Fees paid by credit unions in 2026 to fund their federal regulator will fall by an average of 24.6%, the agency said Friday, calling this the result of reductions in staffing, rearrangement of expenses and crediting of “unspent collections” of the fee in 2025.
In a letter to federal credit unions (26-FCU-01), National Credit Union Administration (NCUA) Board Chairman Kyle Hauptman said the agency’s 2026 budget was 20% lower than the previous year, the result, he indicated, of reductions to the agency’s staff and program levels. (Some of those, if not all, were ordered by the White House in its efforts to reduce the size of the federal government.)
Hauptman’s letter also said the agency has been “repurposing” about $49.3 million in “unspent, past years’ budgets for 2026.” He offered no additional explanation.
Operating fees to fund the agency are paid by federally chartered credit unions (FCUs) only (not state-chartered credit unions). Only FCUs with average quarterly assets of $2.16 million (for quarters from December 2024 to September 2025) receive an invoice for the fees, the agency noted.
Payment for the operating fees is due by April 17, the agency said.
Federal Credit Union Operating Fee Schedule for 2026
Leave a Reply