OCC cuts assessment rates for national banks, federal savings associations as of Sept. 30

The national bank regulator is reducing semiannual assessments on supervised institutions slated for Sept. 30, the agency announced Friday.

Calling it the fifth such reduction since 2017, the Office of the Comptroller of the Currency (OCC) said it has reduced the marginal rates in the general assessment fee schedule by 30% for assets up to $40 billion and 22% for assets above $40 billion.

The OCC said it also:

• reduced the independent trust national bank/federal savings association and independent credit card national bank/federal savings association assessment fee schedules by 22%; and
• decreased the hourly fee for special examinations and investigations to $137 from $176.

The OCC said the hourly fee decrease will still allow it to recover the cost of conducting special examinations and investigations.

The agency also issued a bulletin detailing the changes.

OCC Decreases the September 30, 2025, Assessment Rates for National Banks and Federal Savings Associations

OCC Bulletin 2025-21