FDIC – Page 42 – Regulatory Report

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[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
[ November 3, 2025 ] 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’ FDIC
[ November 3, 2025 ] Agency reminds of grant availability for low-income credit unions NCUA
[ October 31, 2025 ] Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars FDIC
[ October 31, 2025 ] Former MN credit union teller barred from future FI service NCUA

TILA led consumer compliance violations in 2022, but FTC Act abuses more serious, report shows

April 5, 2023 0

Violations of Truth in Lending Act (TILA) disclosure requirements were the most frequently cited bank consumer compliance violations by examiners in 2022, according to a report issued Wednesday by the federal bank deposit insurance agency. […]

$60 billion in loans, largely CRE, from Signature Bank up for sale this summer, FDIC announces

April 4, 2023 0

A $60 billion portfolio containing largely commercial real estate (CRE) loans of the failed Signature Bank will soon be up for sale, the federal insurer of bank deposits said late Monday. According to the Federal […]

Two banks earn ‘outstanding’ CRA ratings from FDIC; a third earns ‘needs improvement’

April 4, 2023 0

Two banks earned anti-redlining ratings of “outstanding” in January, according to the federal insurer of bank deposits – but a third bank earned a rating of “needs improvement,” the agency said Tuesday. In releasing its list […]

Inspector general skewers FDIC managers for $4.2 million loss related to telecommunications contract oversight

April 3, 2023 0

An unauthorized contractual commitment that cost the federal bank deposit insurance agency $4.2 million and a prolonged increase in operational, monetary, legal, and reputational risks is outlined in a report published Monday by the agency’s […]

Biden urges regulators to reverse changes of previous administration, claiming ‘weakening’ of safeguards for larger banks

March 31, 2023 0

Terming actions by the previous administration on bank regulation a “weakening” of common-sense safeguards and supervision for large regional banks, President Joe Biden (D) late Thursday urged the supervisors to reverse those decisions, which he […]

UPDATED: FDIC seeks to bar 3, impose fines and restitution over alleged bridge loan scheme that cost SBA millions

March 31, 2023 0

A bridge loan scheme that allegedly ended up costing the Small Business Administration an estimated $8.8 million is at the root of a Federal Deposit Insurance Corp. (FDIC) notice in February regarding prohibitions, fines assessments […]

Revised CRA rules still under development; no date given for release by Fed top supervisor

March 29, 2023 0

Revised rules implementing anti-redlining statutes will “support more impactful bank lending, investing, and services in today’s banking environment,” the Federal Reserve’s top supervisor said Wednesday – but he gave no date for when those rules […]

No new data items sought, but a couple tips provided on filing bank call reports due in April

March 29, 2023 0

Instructions and guidance for submitting first-quarter 2023 bank call report data are provided with a Financial Institution Letter (FIL) issued Wednesday by the Federal Deposit Insurance Corp. (FDIC). The call reports, covering the period from […]

Internet ‘neobank’ ordered to stop saying it has federal bank deposit insurance coverage

March 27, 2023 0

A so-called “neobank” which says it provides access to the U.S. banking system has been ordered to stop making phony representations that its customers cryptocurrency is covered by federal bank deposit insurance, the agency that […]

FDIC plans ‘comprehensive review’ of deposit insurance; will propose rule in May for payments to cover costs of two failed banks

March 27, 2023 0

A comprehensive review of the federal bank deposit insurance system, as well as a review of the supervision by the deposit insurance agency of one of the two recently failed banks, will be conducted and […]

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Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]
Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars

October 31, 2025 0

Prohibitions for September were announced Friday by the federal bank deposit insurance agency, including two for allegedly misappropriating hundreds of thousands of dollars from their respective banks. The Federal Deposit Insurance Corp. (FDIC) said Shelley C. Bounchareune, a former employee [...]
Former MN credit union teller barred from future FI service

October 31, 2025 0

A former teller of Affinity Plus Federal Credit Union of Saint Paul, Minn., was barred from any future work in federally insured financial institutions under an October prohibition order. In the consent order, the National Credit Union Administration (NCUA) said [...]