FDIC Board to take up leverage ratio, loss-absorbing capacity rules Tuesday; BIF ratio, official sign rule delay also slated

Proposed revisions to the community bank leverage ratio and a final rule on the same for the largest banks – in addition to loss-absorbing capacity – are slated for action Tuesday by the Federal Deposit Insurance Corp. (FDIC) Board.

The board’s notice for Tuesday’s meeting shows the final rule includes modifications to the enhanced supplementary leverage ratio (ESLR) standards for U.S. global systemically important bank (GSIB) holding companies and their subsidiary depository institutions; and total loss-absorbing capacity (TLAC) and long-term debt requirements for U.S. GSIBs.

Those are the two items up for discussion Tuesday. The summary agenda – with all items expected to be approved on a single vote, with no substantive discussion, includes:

• a final rule to adjust and index certain regulatory thresholds;
• the FDIC Bank Insurance Fund’s (BIF) designated reserve ratio for 2026; and
• a final rule delaying the compliance date for the agency’s rule on official signs and advertising requirements, false advertising, misrepresentation of insured status, and misuse of the FDIC’s name or logo.

Tuesday’s meeting is slated for 10 a.m. and will be viewable by webcast.

Agenda for Nov. 25 FDIC Board open meeting