No changes for ‘26 assessment rates at OCC, continuing decrease made in fall

No changes for assessment rates are on tap for 2026 by the national bank regulator, which will continue the reduced rate adopted in September, the agency said Monday.

The Office of the Comptroller of the Currency (OCC) said the new year’s rate schedule would continue that which was reduced in September by 30% for banks with assets up to $40 billion and reduced 22% for assets above $40 billion.

The agency also noted that it also reduced in September, by 22%, assessment rates for independent trust and independent credit card operators.

“The 2026 assessment rates will provide the OCC with sufficient resources to ensure a well-trained staff that keeps up with emerging trends and embraces new technologies in performing the agency’s important mission to maintain the safety and soundness of the federal banking system,” the agency said.

The rate schedule takes effect Jan. 1, the OCC said. The rates will be reflected in assessments paid on March 31 and Sept. 30, the agency said.

OCC Maintains Assessment Rates for National Banks and Federal Savings Associations

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