FDIC – Page 17 – Regulatory Report

What's up

[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
[ November 3, 2025 ] 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’ FDIC
[ November 3, 2025 ] Agency reminds of grant availability for low-income credit unions NCUA
[ October 31, 2025 ] Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars FDIC
[ October 31, 2025 ] Former MN credit union teller barred from future FI service NCUA

‘Merchant services program’ found to lead to unsafe, unsound practices for unprofitable Illinois bank

August 30, 2024 0

Practices of remote check creation (RCC) and merchant credit card processing (MCC) have earned an Illinois bank enforcement actions for unsafe and unsound bank practices, according to actions for July reported by the federal bank […]

Agencies update, issue examiner booklet for assessing bank management, acquisition of info technology

August 30, 2024 0

A booklet updating principles and practices that examiners review to assess a bank or other entity for managing development, acquisition, and maintenance (DA&M) of information technology was released Thursday by the umbrella group for federal […]

In dueling statements, FDIC Board members voice support/opposition to accountability plan in wake of sexual harassment scandal

August 29, 2024 0

A plan for dealing with accountability over sexual harassment allegations at the federal bank deposit insurance agency was approved by a 3-2 vote of the agency’s board late Wednesday – leading to dueling statements from […]

Comments due Oct. 22 on FDIC proposal to tighten its 2020 brokered deposits rule

August 23, 2024 0

Comments on a proposed rule that would tighten up some of the easing provisions of the federal bank deposit insurer’s 2020 brokered deposits rule will be due no later than Oct. 22, according to a […]

60-day comment period set for proposed data collection standards rule

August 22, 2024 0

Comments are due Oct. 21 on a proposal to establish data standards for the collection of information reported to federal financial institution regulators by financial entities under their jurisdiction, the federal financial institution and other […]

Recovery in SD areas affected by storms, flooding focus of FDIC letter

August 22, 2024 0

Certain regulatory relief measures to help financial institutions and facilitate recovery in areas of South Dakota affected by severe storms, straight-line winds, and flooding were announced by the Federal Deposit Insurance Corp. (FDIC) Wednesday in […]

Q&As cover implementation of FDIC’s revised rule on use of official sign, advertising statements

August 22, 2024 0

Requirements of last year’s regulatory revisions on banks’ use of the federal bank deposit insurance agency’s official sign and more are addressed in a set of questions and answers announced recently by the agency. Late […]

FDIC names independent ‘transformation monitor’ to audit workplace culture efforts

August 21, 2024 0

Carrie H. Cohen will be the federal bank deposit insurer’s independent “transformation monitor,” charged with auditing the agency’s ongoing efforts to implement recommendations for improving the agency’s workplace culture. Cohen, partner at Morrison Foerster LLP, […]

Comments due Oct. 18 on FDIC change-in-bank-control proposal

August 20, 2024 0

A proposed rule aimed at ensuring “appropriate review” of transactions that would result in control over institutions supervised by the Federal Deposit Insurance Corp. (FDIC) is out for comment until Oct. 18, according to a […]

Agencies issue joint proposal for data standards rules for information they collect

August 9, 2024 0

Establishing data standards for the collection of information reported to federal financial institution regulators by financial entities under their jurisdiction is the aim of a joint notice of proposed rulemaking (NPR) issued by the agencies […]

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Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]
Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars

October 31, 2025 0

Prohibitions for September were announced Friday by the federal bank deposit insurance agency, including two for allegedly misappropriating hundreds of thousands of dollars from their respective banks. The Federal Deposit Insurance Corp. (FDIC) said Shelley C. Bounchareune, a former employee [...]
Former MN credit union teller barred from future FI service

October 31, 2025 0

A former teller of Affinity Plus Federal Credit Union of Saint Paul, Minn., was barred from any future work in federally insured financial institutions under an October prohibition order. In the consent order, the National Credit Union Administration (NCUA) said [...]