FDIC – Page 42 – Regulatory Report

What's up

[ May 14, 2025 ] FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated FDIC
[ May 14, 2025 ] OCC publishes spring ‘25 interest-rate risk report OCC
[ May 13, 2025 ] Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’ CFPB
[ May 13, 2025 ] Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes FDIC
[ May 13, 2025 ] 2024 FDIC Ombudsman activities summarized in report FDIC

Regulators talk crypto, capital, climate change, bank mergers and more at Senate hearing

November 15, 2022 0

Crypto and stablecoins, capital requirements, climate change, bank mergers and more were among the topics that federal financial institution regulators touched on during testimony Tuesday before the Senate Banking Committee. In presenting their testimony for […]

Dropping ‘acting’ status: Gruenberg would receive five-year term as FDIC chairman under new nomination

November 14, 2022 0

Martin Gruenberg, the current acting chairman of the board for the federal insurer of bank deposits, would become the chairman (no longer temporary) of the agency panel under a nomination issued Monday by the White […]

Gruenberg: 1,000 ‘unique’ comments on agencies’ joint CRA proposal

November 3, 2022 0

Declaring that federal banking regulators are intent on improving impact and transparency under the Community Reinvestment Act (CRA), the acting chairman of the Federal Deposit Insurance Corp. (FDIC) in a speech Wednesday briefly noted progress […]

4 banks rated ‘outstanding’, 2 get ‘needs to improve’ in latest CRA ratings by agency

November 3, 2022 0

Two banks received “needs to improve” and four received “outstanding” ratings for their compliance with the anti-redlining Community Reinvestment Act (CRA) from the federal bank deposit insurer in August, the agency said Thursday. The remaining […]

FDIC advisory panel on systemic resolution set to meet next Wednesday

November 3, 2022 0

An open meeting of the panel that advises the Federal Deposit Insurance Corp. (FDIC) on policy related to the resolution of systemically important financial institutions is scheduled to meet Nov. 9 at 9 a.m., the […]

Following $1.6 million theft, FDIC prohibits New York banker; two banks lose insurance coverage

October 28, 2022 0

A former New York banker was prohibited from further working at a bank after stealing more than $1.6 million from the institution, the federal insurer of bank deposits said Friday in a report of enforcement […]

Growing risk of climate change for deposit insurers highlighted by Gruenberg before international group

October 27, 2022 0

Climate change as a continuing and growing source of risk for deposit insurers was highlighted before a conference of deposit insurers in Argentina Thursday by the acting chairman of the federal bank deposit insurance agency […]

Reg relief available to banks affected by storms, flooding in Illinois

October 25, 2022 0

The federal bank deposit insurer is extending some regulatory relief to financial institutions to facilitate recovery in areas of Illinois affected by severe storms and flooding, the agency said Tuesday. The Federal Deposit Insurance Corp. […]

Rate of unbanked households fell nationally to 4.5% in latest FDIC survey

October 25, 2022 0

The national rate of households that lacked a bank or credit union account fell 0.9 percentage points to 4.5%, or 5.9 million households, from 2019 to 2021 – the lowest unbanked rate since the 2009 […]

Resolution-Related Resource Requirements for Large Banking Organizations

October 24, 2022 0

Title: Resolution-Related Resource Requirements for Large Banking Organizations Subject: Large-bank resolutions Agency: FDIC, Federal Reserve Status: Advance notice of proposed rulemaking Summary: The Board of Governors of the Federal Reserve System (Board) and Federal Deposit […]

« 1 … 40 41 42 43 44 … 191 »

FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated

May 14, 2025 0

The federal bank deposit insurer’s board plans a vote next Tuesday to rescind its 2024 Bank Merger Act rule policy statement, replacing it with the previous statement, and to hear an update on its Deposit Insurance Fund (DIF) restoration plan, [...]
OCC publishes spring ‘25 interest-rate risk report

May 14, 2025 0

Interest rate risk data gathered during examinations of midsize and community banks are available Wednesday with the publication of the spring 2025 statistics report by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said the [...]
Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’

May 13, 2025 0

Comments are due June 12 on a proposed rule that would rescind the Feb. 22, 2022, and March 29, 2023, amendments to the Consumer Financial Protection Bureau’s (CFPB) rules of practice for adjudication proceedings, including those transferring authority over dispositive [...]
Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued by the Federal Deposit Insurance [...]
2024 FDIC Ombudsman activities summarized in report

May 13, 2025 0

A brief, seven-page (plus cover) report highlighting 2024 activities of the agency’s Office of the Ombudsman was released Tuesday by the Federal Deposit Insurance Corp. (FDIC). In a Financial Institution Letter (FIL-12-2025), the FDIC said the ombudsman office “is a [...]
Acting CFPB head Vought rescinds 67 guidance documents issued since 2011

May 12, 2025 0

Sixty-seven guidance documents issued by the Consumer Financial Protection Bureau (CFPB) since its inception in 2011 are now rescinded, according to a notice in Monday’s Federal Register. The notice, signed by acting CFPB Director Russell Vought (head of the Office [...]
Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects

May 12, 2025 0

Higher inflation, slower growth and economic uncertainty are the catchphrases for the economy going into the next year, largely because of increased tariffs and policy changes for them, a Federal Reserve governor said Monday. Speaking to the International Economic Symposium [...]
Loan demand drops off in Q1 for C&I, CRE, RRE, Fed lending officer survey finds; credit card standards tighten

May 12, 2025 0

Demand for commercial and industrial (C&I) loans weakened in the first quarter, which was a similar story for many household loans, according to a report issued by the Federal Reserve Monday. In its April 2025 Senior Loan Officer Opinion Survey [...]
Agencies jointly issue loan-to-deposit ratios for ’25 used for compliance with interstate banking laws

May 12, 2025 0

Host state loan-to-deposit ratios were issued Monday by the three federal banking regulators, which informs banks about how the proportions are used to determine compliance with federal interstate banking laws. The ratios are issued in connection with a 1994 statute [...]