FDIC

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[ May 14, 2025 ] FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated FDIC
[ May 14, 2025 ] OCC publishes spring ‘25 interest-rate risk report OCC
[ May 13, 2025 ] Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’ CFPB
[ May 13, 2025 ] Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes FDIC
[ May 13, 2025 ] 2024 FDIC Ombudsman activities summarized in report FDIC

More revisions of FDIC guidelines for appeals of material supervisory determinations out for comment until Nov. 21

October 21, 2022 0

A proposal that, among other things, would add the federal bank deposit insurer’s ombudsman to the agency’s Supervisory Appeals Review Committee (SARC) as a nonvoting member is out for public comment until Nov. 21, according […]

FDIC leader wireframes regulation, legislation, needed to move forward with crypto such as payment stablecoins

October 20, 2022 0

Before engaging in crypto-asset-related activities, banks must convince regulators that they have taken steps to ensure what they are doing is permissible, address risks, protect safety and soundness, and comply with all anti-money laundering laws, […]

FDIC joins Fed in issuing proposal on resolving large banks; proposes guidelines for appeals of material supervisory determinations

October 18, 2022 0

An advance notice of proposed rulemaking (ANPR) on resolving large banking institutions, as well as proposed guidelines for appeals of material supervisory determinations and including accounting standards updates on troubled debt restructurings (TDRs) under a […]

Increase of 2% in bank insurance assessment fees approved; starts with first quarter of ‘23

October 18, 2022 0

Bank deposit insurance assessment rate schedules will increase uniformly by 2 basis points beginning in the first quarterly assessment period of 2023 following adoption Tuesday of a final rule by the agency board that oversees […]

Proposal on resolution of large banks, final rule on deposit insurance assessments up for board consideration

October 14, 2022 0

A final rule on revised deposit insurance assessments, a notice of proposed rulemaking on resolution of large banks, and proposed guidelines for appeals by banks of material supervisory determinations will among the actions considered by […]

FDIC advisory panels to meet this month on state-chartered institution regulation, community banking, economic inclusion

October 11, 2022 0

Three Federal Deposit Insurance Corp. (FDIC) advisory committees are set to hold open meetings Oct. 24, 26, and 27 on matters regarding the regulation of state-chartered institutions, community banking, and economic inclusion, according to notices […]

Three banks earn ‘outstanding’ CRA ratings, but two ‘need to improve’

October 3, 2022 0

Three banks received anti-redlining compliance ratings of “outstanding,” but two others received “needs to improve ratings,” according to evaluations released Monday by the federal bank deposit insurance agency. The Federal Deposit Insurance Corp. (FDIC) said […]

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FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated

May 14, 2025 0

The federal bank deposit insurer’s board plans a vote next Tuesday to rescind its 2024 Bank Merger Act rule policy statement, replacing it with the previous statement, and to hear an update on its Deposit Insurance Fund (DIF) restoration plan, [...]
OCC publishes spring ‘25 interest-rate risk report

May 14, 2025 0

Interest rate risk data gathered during examinations of midsize and community banks are available Wednesday with the publication of the spring 2025 statistics report by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said the [...]
Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’

May 13, 2025 0

Comments are due June 12 on a proposed rule that would rescind the Feb. 22, 2022, and March 29, 2023, amendments to the Consumer Financial Protection Bureau’s (CFPB) rules of practice for adjudication proceedings, including those transferring authority over dispositive [...]
Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued by the Federal Deposit Insurance [...]
2024 FDIC Ombudsman activities summarized in report

May 13, 2025 0

A brief, seven-page (plus cover) report highlighting 2024 activities of the agency’s Office of the Ombudsman was released Tuesday by the Federal Deposit Insurance Corp. (FDIC). In a Financial Institution Letter (FIL-12-2025), the FDIC said the ombudsman office “is a [...]
Acting CFPB head Vought rescinds 67 guidance documents issued since 2011

May 12, 2025 0

Sixty-seven guidance documents issued by the Consumer Financial Protection Bureau (CFPB) since its inception in 2011 are now rescinded, according to a notice in Monday’s Federal Register. The notice, signed by acting CFPB Director Russell Vought (head of the Office [...]
Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects

May 12, 2025 0

Higher inflation, slower growth and economic uncertainty are the catchphrases for the economy going into the next year, largely because of increased tariffs and policy changes for them, a Federal Reserve governor said Monday. Speaking to the International Economic Symposium [...]
Loan demand drops off in Q1 for C&I, CRE, RRE, Fed lending officer survey finds; credit card standards tighten

May 12, 2025 0

Demand for commercial and industrial (C&I) loans weakened in the first quarter, which was a similar story for many household loans, according to a report issued by the Federal Reserve Monday. In its April 2025 Senior Loan Officer Opinion Survey [...]
Agencies jointly issue loan-to-deposit ratios for ’25 used for compliance with interstate banking laws

May 12, 2025 0

Host state loan-to-deposit ratios were issued Monday by the three federal banking regulators, which informs banks about how the proportions are used to determine compliance with federal interstate banking laws. The ratios are issued in connection with a 1994 statute [...]

More revisions of FDIC guidelines for appeals of material supervisory determinations out for comment until Nov. 21

FDIC leader wireframes regulation, legislation, needed to move forward with crypto such as payment stablecoins

FDIC joins Fed in issuing proposal on resolving large banks; proposes guidelines for appeals of material supervisory determinations

Increase of 2% in bank insurance assessment fees approved; starts with first quarter of ‘23

Proposal on resolution of large banks, final rule on deposit insurance assessments up for board consideration

FDIC advisory panels to meet this month on state-chartered institution regulation, community banking, economic inclusion

Three banks earn ‘outstanding’ CRA ratings, but two ‘need to improve’

FDIC leader clarifies: Climate change risks will be considered by agency – but not climate policy

Bank financial results for second quarter to be unveiled next week

Schedule for 4Q ’22 and 1Q ’23 CRA exams set by FDIC

FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated

OCC publishes spring ‘25 interest-rate risk report

Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’

Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

2024 FDIC Ombudsman activities summarized in report

Acting CFPB head Vought rescinds 67 guidance documents issued since 2011

Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects

Loan demand drops off in Q1 for C&I, CRE, RRE, Fed lending officer survey finds; credit card standards tighten

Agencies jointly issue loan-to-deposit ratios for ’25 used for compliance with interstate banking laws