan commissions and post-election training for new board members – are included in the sixth round of such offerings by the federal credit union regulator, issued Tuesday. [...]
Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports

February 24, 2026 0

Banks will no longer have to file suspicious activity reports (SARs) with the term “SKN Passport” in the narrative for transactions involving investors in the Caribbean nation of St. Kitts and Nevis, the Treasury’s financial crimes arm said Tuesday. The [...]