CFPB

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[ May 13, 2025 ] Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’ CFPB
[ May 13, 2025 ] Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes FDIC
[ May 13, 2025 ] 2024 FDIC Ombudsman activities summarized in report FDIC
[ May 12, 2025 ] Acting CFPB head Vought rescinds 67 guidance documents issued since 2011 CFPB
[ May 12, 2025 ] Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects The Fed

UPDATED: ‘Product sandbox’ comments due; hearing eyes cannabis banking; Powell speaks; NCUA Board nominees testify; more

February 11, 2019 0

The coming week includes a mix of regulatory agency proceedings, congressional hearings and public remarks addressing federal financial institution regulators and their policies. First up here is the winding down of the public comment period […]

CFPB says proposed ‘disclosure sandbox’ is not just for fintechs

February 8, 2019 0

The “disclosure sandbox” the federal financial consumer protection agency proposed in September that it hopes will encourage applications for trial disclosure programs would be not just for fintech companies, but any covered entity, “regardless of […]

Lawmakers want documents from consumer bureau on recent settlements reached without redress for consumers

February 7, 2019 0

Documents related to settlements at the federal consumer financial protection agency that did not require companies to provide redress to harmed consumers are being sought by two key lawmakers, according to a letter they sent […]

In response to CFPB payday proposal, House leader sets stage for struggle over rules

February 6, 2019 0

A proposal rescinding the “ability to repay” provisions of federal consumer financial protection agency regulations on small-dollar “payday” lenders should itself be rescinded, the chair of the House committee with oversight of the agency said […]

Surveys on debt collection disclosures, ‘making ends meet’ planned by consumer bureau

February 6, 2019 0

New surveys on consumers’ experiences with debt collection disclosures and on household financial shocks are proposed in notices published recently by the Consumer Financial Protection Bureau (CFPB). The bureau is seeking Office of Management and […]

Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date (mandatory underwriting provisions)

February 6, 2019 0

Title: Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date (mandatory underwriting provisions) Subject: Payday lending Agency: CFPB Status: Final rule Summary: The Bureau of Consumer Financial Protection (Bureau) is issuing this […]

Payday, Vehicle Title, and Certain High-Cost Installment Loans (rescinding provisions of current rule)

February 6, 2019 0

Title: Payday, Vehicle Title, and Certain High-Cost Installment Loans (rescinding provisions of current rule) Subject: Payday lending Agency: CFPB Status: Proposed rule Summary: The Bureau of Consumer Financial Protection (Bureau) is proposing to rescind certain […]

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Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’

May 13, 2025 0

Comments are due June 12 on a proposed rule that would rescind the Feb. 22, 2022, and March 29, 2023, amendments to the Consumer Financial Protection Bureau’s (CFPB) rules of practice for adjudication proceedings, including those transferring authority over dispositive [...]
Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued by the Federal Deposit Insurance [...]
2024 FDIC Ombudsman activities summarized in report

May 13, 2025 0

A brief, seven-page (plus cover) report highlighting 2024 activities of the agency’s Office of the Ombudsman was released Tuesday by the Federal Deposit Insurance Corp. (FDIC). In a Financial Institution Letter (FIL-12-2025), the FDIC said the ombudsman office “is a [...]
Acting CFPB head Vought rescinds 67 guidance documents issued since 2011

May 12, 2025 0

Sixty-seven guidance documents issued by the Consumer Financial Protection Bureau (CFPB) since its inception in 2011 are now rescinded, according to a notice in Monday’s Federal Register. The notice, signed by acting CFPB Director Russell Vought (head of the Office [...]
Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects

May 12, 2025 0

Higher inflation, slower growth and economic uncertainty are the catchphrases for the economy going into the next year, largely because of increased tariffs and policy changes for them, a Federal Reserve governor said Monday. Speaking to the International Economic Symposium [...]
Loan demand drops off in Q1 for C&I, CRE, RRE, Fed lending officer survey finds; credit card standards tighten

May 12, 2025 0

Demand for commercial and industrial (C&I) loans weakened in the first quarter, which was a similar story for many household loans, according to a report issued by the Federal Reserve Monday. In its April 2025 Senior Loan Officer Opinion Survey [...]
Agencies jointly issue loan-to-deposit ratios for ’25 used for compliance with interstate banking laws

May 12, 2025 0

Host state loan-to-deposit ratios were issued Monday by the three federal banking regulators, which informs banks about how the proportions are used to determine compliance with federal interstate banking laws. The ratios are issued in connection with a 1994 statute [...]
OCC restores previous merger act rules; comments due in 30 days

May 8, 2025 0

The national bank regulator is restoring its pre-2024 business combinations rule under the Bank Merger Act (BMA), undoing the rule adopted last September and also rescinding its related policy statement. The changes by the Office of the Comptroller of the [...]

UPDATED: ‘Product sandbox’ comments due; hearing eyes cannabis banking; Powell speaks; NCUA Board nominees testify; more

CFPB says proposed ‘disclosure sandbox’ is not just for fintechs

Lawmakers want documents from consumer bureau on recent settlements reached without redress for consumers

In response to CFPB payday proposal, House leader sets stage for struggle over rules

Surveys on debt collection disclosures, ‘making ends meet’ planned by consumer bureau

Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date (mandatory underwriting provisions)

Payday, Vehicle Title, and Certain High-Cost Installment Loans (rescinding provisions of current rule)

Payday: CFPB proposals rescind ability-to-repay, delay their implementation to Nov. 2020

Southeast-based payday lender assessed $100,000 fine, ordered to pay refunds, for multiple violations

Comments due on R.E. appraisals, proposed Reg CC changes; Powell, Quarles slated to speak; NCUA agenda to come

Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’

Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

2024 FDIC Ombudsman activities summarized in report

Acting CFPB head Vought rescinds 67 guidance documents issued since 2011

Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects

Loan demand drops off in Q1 for C&I, CRE, RRE, Fed lending officer survey finds; credit card standards tighten

Agencies jointly issue loan-to-deposit ratios for ’25 used for compliance with interstate banking laws

OCC restores previous merger act rules; comments due in 30 days