CFPB – Page 109 – Regulatory Report

What's up

[ March 4, 2026 ] Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’ The Fed
[ March 3, 2026 ] NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more NCUA
[ March 3, 2026 ] Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks OCC
[ March 2, 2026 ] NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June NCUA
[ March 2, 2026 ] IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’ Other

Consumer complaint portal, bureau name change noted in 2018 ombudsman report

November 29, 2018 0

A mismatch in consumer complaint statuses, the agency’s name change and more are among the topics addressed in a report published online Thursday by the federal consumer financial protection agency’s ombudsman. In her “2018 Annual […]

Bureau gears up Office of Cost-Benefit Analysis (OCBA) with job posting for director

November 27, 2018 0

Reviewing, analyzing and recommending to the director and principal policy staff member cost-benefit analysis of proposed and final rules and actions will be the primary responsibilities of a new “cost-benefit analysis” assistant director of the […]

Kraninger confirmation vote, Fed governor speeches, Senate hearing on money laundering ahead this week

November 26, 2018 0

A much-anticipated Senate vote to confirm the next consumer financial protection bureau director is among the top items slated for the coming week, along with speeches about financial stability and monetary policy by the chairman […]

UPDATED: Report attempts to document ‘disaster comment codes’ by FIs in offering assistance to customers, members

November 21, 2018 0

A report documenting the prevalence of natural disaster comment codes in credit records to shed light on current practices for natural disaster reporting by financial institutions in offering assistance to their customers or members has […]

Agencies raise exemption thresholds 2.5% for 2019 consumer credit, lease transactions

November 21, 2018 0

Dollar thresholds have been set at $57,200 for determining exempt consumer credit and lease transactions in 2019, the Federal Reserve and the Bureau of Consumer Financial Protection (BCFP, formerly known as the CFPB) said in […]

Appraisal exemption amount for smaller, higher-priced mortgages rises in 2019

November 21, 2018 0

Mortgage loans that are “higher-priced” under federal mortgage rules and that don’t exceed $26,700 will be exempt from federal appraisal requirements in 2019, federal banking and consumer protection agencies said in an announcement Wednesday. The […]

BCFP says Santander to pay $9.29 million to gap insurance purchasers, $2.5 million penalty

November 20, 2018 0

A company that sold a gap insurance product as an add-on to its auto loan products will pay restitution and a civil money penalty over deceptive practices in its product marketing and misrepresentation of the […]

Fed, BCFP propose new indexing of funds-availability amounts in Reg CC; more

November 20, 2018 0

A statutory requirement for inflation adjustments every five years of the funds-availability amounts under the Electronic Funds Availability (EFA) Act would be implemented for the first time under a proposal issued Tuesday by regulators. Issued […]

3 BCFP councils meet Dec. 6 to discuss artificial intelligence in consumer financial services

November 20, 2018 0

Three advisory councils representing consumer and community development interests, community banks, and credit unions will meet simultaneously Dec. 6 by conference call to discuss artificial intelligence in consumer financial services and consumer access to financial […]

Kraninger nomination as permanent BCFP director coming up for Senate consideration

November 16, 2018 0

The Senate will consider the confirmation of a permanent director for the federal consumer financial protection agency within the next couple of weeks under unanimous consent, the Senate leader’s schedule shows. Exact timing is unclear; […]

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Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’

March 4, 2026 0

While economic activity increased slightly in seven of 12 Federal Reserve Districts in the last month, it fell or was flat in the remaining five – up from four in the previous reporting period, the agency said Wednesday. In its [...]
NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more

March 3, 2026 0

The federal credit union regulator is seeking comments by June 1 on five categories of regulations and whether they are outdated, unnecessary, or unduly burdensome, according to a notice Tuesday in the Federal Register. The National Credit Union Administration (NCUA) [...]
Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks

March 3, 2026 0

A rule regarding fair lending data was rescinded, and another amended related to licensing requirements for community banks, by the national bank regulator Tuesday which said the aim of both was to reduce regulatory burden. The Office of the Comptroller [...]
NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June

March 2, 2026 0

A published overview on fourth-quarter results for the National Credit Union Share Insurance Fund (NCUSIF) shows the fund closing 2025 with an equity ratio equal to 1.3% of total insured shares, up 2 basis points from June 2025 but 3 [...]
IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’

March 2, 2026 0

Two pages on interest rate risk (IRR) analysis will now be featured in the Uniform Bank Performance Report (UBPR), used by banks and other financial institutions, to improve its readability, the umbrella group for federal financial institution regulators said Monday. [...]
OCC publishes 24 banks’ CRA ratings, all ‘outstanding’ or ‘satisfactory’

March 2, 2026 0

The national bank regulator found nine banks to be “outstanding” and 15 to be “satisfactory” for compliance with the anti-redlining Community Reinvestment Act (CRA), according to ratings announced Monday that became public in February, the agency said. The list released [...]
New bank for investment firm Edward Jones wins federal insurance for Utah industrial charter

February 27, 2026 0

An investment firm with more than $2.2 trillion in assets under management has been awarded deposit insurance for a new industrial bank it has chartered in Salt Lake City, the federal bank deposit insurance agency said Friday. According to the [...]
OCC: Final rule clarifies national trust banks may engage in non-fiduciary activities

February 27, 2026 0

A final rule that aligns regulatory language with related language in underlying statute clarifies that national trust banks may engage in non-fiduciary activities, the national bank regulator announced in a bulletin Friday. The final rule, effective April 1, was issued [...]
Former tellers prohibited following scheme to launder illicit drug proceeds through bank’s vault

February 27, 2026 0

Two Indiana bankers – who both worked for the same bank in Covington, Ind. – were prohibited from further work in a financial institution after pleading guilty to laundering more than $1.6 million of illicit drug sales proceeds, the federal [...]