CFPB

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[ September 5, 2025 ] Credit unions see loan growth outside of that for cars; ROAA — and delinquencies — on upswing NCUA
[ September 5, 2025 ] FinCEN guidance says cross-border sharing of certain facts underlying a SAR not barred by BSA Other
[ September 5, 2025 ] FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA FDIC
[ September 4, 2025 ] ‘Disparate impact’ being written out of NCUA exam, supervision processes NCUA
[ September 4, 2025 ] AI drives at least some strength for commercial real estate, but otherwise economic growth flat, Fed report finds The Fed

Survey results show mortgage borrowers’ views of appraisals, willingness to move, disability accommodations

July 1, 2024 0

Details on appraisals, willingness to move, and disability accommodations are covered in updated loan-level data released Monday by two federal agencies collected through the National Survey of Mortgage Originations (NSMO). The data also provide, according […]

With bureau funding upheld, small business lending rule proceeds with interim rule on data collection

July 1, 2024 0

Data collection compliance for small business lending is extended to next year (July 18, 2025) for the highest volume lenders, and to dates in 2026 for moderate and lowest volume lenders, the federal consumer financial […]

Reverse servicing failures, repeated data errors, earn mortgage-related companies combined nearly $9 million in penalties

June 18, 2024 0

Two mortgage-related firms face action – including a combined nearly $9 million in penalties — for reverse mortgage servicing failures and recurring data errors, the federal consumer financial protection agency charged Tuesday. The Consumer Financial […]

Bureau goes after couple who, despite judgment, evaded law enforcement, hid money, court filing claims

June 17, 2024 0

Claiming they fraudulently hid money – north of $40 million – to evade law enforcement, the federal consumer financial protection agency Monday asked a court to resolve a lawsuit against a Kansas couple filed in […]

Proposal would end exception permitting use of medical debt info in credit decisions, could remove some $49 billion debt from consumers’ credit reports

June 11, 2024 0

A proposal to remove a regulatory exception that allows creditors to obtain and use medical debt information for credit eligibility decisions was issued for comment Tuesday by the federal consumer financial protection agency. The proposal […]

BNPL interpretive rule kicks in July 30; bureau taking comments until Aug. 1

June 10, 2024 0

An interpretive rule that applies some Regulation Z (Truth in Lending Act) requirements to lenders marketing “buy now, pay later” (BNPL) loans that are accessed through digital user accounts is set to take effect July […]

Rule on data-sharing standards issued, launching process for ‘open banking,’ bureau says

June 5, 2024 0

Establishing the process for recognizing data-sharing standards to comply with an upcoming “open banking” rule is the aim of final rule issued Wednesday, the federal consumer financial protection agency said. The Consumer Financial Protection Bureau […]

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FinCEN guidance says cross-border sharing of certain facts underlying a SAR not barred by BSA

September 5, 2025 0

Cross-border sharing among financial institutions of the underlying facts, transactions and documents upon which a suspicious activity report (SAR) is based is not the kind of sharing that is prohibited by the Bank Secrecy Act (BSA), Treasury’s financial crimes enforcement [...]
FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

September 5, 2025 0

Ratings assigned to 59 banks in June for their performance under the federal anti-redlining Community Reinvestment Act included two “outstanding” ratings and one “needs to improve,” according to information released Friday by the Federal Deposit Insurance Corp. (FDIC). The remaining [...]
‘Disparate impact’ being written out of NCUA exam, supervision processes

September 4, 2025 0

The federal credit union regulator will no longer include reviews for disparate impact in its examination and supervision of federally insured credit unions, the agency said Thursday. The National Credit Union Administration (NCUA) removed such references from its Fair Lending [...]
AI drives at least some strength for commercial real estate, but otherwise economic growth flat, Fed report finds

September 4, 2025 0

A “a rare strength in commercial real estate” is being fueled by the surge of data center construction in response to the “push to deploy” artificial intelligence (AI), according to the latest report on economic activity issued Wednesday by the [...]
Fed to host Oct. 21 payments conference

September 3, 2025 0

A conference on payments innovation will be hosted by the Federal Reserve Board Oct. 21 and livestreamed for the public, the Fed said Wednesday. The Fed said the conference will bring together a range of interested parties to discuss how [...]
OCC’s latest list of CRA ratings includes 2 banks rated ‘outstanding’

September 3, 2025 0

Banks on the list of Community Reinvestment Act (CRA) performance evaluation ratings that became public in August included nine rated “satisfactory” and two rated “outstanding,” the national bank regulator said. The list, released Tuesday, showed that Esquire Bank, N.A., Jericho, [...]
Fed sets individual large-bank capital requirements effective Oct. 1

September 2, 2025 0

The 31 large banks that were subject to this year’s Federal Reserve stress tests will have the same 4.5% minimum capital requirement and a stress capital buffer requirement of at least 2.5% as of Oct. 1, the Fed announced, with [...]

Survey results show mortgage borrowers’ views of appraisals, willingness to move, disability accommodations

With bureau funding upheld, small business lending rule proceeds with interim rule on data collection

Reverse servicing failures, repeated data errors, earn mortgage-related companies combined nearly $9 million in penalties

Bureau goes after couple who, despite judgment, evaded law enforcement, hid money, court filing claims

Proposal would end exception permitting use of medical debt info in credit decisions, could remove some $49 billion debt from consumers’ credit reports

BNPL interpretive rule kicks in July 30; bureau taking comments until Aug. 1

Rule on data-sharing standards issued, launching process for ‘open banking,’ bureau says

UPDATED: CFPB creates new registry for nonbanks subject to orders under consumer financial protection laws

CFPB amicus brief: EFTA applies when funds are wired from a consumer account

Bureau acts, again, against PA lender over collecting on student loans discharged in bankruptcy

FDIC list shows 2 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

‘Disparate impact’ being written out of NCUA exam, supervision processes

AI drives at least some strength for commercial real estate, but otherwise economic growth flat, Fed report finds

Fed to host Oct. 21 payments conference

OCC’s latest list of CRA ratings includes 2 banks rated ‘outstanding’

Fed sets individual large-bank capital requirements effective Oct. 1