FDIC official digital sign requirement delayed to 2027 to align with proposal

Insured depository institutions (IDIs) have an additional 21 months to comply with a rule requiring the display of the Federal Deposit Insurance Corp. (FDIC) official sign on their digital deposit-taking channels, according to an agency Financial Institution Letter (FIL).

The FDIC Board on Tuesday approved an extension from March 1, 2026, to Jan. 1, 2027, of the compliance deadline for the requirement. The extension also applies to analogous requirements related to IDIs’ automated teller machines (ATMs) “and like devices,” the FDIC said.

The FDIC said the extension would align the compliance date with the Jan. 1, 2027, compliance date provided in the agency’s proposal this August adjusting those provisions. Those adjustments, the agency said then, would revise a 2023 rule to focus display requirements for the FDIC official digital sign and the non-deposit sign on the screens and pages where signage would be most relevant for consumers. Tuesday’s action, also detailed in a Federal Register notice Friday, follows two previous delays for these provisions.

FDIC FIL-53-2025

Federal Register notice

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